USDA and FHA Pro and Con in Sweetwater, Nolan County, TX

In 2026, the USDA loan limit for Sweetwater, in Nolan, TX, is $336,500, while the FHA limit for a single-family home is $472,030.

Use Lendersa® USDA loan calculator to assess today's top USDA vs FHA rates, determining income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator showcases USDA, FHA, Conforming, and VA options side by side to help you choose the best program for your financial situation in .

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2026 Loan Limits and Down Payment Requirements in Sweetwater, Nolan, TX

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA Loans in Sweetwater, TX

Lendersa® is committed to securing the best USDA or FHA loan for you quickly and without hassle. Begin one of three pathways to match with lenders and USDA loan programs.

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Understanding the USDA Loan in TX

A USDA home loan backed by the U.S. Department of Agriculture, also known as a USDA rural development loan or mortgage, is exclusively for rural areas. Unlike FHA loans that require a minimum of 3.5% down payment, USDA loans need no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • The Kristoff Team
  • 181 Bluffton Road, Suite F-102, Bluffton, SC, 29910
  • The Kristoff Team has been lending locally in Hilton Head Island and Bluffton since 1989. We have worked with thousands of clients and received numerous top producer awards by lending $3 billion over our combined 50 years. Our philosophy is simply, “say what you mean, mean what you say, and do what you say you’re going to do.”

  • Mortgage Lending Associates
  • 23 Anchor Cove Court, Bluffton, SC, 29910
  • Finance. Jason has been in the mortgage industry since 2001 and founded Mortgage Lending Associates in 2003. He is an experienced and knowledgeable mortgage executive, he has personally funded over 100 million in residential loans. Outside of mortgage lending Jason enjoys running, playing basketball and spending time with his two children

  • Commercial Mortgage Advisors
  • 1230 Gray Court, Eustis, FL, 32726
  • Commercial Mortgage Advisors originates loans with Life Insurance Companies, CMBS Lenders, Multi-Family DUS Lenders, Commercial Banks, Structured Finance Lenders, SBA lenders, and Industrial Development Bond lenders. The company primarily places long-term, fixed-rate financing on income producing.

  • Cluett Capital Partners
  • 14 Ridgeway Street, Ann Arbor, MI, 48104
  • Cluett Capital Partners provides commercial real estate financing solutions, including private money, hard money, DSCR loans, and institutional capital from banks, Fannie Mae, Freddie Mac, CMBS, HUD/FHA, and life companies. We structure customized bridge, construction, and permanent loans for multifamily and investment properties, delivering competitive terms and efficient execution in today’s evolving capital markets.

  • University of Michigan Credit Union
  • 340 E Huron Street, Suite 100, Ann Arbor, MI, 48104
  • UMCU is the only credit union headquartered in Ann Arbor, Michigan. It was established in 1954 with just 12 members and $9 in assets. Today, UMCU has more than 100, 000 members and more than $1 billion in assets, and it continues to grow. With nine offices in Ann Arbor, one branch in Ypsilanti, one branch in Dearborn and three branches in the Flint

  • Bank of Ann Arbor
  • 125 S. Fifth Ave, Ann Arbor, MI, 48104
  • Bank of Ann Arbor is a locally owned and operated bank with total assets and assets under management of over $2 billion, serving people and businesses throughout Washtenaw County and Plymouth. Bank of Ann Arbor is a community bank headquartered in downtown Ann Arbor with 8 locations throughout Southeast Michigan.

  • University Bank
  • 2015 Washtenaw Avenue, Ann Arbor, MI, 48104
  • University Bank is an FDIC insured, locally owned and locally managed Community Bank primarily serving the cities of Ann Arbor and Ypsilanti of Washtenaw County, Michigan. The Community Banking operation focuses on local businesses, local residents, minorities and non-profit organizations.

  • New Age Mortgage Services
  • 3252 Whiteash Ave, Clovis, CA, 93619
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.