USDA VS FHA in Clyde, Callahan County, TX

In 2025, the USDA loan limit for Clyde, in Callahan, TX, is $336,500, whereas the FHA ceiling stands at $472,030 for a single-family residence.

Utilize Lendersa®'s USDA loan calculator to compare today's optimal USDA versus FHA rates. Assess the required income, credit score, reserves, and documentation to qualify. Our advanced mortgage calculator allows you to see USDA, FHA, Conforming, and VA programs side-by-side, helping you choose the best fit for your financial situation in .

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2025 Loan Limits and Downpayment Requirements in Clyde, Callahan, TX

Type of Loan Maximum Down Payment Percentage
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Choices in Clyde, TX

The mission of Lendersa® is to quickly obtain the best possible USDA or FHA loan hassle-free. Choose from three initial approaches to match with lenders and access USDA loan programs.

Lendersa USDA loan request and matching outcomes

Defining USDA Loans in TX

The USDA home loan, guaranteed by the Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage, is available exclusively in rural areas. In contrast to FHA loans, which require a minimum of 3.5% down payment, USDA loans eliminate the down payment requirement entirely.

Enter your location to find out if it qualifies for USDA rural housing loan?



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