USDA Vs. FHA Pro and Con comparison in Sweetwater, Nolan County, TX

In 2025, the USDA loan limit for Sweetwater, in Nolan, TX, is $336,500, while the FHA limit for a single-family home is $472,030.

Use Lendersa® USDA loan calculator to assess today's top USDA vs FHA rates, determining income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator showcases USDA, FHA, Conforming, and VA options side by side to help you choose the best program for your financial situation in .

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2025 Loan Limits and Down Payment Requirements in Sweetwater, Nolan, TX

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA Loans in Sweetwater, TX

Lendersa® is committed to securing the best USDA or FHA loan for you quickly and without hassle. Begin one of three pathways to match with lenders and USDA loan programs.

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Understanding the USDA Loan in TX

A USDA home loan backed by the U.S. Department of Agriculture, also known as a USDA rural development loan or mortgage, is exclusively for rural areas. Unlike FHA loans that require a minimum of 3.5% down payment, USDA loans need no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • Hello and thank you for choosing LENDCO. Honesty, Caring, and Competence are our core values. Our owner Julio Hernandez has been a Real Estate Broker since 2002 and has vast As a Mortgage Broker, we do only one loan application and only one credit pull. We shop the top wholesale lenders in the country and offer some of the lowest rates.
  • Innovation Mortgage Group
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  • Our team of experienced and knowledgeable Loan Officers are ready to serve all of your home financing needs! We understand that purchasing a home is one of the biggest decisions you’ll make. That’s why we combine cutting-edge technology and innovative workflows with an unwavering commitment so you can be confident in your decision.
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  • Malone, Victor, Eric
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  • Choice Lending Corp
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  • Northwestern Bank
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