USDA and FHA Pro and Con in Potosi, Taylor County, TX

For 2025, within Potosi in Taylor, TX, the USDA loan limit reaches $336,500, whereas the FHA limit for a single-family unit is $472,030.

Employ Lendersa®'s USDA loan calculator to compare today's best rates between USDA and FHA options. Assess the required income, credit status, reserves, and documentation necessary for approval. Our advanced mortgage calculator offers a side-by-side comparison of USDA, FHA, Conforming, and VA plans, enabling you to select the optimal one for your financial needs in .

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2025 Loan Limits and Downpayment Requirements in Potosi, Taylor, TX

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Explore USDA and FHA Loan Choices in Potosi, TX

The mission of Lendersa® is to quickly connect you with the best USDA or FHA loan without stress. Start with any of three options provided to match with lenders and access USDA loan programs.

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Understanding USDA Loans in TX

The USDA loan, backed by the U.S. Department of Agriculture, is sometimes called a USDA mortgage or rural development loan, and is only available in rural areas. Unlike FHA loans requiring a 3.5% down payment minimum, the USDA loan requires no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • University of Nebraska Federal Credit Union
  • 1720 P Street, Lincoln, NE, 68508
  • The University of Nebraska Federal Credit Union was started by seven faculty members back in 1937. Soon after membership was expanded to include university staff and in 2006 university students were added to the field of membership. In the fall of 2016 the credit union began reaching out to Alumni and welcoming them to join as well.
  • Nebraska State Employees Credit Union
  • 330 S. 16, Lincoln, NE, 68508
  • NSECU provides a convenient and inexpensive source of credit for worthwhile and meaningful purposes. We do this by returning any earnings to our members through higher dividend rates for share accounts and lower interest rates on loans. NSECU provides a convenient and inexpensive source of credit for worthwhile and meaningful purposes.
  • The Jones National Bank and Trust Company of Seward
  • 203 So. 6th Street, Seward, NE, 68434
  • Jones Bank serves Seward, Milford, Valparaiso and the surrounding communities. At Jones Bank our philosophy of “Neighbors Helping Neighbors” reflects our attitude of helpfulness and community support. As a leading Nebraska community bank, we continually invest in the individuals and businesses in our communities.
  • FCNB Bank
  • 402 W Main St, Steelville, MO, 65565
  • First Community National Bank is committed to banking as it should be: supporting our community and helping families become stronger, through trust and service. Founded in 1906, FCNB Bank currently serves the mid-Missouri area. The first cashier of the Bank of Leasburg was James N. Smith; Luther A. Evans became cashier in October 1906.
  • MembersOwn Credit Union
  • 1391 South 33rd Street, Lincoln, NE, 68510
  • MembersOwn Credit Union offers primary banking services with a “People helping People” philosophy. Being locally owned by individuals living in 10 southeast Nebraska counties makes them committed to their members, first and foremost. As a trusted financial partner, owners find the personal attention, care
  • LPS Employees Federal Credit Union
  • 5621 N Street, Lincoln, NE, 68510
  • The mission of the LPS Employees Federal Credit Union is to support its members by helping them achieve their current and future goals by providing member-driven services and financial education. We take pride in meeting our members’ needs with honesty, compassion, and integrity.
  • Cornhusker Bank
  • 8310 O Street, Lincoln, NE, 68510
  • Cornhusker Bank occupies a unique position in the Lincoln Nebraska area. In this day of mergers and acquisitions, the bank retains its hometown touch and all the personal services of a true "community bank." Individuals and business customers have access to all the products and services offered by larger national banks.
  • Capital City Mortgage, Inc.
  • 237 S 70th St, Suite 105, Lincoln, NE, 68510
  • Capital City Mortgage, Inc opened its doors in October 2003. We are celebrating our 10th Anniversary. We have been in the same location for 10 years, we did expand the office size in 2007. Have been very fortunate to have the same processor for 10 years. Our goal is to have the best rates and superior service.