USDA and FHA Pro and Con in Clyde, Callahan County, TX

In 2025, the USDA loan limit for Clyde, in Callahan, TX, is $336,500, whereas the FHA ceiling stands at $472,030 for a single-family residence.

Utilize Lendersa®'s USDA loan calculator to compare today's optimal USDA versus FHA rates. Assess the required income, credit score, reserves, and documentation to qualify. Our advanced mortgage calculator allows you to see USDA, FHA, Conforming, and VA programs side-by-side, helping you choose the best fit for your financial situation in .

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2025 Loan Limits and Downpayment Requirements in Clyde, Callahan, TX

Type of Loan Maximum Down Payment Percentage
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Choices in Clyde, TX

The mission of Lendersa® is to quickly obtain the best possible USDA or FHA loan hassle-free. Choose from three initial approaches to match with lenders and access USDA loan programs.

Lendersa USDA loan request and matching outcomes

Defining USDA Loans in TX

The USDA home loan, guaranteed by the Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage, is available exclusively in rural areas. In contrast to FHA loans, which require a minimum of 3.5% down payment, USDA loans eliminate the down payment requirement entirely.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Compass Credit Union
  • 485 S State Street, Sparta, MI, 49345
  • At Compass, we are community servants; we are educators; we are foundry workers; we are volunteers working for the betterment of everyone; we are members, and we are committed to navigating our mutual financial journey together And while we may all come from diverse backgrounds, we take pride in our shared neighborhoods
  • Jacksonville Firemen's Credit Union
  • 2205 Haines Street, Jacksonville, FL, 32206
  • Jacksonville Firemen’s Credit Union was established in 1933 to serve our members financial needs. The credit union is a not-for-profit financial cooperative that encourages thrift and provides credit at competitive rates. The credit union is owned and operated by its members. Each member has an equal vote regardless of account balance.
  • ChoiceOne Bank
  • 109 E. Division, Sparta, MI, 49345
  • ChoiceOne Bank is a full service financial institution with offices in Kent, Ottawa, Muskegon and Newaygo Counties. ChoiceOne Bank offers insurance and investment products through its subsidiary, ChoiceOne Insurance Agencies, Inc. ChoiceOne Financial Services, Inc. is the holding company headquartered in Sparta, Michigan.
  • Trillium Capital Resources
  • 301 West Bay St, Suite 1488, Jacksonville, FL, 32202
  • Trillium Capital Resources for several years and have closed on numerous financing deals, ranging from Life Insurance money, Credit Union, Agency and HUD. They listen to what our objectives are and formulate the right solution for us every time. We are glad to have them provide us with the solutions.
  • Multiline Mortgage Services Inc
  • 7711 9th Ave Drive NW, Bradenton, FL, 34209
  • Multiline Mortgage Services, Inc. We are a Mortgage Broker licensed in Florida, Georgia and Iowa. It is our pledge to all clients to work with the utmost integrity, respect, patience, and transparency to teach the loan process so our clients know how their money is being spent. No question is insignificant.
  • JZ Mortgage Services, Inc.
  • 7815 2nd Ave NW, Bradenton, FL, 34209
  • JZ Mortgage Services, Inc., our certified brokers value integrity more than anything else. We are here to answer your questions, free of charge, and schedule a complimentary consultation at your convenience. No matter what part of the homebuying process you are in, we can help guide you.
  • Buckeye State Bank
  • 9494 Wedgewood Blvd, Powell, OH, 43065
  • Buckeye Nation Interim, a company formed by a diverse team of local business leaders, purchased the bank and in September 2014, the bank name was changed to Buckeye State Bank. The name change publicly reflects the beginning of a new chapter of offering our members in all of Ohio the “big bank
  • BancOhio Financial
  • 271 South Liberty, Powell, OH, 43065
  • At BancOhio, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • One Choice Lending Group LLC
  • 80 Grace Drive, Shawnee Hills, OH, 43065
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  • First Service Federal Credit Union
  • 100 Main St, Groveport, OH, 43125
  • "First Service has mortgage loans with a variety of rates and terms. We can even pre-approve you for a loan. Your shopping experience will be more enjoyable knowing that the home you select will fit your budget New Purchase Low Fixed Rates Variable Rates Conventional Mortgages FHA • VA First Time Buyers Refinance Cash Out"