USDA VS FHA in Brigham-City, Box Elder County, UT

In 2026, the USDA loan limit for Brigham-City, in Box Elder, UT, is set at $517,000, while the FHA limit for a single-family home is $646,300. These limits are important for potential buyers as they explore funding options.

Use the Lendersa® USDA loan calculator to compare current USDA and FHA rates. This tool helps determine the necessary income, credit, reserves, and documents required to qualify. With our advanced mortgage calculator, see USDA, FHA, Conforming, and VA loans side by side to choose the best program in for your financial situation.

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Loan Limits and Downpayment Requirements in Brigham-City, Box Elder, UT, 2026

Loan Type Loan Limit Down payment
USDA $517,000 0%
FHA $646,300 3.5%
Conventional Conforming $646,300 3%

USDA and FHA Loan Options in Brigham-City, UT

Lendersa® aims to swiftly connect you with the best USDA or FHA loans. Choose one of three starting options to find matching lenders and USDA programs suited to your needs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in UT

The USDA home loan, also known as the USDA rural development loan or USDA mortgage, is backed by the government Department of Agriculture and is only available in rural settings. Unlike FHA loans requiring a minimum down payment of 3.5%, the USDA mortgage requires no down payment, greatly appealing to eligible buyers.

Enter your location to find out if it qualifies for USDA rural housing loan?



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