USDA VS FHA in Abilene, Taylor County, TX

For 2025, the USDA loan ceiling in Abilene, within the county of Taylor, TX, is set at $336,500, whereas the FHA limit for a single-family home is $472,030.

Employ Lendersa® USDA loan calculator to evaluate current USDA versus FHA rate comparisons. Assess the necessary income, credit score, reserves, and documentation for qualification. With our sophisticated mortgage calculator, you can view side-by-side comparisons of USDA, FHA, Conforming, and VA loans to find out which option in aligns best with your financial needs.

Evaluate loan offers available from 100 lenders

2025 Loan Caps and Down Payment Requirements in Abilene, County of Taylor, TX

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Plans in Abilene, TX

The mission of Lendersa® is to secure you the optimal USDA or FHA loan quickly and effortlessly. Choose from three beginning points that pair you with lenders and USDA loan offerings.

Lendersa USDA loan request and matching results

Overview of USDA Loans in TX

The USDA home loan, a program backed by the Department of Agriculture, known as a USDA Rural Development loan or USDA mortgage, is exclusively available in rural areas. It contrasts with FHA loans, which require at least a 3.5% down payment, as USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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