USDA and FHA Pro and Con in Mount-Pleasant, Titus County, TX
As of 2025, the USDA loan limit stands at $285,000 in Mount-Pleasant, Titus, TX, whereas the FHA loan limit for a single-family residence is $356,362.
Leverage the Lendersa® USDA loan calculator to evaluate the current top rates between USDA and FHA loans. This tool will also help you ascertain the necessary income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator shows you a side-by-side comparison of USDA, FHA, Conforming, and VA options to help determine the best fit for your financial needs in .
Loan Limits and Down Payment Requirements for 2025 in Mount-Pleasant, Titus, TX
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Offerings in Mount-Pleasant, TX
The objective of Lendersa® is to provide you the best USDA or FHA loans conveniently and quickly. You can start with any of the three pathways to find lenders and suitable USDA loan programs.
The USDA mortgage, endorsed by the U.S. Department of Agriculture, often referred to as the USDA rural development loan, is exclusively available in rural areas. Unlike FHA loans that impose a minimum down payment of 3.5%, the USDA loan requires no down payment.
Midland Community Bank is a full-service community bank serving the residents of Christian and Sangamon Counties. Some of the communities served are Kincaid, Tovey, Bulpitt, Taylorville, Edinburg, Pawnee and Springfield.
In 1966, a group of local businessmen and residents began the process to organize a community bank to serve the Midland area
Corn Growers State Bank has increased in assets many times over since 1950 and takes pride in the fact that it is a vital part of the Murdock community and wishes to thank all of its past, present and future customers for the business they have done with the bank. Your support is greatly appreciated
Troy Bank & Trust was organized September 5, 1906, with capital stock of $50, 000.00. Among the organizers and first directors were: Charles Henderson, W.C. Windham, and W.C. Black. The bank was first located on North Three Notch Street but moved in 1908 to 70 West Court Square. In 1926
Heritage Federal Credit Union began in 1965 as Warrick Employees Federal Credit Union for the employees at ALCOA Warrick Operations in Newburgh, Indiana. We had an interesting start to the credit union - United Steel Workers Local 104 union members started conducting financial transactions out of the trunk of a car.
Topaz Mortgage company was designed to put integrity back into the lending business. We empower you, the homeowner and home buyers, by simplifying the loan process. We provide the exact closing cost and lowest interest rate available, and then we invite you to shop with other banks, lenders and brokers.
First Fidelity Bank is an exclusive community Bank serving citizens of DeKalb County and surrounding communities. Organized in 1965, First Fidelity Bank has offices in Fort Payne, Rainsville & Ider, Alabama. The Bank is a wholly owned subsidiary of FBDC Financial Corp., a single Bank holding company, headquartered in Fort Payne
1586 US Highway 90 West, Defuniak Springs, FL, 32433
Walton County Teachers’ Federal Credit Union is a non-profit financial organization owned and operated by you, the members, for the benefit of all who belong. We were chartered in 1961 to serve all school personnel of the Walton County School Board, in Walton County, Florida. The credit union expanded its field of membership.
Illinois Educators Credit Union is a member-owned full-service financial cooperative with over $50M in assets serving 7,000 members. Founded in 1938, IECU operates from two locations in Springfield, Illinois and participates in the Co-Op Network, providing shared branching offices and free ATM locations across the state and country.
915 S Durkin Drive, Suite A, Springfield, IL, 62704
Funeral Service Credit Union, our Board of Directors is elected from and by the membership and serve in a voluntary capacity. Their responsibilities include establishing policies, reviewing and setting dividend and interest rates and ensuring the overall stability of the Credit Union
Marine Bank takes an active role in building Central Illinois. We are committed to making our communities better places to live because we live here, too. We recognize that improving the vitality and quality of life in Springfield, Champaign, Bloomington-Normal, Macomb, Rushville and surrounding areas is in the best interest of our customers
