USDA Vs. FHA your options comparison in West, McLennan County, TX
In 2025, the USDA loan limit in West, located in the county of McLennan, in TX, stands at $336,500. Meanwhile, for single-family homes, the FHA limit is $472,030.
Lendersa® offers a USDA loan calculator to compare USDA and FHA best rates available today, helping you determine the necessary income, credit, reserves, and documentation for qualification. With this advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side, assisting you in deciding which plan in is best suited to your specific financial situation.
2025 Loan Thresholds and Down Payment Conditions in West, county of McLennan, TX
Type of Loan
Maximum Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Available USDA and FHA Loan Options in West, TX
The main goal of Lendersa® is to ensure that you find the fastest and least complicated path to the best USDA or FHA loan possible. You can choose from three starting points that link you with matching lenders and USDA loan programs.
A USDA home loan, also referred to as a USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture. This loan is exclusive to rural areas, and unlike FHA loans that typically require a 3.5% minimum down payment, USDA mortgages require none.
National Bank of Commerce honors its history with a commitment to superior service for our customers, employees, shareholders, and the communities we serve. National Bank of Commerce is the largest locally owned, full-service community Bank serving Northwestern Wisconsin and Northeastern Minnesota
2400 South Isabella Road, Mount Pleasant, MI, 48858
Isabella Community Credit Union (ICCU) is a not-for-profit financial cooperative providing quality financial products and personal service to its members in the Central Michigan area. Those who live or work in Isabella, Osceola, Clare, Gladwin, Midland, Gratiot, Montcalm and Mecosta counties are eligible to join!
Starion Bank is a $1.6 billion family-owned Bank providing Banking, mortgage, insurance and investment services for individuals, families and businesses across the Midwest. As an independent supercommunity Bank, we have the same services and technology as larger Banks, yet we offer personal service, make decisions locally.
Marveloans is dedicated to finding the perfect mortgage that is tailor fitted to our clients needs. We can help with your purchase loans or refinancing to lower your rate, term of your loan, or to take some cash out. Currently Licensed in Michigan, Florida, Tennessee. D.C., Georgia and Virginia
Lynk Financial, Inc. is an independent brokerage and Lender. The president of the company is Bonnie J. Miller. She has assisted clients with their mortgage needs for over 30 years. Lynk Financial, Inc. offers residential and commercial mortgage lending. We offer a many mortgage products to assist customers with diverse qualifications.
At Alta Mortgage Group, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.
Capital Credit Union in North Dakota has proudly served members since 1936. Explore our personal and business banking solutions including auto loans, home equity loans, mortgage loans, checking accounts, savings accounts, business loans and more. Bank online or at any of our ND branches within Bismarck, Fargo, Beulah, Mandan, Hazen or New Salem.
1110 College Drive, Suite 207, Bismarck, ND, 58501
At Assure Home Mortgage you will get very low rates and low closing costs. Your Loan experience starts amazing and stays amazing over the loans term. We keep the process easy, seamless and you are in constant communication on the process the whole time. We help you secure a home purchase or refinance with today’s lowest BEST rate options
We are Bravera, an employee- and director-owned company of advisors who help build the financial strength, stability and growth of every community to which we belong. We’re driven to serve you, coming together to forge new paths to help you achieve your business and personal goals.
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