USDA Vs. FHA your options comparison in Hillsboro, Hill County, TX
In 2026, the USDA loan limit in Hillsboro, located in Hill county, TX, is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates. Determine the required income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, aiding in choosing the best program in for your financial needs.
2026 Loan Limits and Down Payment Requirements in Hillsboro, Hill County, TX
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Alternatives in Hillsboro, TX
The goal of Lendersa® is to secure the best USDA or FHA loan quickly and without hassle. Choose from one of three starting points that connect you to lenders and USDA loan programs.
The USDA home loan is a government-backed mortgage from the Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage, and is exclusively for rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans have no down payment requirement.
1761 Hotel Circle South, Suite 230, San Diego, CA, 92108
As a correspondent lender, you work directly with us not a big bank. Our friendly and professional staff guid you step by step through the loan process. We not only offer the same mortage products as the big banks, we offer numerous other products that fit our clients needs.We are committed to working with you no matter what your situation may be.
7851 Mission Center Court, Suite 112, San Diego, CA, 92108
City Line Mortgage, a mortgage banking corporation, was founded in 1991 by the Riley family. The vast experience of our company dates back to 1967 and includes appraisals, savings and loan association lending, construction lending, FHA and VA lending, escrow services, property management,
411 Camino Del Rio South, Suite 300, San Diego, CA, 92108
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
2615 Camino Del Rio South, Suite 200, San Diego, CA, 92108
The Courtesy Mortgage Company team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
2878 Camino Del Rio South, Suite 402, San Diego, CA, 92108
HomePlus was built in 1999 on a foundation of personal relationships with our clients. Even now, as we approach a milestone of $2B in annual loan volume, we still think of this, not as a 10-figure achievement on our part, but with gratitude that we will be helping more than 4, 000 clients a year
2650 Camino Del Rio N, Suite 350, San Diego, CA, 92108
Located in Mission Valley, we have been serving San Diego County since 1990. We originate our Reverse Mortgages through some of the top Reverse Mortgage lenders in the industry that offer quality products and pricing. Our in-house staff of experienced loan processors specializes in closing your loan fast.
"Everybody wants to do business with a friend. At Crestline Funding, we’re “Your friend in the mortgage business.” Here are just some of the reasons why Crestline Funding is the smart choice for consumers looking for the right home loan. Customer Service We value you. Customer service is our #1 priority."
3110 Camino Del Rio South, Suite 311, San Diego, CA, 92108
cabrillomortgage.com is your online resource for personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. There are many home financing options and we'll help you make the Right Choice. We're here with you every step of the way. Cabrillo Mortgage And Realty Services received a Paycheck Protection Loan