USDA and FHA Pro and Con in Hillsboro, Hill County, TX

In 2025, the USDA loan limit in Hillsboro, located in Hill county, TX, is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates. Determine the required income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, aiding in choosing the best program in for your financial needs.

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2025 Loan Limits and Down Payment Requirements in Hillsboro, Hill County, TX

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Alternatives in Hillsboro, TX

The goal of Lendersa® is to secure the best USDA or FHA loan quickly and without hassle. Choose from one of three starting points that connect you to lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Explaining USDA Loans in TX

The USDA home loan is a government-backed mortgage from the Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage, and is exclusively for rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans have no down payment requirement.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • UINTA BANK
  • 695 Parkway Drive, Mountain View, WY, 82939
  • "Established in 1919 Uinta Bank is a community bank headquartered in Mountain View, Wyoming. Uinta Bank is proud to provide community banking to the individuals, families and businesses located in Uinta County, the Bridger Valley, Sweetwater County, and neighboring communities. Personal service has been a legacy passed from generation to gener
  • Commerce National Bank & Trust
  • 1201 Orlando Ave, Suite 100, Winter Park, FL, 32789
  • We are dedicated to building long-term customer relationships while serving Central Florida’s businesses, professionals and residents. Our experienced staff is trained to provide expert customer service and to make prompt and informed banking decisions. Commerce Bank & Trust, a locally owned community bank.
  • Mortgage Money Lending Inc
  • 941 West Morse Blvd, Suite 100, Winter Park, FL, 32789
  • We are truly passionate about our profession, and the result is that nearly 100% of our business is by referral from satisfied clients, our trusted loan originators and the most experienced local realtors. Our mission is to carefully guide you through the entire home loan process,
  • Palm State Mortgage Company
  • 1151 Orange Avenue, Suite 200, Winter Park, FL, 32789
  • Palm State Mortgage Company has been a privately held, Florida licensed mortgage brokerage corporation, always maintaining State and Federal practices in good standing. Palm State specializes in securing the best possible mortgage loan terms for all types of residential and small commercial properties throughout the state of Florida.
  • Axia Financial, LLC
  • 1133 Louisiana Avenue, Ste 106,, Winter Park, FL, 32789
  • Axia Financial, LLC We work every day to create sustainable homeownership through responsible and ethical lending. Founded in 2007, and now 100% employee owned, Axia Home Loans has developed a reputation for providing superior customer service and producing well-educated and prepared homeowners
  • Luxe Mortgage Lending, Inc.
  • 1555 Howell Branch Rd, Ste B4, Winter Park, FL, 32789
  • Luxe Mortgage Lending Inc. Is a full-service mortgage company that assists borrowers looking to purchase re-finance or renovate. We offer loan products such as FHA, FHA Renovation Loan, VA, USDA, Conventional, Jumbo, & Homes For Heros Loans. Luxe Mortgage Lending prides itself on building long-lasting relationships with excellent customer service
  • First Florida Lending
  • 228 Park Avenue North, Suite J, Winter Park, FL, 32789
  • First Florida Lending we believe that the process of obtaining a mortgage should be streamlined and hassle free. We are experts, and our knowledge, experience, and network of options and resources allows us to design programs to meet your needs. We know your time is valuable, so our goal is to make your experience simple, efficient, and seamless.
  • Allied Mortgage Group
  • 941 W. Morse Boulevard, Ste 100,, Winter Park, FL, 32789
  • Allied Mortgage Group, Inc. is a national residential mortgage banker based outside Philadelphia. We serve consumers directly as well as third parties such as Financial Planners, Banks, Credit Unions and Brokers through our Affinity and Wholesale Lending platforms. More information on the company is located at https://alliedmg.com/