USDA Vs. FHA your options comparison in Potosi, Taylor County, TX

For 2026, within Potosi in Taylor, TX, the USDA loan limit reaches $336,500, whereas the FHA limit for a single-family unit is $472,030.

Employ Lendersa®'s USDA loan calculator to compare today's best rates between USDA and FHA options. Assess the required income, credit status, reserves, and documentation necessary for approval. Our advanced mortgage calculator offers a side-by-side comparison of USDA, FHA, Conforming, and VA plans, enabling you to select the optimal one for your financial needs in .

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2026 Loan Limits and Downpayment Requirements in Potosi, Taylor, TX

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Explore USDA and FHA Loan Choices in Potosi, TX

The mission of Lendersa® is to quickly connect you with the best USDA or FHA loan without stress. Start with any of three options provided to match with lenders and access USDA loan programs.

Lendersa USDA loan request and results

Understanding USDA Loans in TX

The USDA loan, backed by the U.S. Department of Agriculture, is sometimes called a USDA mortgage or rural development loan, and is only available in rural areas. Unlike FHA loans requiring a 3.5% down payment minimum, the USDA loan requires no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • North Star Mortgage Network Inc.
  • 12058 San Jose Blvd Suitwe 404, Jacksonville, FL, 32223
  • Since 2000, North Star Mortgage Network has helped thousands of Florida homebuyers and homeowners find the right mortgage with honest advice, competitive rates, and personalized service. As an independent mortgage broker, we compare multiple lenders to find the best loan for your needs. Whether you're purchasing, refinancing, or investing, we're committed to making the mortgage process simple, transparent, and stress-free.

    • OneTrust Home Loans
    • 12443 San Jose Blvd, Unit 103,, Jacksonville, FL, 32223
    • OneTrust Home Loans is a privately-owned direct lender and servicer with sales and operations across the country. In addition to the standard loan options like Conventional, FHA, VA, USDA, and Jumbo, OneTrust also boasts Portfolio and Construction Lending divisions. OneTrust Home Loans places special importance on customer service

  • First City Credit Union
  • 500 W. Woodbury Road, Altadena, CA, 91001
  • First City Credit Union is a nation leading 5-star rated credit union.

    First City Credit Union exists to serve its members. The credit union is committed to offer a broad range of quality financial services, delivered and priced to provide good value.

    The credit union shall maintain financially sound

  • UR TEAM Real Estate Services
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  • EverTrust Bank
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  • East West Bank
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  • Tony W. Moon
  • 225 S. Lake Ave, 3rd Floor, Pasadena, CA, 91101
  • Tony W. Moon offer a different products to fit a particular mortgage related challenges and while that in itself is not unique; we strive to deliver our service with honesty, openness, and with the long term benefits in mind for our client/friends, to become a resource for them and their family/friends.

  • SMPL Mortgage - D.B.A. C2 Financial Pasadena - Generational Lending Experts
  • 99 S Lake Ave, Suite 207, Pasadena, CA, 91101
  • SMPL Mortgage is a generational lending leader in mortgage financing. We simplify this complex process through education, seminars and a personal approach that meets our clients needs whatever life stage they are in. Webelieve in people and their potential making their dreams of financial freedom Humanly Possible.