In 2026, the USDA loan limit for Brigham-City, in Box Elder, UT, is set at $517,000, while the FHA limit for a single-family home is $646,300. These limits are important for potential buyers as they explore funding options.
Use the Lendersa® USDA loan calculator to compare current USDA and FHA rates. This tool helps determine the necessary income, credit, reserves, and documents required to qualify. With our advanced mortgage calculator, see USDA, FHA, Conforming, and VA loans side by side to choose the best program in for your financial situation.
Loan Limits and Downpayment Requirements in Brigham-City, Box Elder, UT, 2026
Loan Type
Loan Limit
Down payment
USDA
$517,000
0%
FHA
$646,300
3.5%
Conventional Conforming
$646,300
3%
USDA and FHA Loan Options in Brigham-City, UT
Lendersa® aims to swiftly connect you with the best USDA or FHA loans. Choose one of three starting options to find matching lenders and USDA programs suited to your needs.
The USDA home loan, also known as the USDA rural development loan or USDA mortgage, is backed by the government Department of Agriculture and is only available in rural settings. Unlike FHA loans requiring a minimum down payment of 3.5%, the USDA mortgage requires no down payment, greatly appealing to eligible buyers.
Our goal is to professionally and courteously serve the financial needs of our members, while maintaining a sound financial position. We love our community and are grateful to serve you! We provide various deposit accounts, consumer loans, credit cards, home equity loans, electronic account access and online Bill Pay. We are a Credit Union located
North Star Mortgage understands that purchasing a home is one of the biggest purchases of a lifetime. Our competitor’s approach to the mortgage process is notorious for being drawn out, stressful, and risky. We’ve streamlined our process to ensure that the experience of obtaining your mortgage.
Elevate Credit Union is your lifelong financial advocate and we will be there to walk with you through all the journeys and experiences of your financial life. Join us. Let’s create something great together!vate Credit Union is your lifelong financial advocate and we will be there to walk with you through all the journeys.
2650 N 300 E St, Suite 220, North Ogden, UT, 84414
Lends in Utah
At Great American Lending, we provide you peace of mind for your home loan. We have the experience to find great rates and service, not to mention the flexible options you’re looking for. Don’t wait for another company to get around to your loan, come to our mortgage company and see how smooth and painless the home loans process can be.
Fidelity First Funding was established in July, 2000 and has been helping to make home ownership possible for clients throughout Utah and Idaho ever since. With the combined experience of our expert team, we will be able to get you into the home of your dreams. We have funded over $900 Million loans over the last 19 years.
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Let's take care of your mortgage AND have some FUN! I love helping people buy and refinance their homes here in Utah. I love Utah! Loans don't have to feel like an applicationscopy.
It is my job to help you through this process and make it as stress-free as possible.
Bank of Utah is a 65-year old stronghold in the financial industry that provides personal and business banking, mortgage and commercial lending, wealth management, trusts, insurance and investment services for thousands of customers across Utah and around the globe. Established by Ogden business executive, Frank M. Browning, on Dec. 1, 1952.
We believe that every customer deserves the best care and service when purchasing or refinancing the home of their dreams. We're here to serve your mortgage needs and have what it takes to make a difference in your next mortgage transaction. We can place all types of mortgages including purchases, refinances, equity takeouts, debt consolidations.
