USDA Vs. FHA Pro and Con comparison in Potosi, Taylor County, TX
For 2025, within Potosi in Taylor, TX, the USDA loan limit reaches $336,500, whereas the FHA limit for a single-family unit is $472,030.
Employ Lendersa®'s USDA loan calculator to compare today's best rates between USDA and FHA options. Assess the required income, credit status, reserves, and documentation necessary for approval. Our advanced mortgage calculator offers a side-by-side comparison of USDA, FHA, Conforming, and VA plans, enabling you to select the optimal one for your financial needs in .
2025 Loan Limits and Downpayment Requirements in Potosi, Taylor, TX
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Explore USDA and FHA Loan Choices in Potosi, TX
The mission of Lendersa® is to quickly connect you with the best USDA or FHA loan without stress. Start with any of three options provided to match with lenders and access USDA loan programs.
The USDA loan, backed by the U.S. Department of Agriculture, is sometimes called a USDA mortgage or rural development loan, and is only available in rural areas. Unlike FHA loans requiring a 3.5% down payment minimum, the USDA loan requires no down payment at all.
705 Federal Credit Union is opend since 1968. 705 Federal Credit Union is a not-for-profit financial institution. The credit union gives profit made back to those who belong through lower interest rates on loans, fewer fees, and higher dividends on savings accounts. Our members are made up of employees of various businesses within the Acadiana.
Chartered in September 1958 University of Louisiana Federal Credit Union was formed by ten employees of Southwestern Louisiana Institute. These employees wanted to create a source of credit for members by pooling their savings to make loans at a low interest rate as well as offer other financial services for the economic well-being of members.
Since 1954, MERITUS ® Credit Union (formerly Lafayette Schools Credit Union) has been dedicated to providing the best value in banking. You can count on us for personal service and solutions that fit every stage of your life and financial goals. Our mission is Securing your future by delivering affordable financial solutions,
Central mortgage service inc founded in 1999 we've weathered many storms and changes in this industry. Constantly adapting, overcoming and adjusting to the ever changing lending programs and guidelines. Now more than ever, you need to deal with a tried and proven industry professional.
City State Bank was chartered in 1920, and remains a locally owned independent bank. Over the years City State has continued to grow, and operates two full service locations. The original branch located in downtown Fort Scott at 202 Scott Avenue and our new branch located South of Fort Scott at 1012 Highway 69 covers the needs of our customer base.
First Community Bank of the Ozarks is a financial institution that is committed to serving the personal and business banking needs of the Branson, Hollister and Forsyth communities. Because we’re a community bank, we offer local decision-making from people you know and trust. First Community Bank Established in 1993.
Headquartered in Baton Rouge, Investar Bank is a full-service community bank that offers a superior level of products and services to individuals, professionals and small, medium and large businesses. This includes specialty accounts, bill paying services, cash management, electronic transactions and a wide variety of loan services.
3861 Ambassador Caffery Parkway, Suite 100, Lafayette, LA, 70503
US CapitalGroup Mortgage is a Veteran owned and Operated company based out of Lafayette, Louisiana. We are a client focused business bringing the best in mortgage products available at the lowest rates! Founded in Lafayette, Louisiana, US CapitalGroup Mortgage is a full service Mortgage brokerage.
