USDA VS FHA in Mount-Pleasant, Titus County, TX

In 2025, USDA loan limit in Mount-Pleasant, county of Titus, TX is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Mount-Pleasant, county of Titus, TX

Loan Type Loan Limit Down payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA loan options in Mount-Pleasant, TX

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Texas?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Joe Villegas Group
  • 160 N Grant Ave, Manteca, CA, 95336
  • Since 1995, we have remained true to putting others first. Now with Loan Officers from coast-to-coast, we know it's the right way to do business and (in our humble opinion) the only way. We're dedicated to finding great rates & loan options for our customers while offering some of the fastest turn times in the industry.
  • Sierra Foothills Real Estate
  • 16898 Placer Hills Road, Meadow Vista, CA, 95722
  • At Sierra Pacific Real Estate we are committed to helping Buyers and Sellers accomplish their desired goals, with ease. Whether it involves residential or commercial needs, land subdivision, or an assist with the building process, our goal is to help make that process and transaction easier for our clients, by offering individual client care.
  • Commerce Financing Home Mortgage
  • 14670 Cantova Way, Suite 226, Rancho Murieta, CA, 95683
  • At Commerce Financing we pride ourselves on exceeding our customer's expectations in finding the best rates, service, and options for a home loan that's right for you. Whether you want the lowest rate possible, a large amount of guidance, or a more complex financing package, we realize you are unique
  • River Valley Community Bank
  • 905 Lincoln Way, Auburn, CA, 95603
  • Auburn Branch is a branch office of River Valley Community Bank. They provide the following services: Full Service Office Location and are located at 905 Lincoln Way Suite 100 in Auburn California. Mobile and traditional directions to this location can be found below along with ratings, online banking website and additional banking information.
  • MLS Reverse Mortgage
  • 215 Maple St, Auburn, CA, 95603
  • we’re the faces behind MLS Mortgage Group, Eric and Shel House, a husband and wife team that live where we work – in the heart of our hometown, MN. Our business is based out of NE Minneapolis where the community is fantastic and there are amazing, fun happenings on a regular basis.
  • Broker Direct Lending
  • 13635 Harlequin Way, Auburn, CA, 95603
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  • Key Home Loans
  • 985 Lincoln Way, Suite 206, Auburn, CA, 95603
  • At Key Home Loans, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options
  • Family Funding & Realty
  • 11740 Atwood Road, Auburn, CA, 95603
  • Family Funding, was founded in 1995 by Owner/Broker, Don Denne and his wife Bettina. Since they were both licensed and were experienced in real estate sales and mortgage lending, they decided that one put emphasis on real estate sales and the other on lending. Although they are completely separate from each other
  • Centurion Mortgage
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  • Bank CDA
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  • Bankcda is your hometown bank. We are proud that decisions are made locally allowing us to deliver expertise and flexibility to our communities. We are your neighbors and are committed to the success of local businesses and families by delivering high-quality service and products.