USDA and FHA Pro and Con in Sweetwater, Nolan County, TX

In 2026, the USDA loan limit for Sweetwater, in Nolan, TX, is $336,500, while the FHA limit for a single-family home is $472,030.

Use Lendersa® USDA loan calculator to assess today's top USDA vs FHA rates, determining income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator showcases USDA, FHA, Conforming, and VA options side by side to help you choose the best program for your financial situation in .

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2026 Loan Limits and Down Payment Requirements in Sweetwater, Nolan, TX

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA Loans in Sweetwater, TX

Lendersa® is committed to securing the best USDA or FHA loan for you quickly and without hassle. Begin one of three pathways to match with lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding the USDA Loan in TX

A USDA home loan backed by the U.S. Department of Agriculture, also known as a USDA rural development loan or mortgage, is exclusively for rural areas. Unlike FHA loans that require a minimum of 3.5% down payment, USDA loans need no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Sweetwater Lenders

  • Sweetwater Regional Federal Credit Union
  • 1900 Preston Road, Sweetwater, TX, 79556
  • Lends in Texas
  • Sweetwater Regional Federal Credit Union is a member-owned financial institution committed to the international credit union philosophy of “People Helping People”. That means we aim to help you build your financial stability. And we do that by returning profits to members in the form of lower loan rates, higher savings rates.

  • Roscoe State Bank
  • 117 Cypress St, Roscoe, TX, 79545
  • Lends in Texas
  • Roscoe State Bank's long history of growth and stability is directly tied to its unique culture, where we believe in treating our customers like neighbors. As you enter our bank we want to greet you as if it was across the fence of your backyard. We provide banking services that answer to where you are in your life.

  • Communities of Abilene Federal Credit Union
  • 3661 N 6th Street, Abilene, TX, 79603
  • Lends in Texas
  • Originally named Abilene Air Force Base Federal Credit Union, Communities of Abilene Federal Credit Union was chartered on December 7, 1955 as a single sponsor credit union for the armed services personnel stationed at Abilene Air Force Base (Now Dyess AFB). We had seven founding members and assets of $41.50 by year end.

  • McKinney Investment
  • 3428 N. 1st, Abilene, TX, 79603
  • Lends in Texas
  • In 1996, Austin Finance was started when we saw a need for helping people in the local community. Austin Finance Company saw that they could help when small financial issues came up and big banks weren't willing to help.

    Since 1996, Austin Finance has grown to have 14 locations in the Great State of Texas. Austin Finance Company is a locally

  • Abilene Teachers Federal Credit Union
  • 3849 Antilley Road, Abilene, TX, 79606
  • Lends in Texas
  • Abilene Teachers Federal Credit Union has been open since 1950. The credit union has assets totaling $578.04 Million and provides banking services to more than 53, 000 members as of March 2022.

    The credit union is a not-for-profit, member-owned financial cooperative providing financial banking services to multiple member groups.

  • Abilene FCU
  • 4001 Catclaw Drive, Abilene, TX, 79606
  • Lends in Texas
  • Abilene Federal Credit Union is a not-for-profit financial cooperative. When you join the credit union, you become a shareholder – or an owner – of a very unique financial institution.credit unions, Abilene Federal Credit Union is a not-for-profit financial cooperative. When you join the credit union.

  • First Abilene Federal Credit Union
  • 3324 Catclaw Drive, Abilene, TX, 79606
  • Lends in Texas
  • First Abilene Federal Credit Union is a co-operatively owned financial institution committed to financially empowering our membership through a full range of competitively priced, efficiently delivered financial services, education, and counseling. We value our community and member relationships and strive to develop them through professional perso

  • Love & Love Mortgage, Inc.
  • 3102 South Clack St, Abilene, TX, 79606
  • Lends in Texas
  • Love & Love Mortgage Inc. is a privately owned mortgage lender with a combined 47 years of mortgage loan experience in Texas. Customer satisfaction is our number one priority. We value your trust in us and will work hard to make the mortgage process easy and pleasant. We are always just a phone call away.

  • First Priority Credit Union
  • 3165 S 27th Street, Abilene, TX, 79605
  • Lends in Texas
  • First Priority Credit Union was drafted on July 14, 1930, and approved by the Texas State Banking Board on September 2, 1930. First Priority Credit Union was chartered as Abilene Postal Employees’ Credit Union by the following US Postal Service employees who also served as the original board of Directors.