USDA VS FHA in Clyde, Callahan County, TX

In 2026, the USDA loan limit for Clyde, in Callahan, TX, is $336,500, whereas the FHA ceiling stands at $472,030 for a single-family residence.

Utilize Lendersa®'s USDA loan calculator to compare today's optimal USDA versus FHA rates. Assess the required income, credit score, reserves, and documentation to qualify. Our advanced mortgage calculator allows you to see USDA, FHA, Conforming, and VA programs side-by-side, helping you choose the best fit for your financial situation in .

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2026 Loan Limits and Downpayment Requirements in Clyde, Callahan, TX

Type of Loan Maximum Down Payment Percentage
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Choices in Clyde, TX

The mission of Lendersa® is to quickly obtain the best possible USDA or FHA loan hassle-free. Choose from three initial approaches to match with lenders and access USDA loan programs.

Lendersa USDA loan request and matching outcomes

Defining USDA Loans in TX

The USDA home loan, guaranteed by the Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage, is available exclusively in rural areas. In contrast to FHA loans, which require a minimum of 3.5% down payment, USDA loans eliminate the down payment requirement entirely.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • MCS Mortgage Services Inc
  • 7000 West Palmetto Park Road, Suite 210, Boca Raton, FL, 33433
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide our clients with the best loan product to fit their needs while providing them with the lowest payment and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Intercontinental Capital Group, Inc.
  • 7700 W Camino Real 4th Floor, Suite 400, Boca Raton, FL, 33433
  • ICG is a direct lending mortgage bank specializing in home financing for one to four family residential properties.ICG is licensed by the U.S. Department of Housing & Urban Development as a Title II Mortgagee to be able to offer government insured Federal Housing Administration Home Loans as well as standard Conventional Financing for its clients.

  • Home Loan Brokers LLC
  • 3350 SW 148th Ave, Suite 110, Hollywood, FL, 33027
  • Home Loan Brokers LLC is a Florida limited liability company based in Miramar. If your lender sends you a revised Loan Estimate, please compare it to the previous one you received. Can you tell what changed? If not, call your Loan Officer right away or contact us if we can help..

  • A Plus Mortgage
  • 15800 Pines Blvd, Suite 329, Pembroke Pines, FL, 33027
  • A Plus Mortgage Full service mortgage company based in Pembroke Pines, Florida. We specialize in first time home buyers and FHA 203k mortgage loans. We can help save money with a new lower monthly payment or help you realize your dream of home ownership! FHA 203k mortgage loans. We can help save

  • Aria Mortgage Solutions LLC
  • 3350 SW 148th Avenue, Suite 110, Miramar, FL, 33027
  • ARIA Mortgage Solutions. We are a full-service mortgage company based in Miramar, FL. We specialize in Various residential loans. Whether you are buying a home or refinancing we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment.

  • Worldwide Mortgage Lending Group Inc
  • 3350 SW 148 AVE, Suite 204, Miramar, FL, 33027
  • Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service – putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.

  • South Florida Quality Mortgage Corp.
  • 12781 Miramar Pkwy. Ste# 303, Miramar, FL, 33027
  • "A hard equity loan is an asset-based loan financing through which a borrower receives funds secured by real property. Hard money loans are issued by private investors or companies.

    As a hard equity lender, we understand better your business needs, and are able to provide more flexible solutions for your specific circumstances"

  • Mint Mortgage
  • 3601 SW 160th Ave Suite 320, Hollywood, FL, 33027
  • Mint Mortgage is a division of Point Mortgage. We are based in Miramar, FL, and serve clients in the greater Miami and Fort Lauderdale areas. We are licensed to work across the state of Florida and offer a range of loan programs to choose from. Solutions to help reduce closing cost and find lowest rate available.

  • EZ Funding Group, Inc.
  • 3350 SW 148th Ave, Suite 228, Miramar, FL, 33027
  • EZ Funding Group, Inc. was established in 2000 by Jaime Charouf as the President/CEO of the company and from its inception EZ Funding Group, Inc., has made the commitment to provide clients in the state of Florida with the highest quality service and with the combination of diverse residential and commercial mortgages.

  • iTHINK Financial
  • 1000 NW 17th Avenue, Delray Beach, FL, 33445
  • In 1969, a group of IBM employees got together (each giving $0.25) to form iTHINK Financial. Who would have thought that a set of quarters in 1969 would turn into one of the nation's largest Credit Unions with more than $1.50 billion in assets and 95, 000 Members across the country