USDA Vs. FHA Pro and Con comparison in Mount-Pleasant, Titus County, TX
As of 2025, the USDA loan limit stands at $285,000 in Mount-Pleasant, Titus, TX, whereas the FHA loan limit for a single-family residence is $356,362.
Leverage the Lendersa® USDA loan calculator to evaluate the current top rates between USDA and FHA loans. This tool will also help you ascertain the necessary income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator shows you a side-by-side comparison of USDA, FHA, Conforming, and VA options to help determine the best fit for your financial needs in .
Loan Limits and Down Payment Requirements for 2025 in Mount-Pleasant, Titus, TX
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Offerings in Mount-Pleasant, TX
The objective of Lendersa® is to provide you the best USDA or FHA loans conveniently and quickly. You can start with any of the three pathways to find lenders and suitable USDA loan programs.
The USDA mortgage, endorsed by the U.S. Department of Agriculture, often referred to as the USDA rural development loan, is exclusively available in rural areas. Unlike FHA loans that impose a minimum down payment of 3.5%, the USDA loan requires no down payment.
6505 N. Prospect Ave, Suite 400, Gladstone, MO, 64119
National VA Loans is one of the fastest growing VA mortgage brands in the United States. We are a brand that developed out of a pure, honest desire to help servicemen and women be able to buy a home and build the life of their dreams within that home. We are here to help you utilize the VA Loan programs.
The First National Bank of Stanton has served Martin County and the surrounding area for over 100 years. It has survived two World Wars, the Great Depression and the Dust Bowl.
It has continued to operate during numerous droughts and several oil booms and busts. The Bank plans to continue to offer the same quality service
Ford County State Bank succeeded the original Ford County Bank in 1902. The original Ford County Bank was constructed and opened by Asa Soule in 1887, and was in operation through 1897. Asa Soule was the developer of the Soule Canal or the Eureka Irrigation Canal. Ford County State Bank considers it a privilege to have served Spearville.
Valley State Bank is a locally owned and operated bank that was formed with one simple operating principle: To provide the members of our community with the best financial services to help them achieve their financial goals.Our staff here at Valley State Bank has decades of experience in banking.
Community Spirit Bank was the town of Red Bay’s first bank. We opened with the name Bank of Red Bay on June 11, 1908 in the Red Bay Hotel. Our roots run deeper than any other business in this community. We pride ourselves on being a true community bank and serving the citizens of our communities.
CB&S Bank is a leading community Bank with over $2 billion in assets, headquartered in Russellville, Alabama. We operate 56 branches in the Alabama, Mississippi, and Tennessee markets and employ more than 500 people. We are a local, community Bank with proven success and staying power.
We are available to meet with you in office, any time you like. It isn’t unusual to find our originators, meeting with borrowers and realtors early in the morning, early evening, or even on Saturday or Sunday. We do hope that you give us a call, stop in and see us, r take advantage of this great website and fill out an application online!
The Citizens Bank of Winfield is located in Winfield, AL. Our primary mission has always been to serve the banking needs of the community & a part of this has been keeping the bank financially strong and safe. With the economy in a weakened condition, it is important for our bank to remain strong & safe to retain the confidence of our customers.
We’re all about helping Veterans and military families become homeowners. In two short decades, we’ve closed over 500, 000 VA Loans and became the #1 VA purchase lender in the nation.
But to us, success isn’t measured in numbers. Our success is measured in living our values every day
3401 W. Broadway Business Park Ct, Suite 213, Columbia, MO, 65203
Mid-Continent Funding offers mortgage products for home buyers. Working alongside several of today’s lenders gives us the capability to offer products that allow borrowers:
Minimum down payments
First time buyer benefits
Program options for high debt-to-income ratios and low credit
Refinancing opportunities
To lower your monthly payments
