USDA and FHA Pro and Con in Potosi, Taylor County, TX

For 2026, within Potosi in Taylor, TX, the USDA loan limit reaches $336,500, whereas the FHA limit for a single-family unit is $472,030.

Employ Lendersa®'s USDA loan calculator to compare today's best rates between USDA and FHA options. Assess the required income, credit status, reserves, and documentation necessary for approval. Our advanced mortgage calculator offers a side-by-side comparison of USDA, FHA, Conforming, and VA plans, enabling you to select the optimal one for your financial needs in .

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2026 Loan Limits and Downpayment Requirements in Potosi, Taylor, TX

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Explore USDA and FHA Loan Choices in Potosi, TX

The mission of Lendersa® is to quickly connect you with the best USDA or FHA loan without stress. Start with any of three options provided to match with lenders and access USDA loan programs.

Lendersa USDA loan request and results

Understanding USDA Loans in TX

The USDA loan, backed by the U.S. Department of Agriculture, is sometimes called a USDA mortgage or rural development loan, and is only available in rural areas. Unlike FHA loans requiring a 3.5% down payment minimum, the USDA loan requires no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Private Money Solutions
  • 8771 Santa Monica Blvd. Suite 227, West Hollywood, CA, 90069
  • Private Money Solutions is a direct lender, NOT a broker. We provide fast mortgage loans simply based on the equity in your property. Over $1 Billion funded since 2001 and over $250 Million+ loans under management. Don't get cheated by a fast-talking, middleman broker! Call for wholesale pricing quote today.

  • Riviera Mortgage Group
  • 1845 S. Elena Avenue, Redondo Beach, CA, 90277
  • Susan Jensen Martz, owner of Riviera Mortgage Group, has been in real estate financing for 25 years. Her knowledge and expertise in packaging a loan and finding the best mortgage option for her client has been her top priority throughout her career. Whether it’s a simple refinance or a multi faceted deal, she has the avenues to get a loan funded.

  • South Bay Credit Union
  • 312 N Pacific Coast Hwy, Redondo Beach, CA, 90277
  • For the long version we have to go back to 1953, the year we first opened our doors. It was a year that started with Harry Truman in the Oval Office and Joseph Stalin ruling the USSR in Moscow. If you’re like some of our youngest members (Jessie, age 8, whose mom recently opened a savings account for her) that might as well be “ancient times.

  • PacificOne
  • 250 N Harbor Drive, Suite 315, Redondo Beach, CA, 90277
  • PacificOne offers a variety of loan programs to meet your needs. Whether you are looking for the security of a long term fixed rate or the flexibility of an adjustable rate, PacificOne has the loan for you. Family owned and operated since 2001. At any point, feel free to e-mail or call us regarding any questions you may have.

  • King Harbor Wealth Management
  • 1801 South Catalina Avenue, Suite 305, Redondo Beach, CA, 90277
  • "King Harbor is a boutique wealth management business. We are a South Bay based financial advisor with wealth management offices in Redondo Beach and Palos Verdes. Our principal has over 20 years of institutional investment experience.
    We cater to those seeking a long-term relationship and who value expertise with a disciplined,"

  • California Brokers
  • 1201 N Catalina Ave, Suite 4275, Redondo Beach, CA, 90277
  • A full Service provider of Real Estate Sales/Purchases, Leasing and Brokerage in most of Southern California, Central California and Northern California. Experts in Real Estate Contracts and Negotiations, Premium High-End Custom Homes and Specialized Knowledge in Construction, Interior Design, and Remodels.

  • Beach City Brokers
  • 200 South Pacific Coast Hwy, Redondo Beach, CA, 90277
  • Beach City Brokers was established in 1998, with offices located in Redondo Beach and El Segundo, serving local homeowners throughout the South Bay area. We're a family owned business that prides itself on integrity and hard work. We hire and work with a team of agents who are licensed.

  • cbloans.com
  • 116 South Catalina Avenue, Suite 111, Redondo Beach, CA, 90277
  • CB Loans is a reputable Mortgage Broker in California. If you are looking for a professional mortgage broker who knows the ins-and-outs of the loan industry and who will look out for your best interest, look no further. With over 35+ years in the loan industry, CB Loans has been able to help existing homeowners, new home buyers and business people.