USDA Vs. FHA Pro and Con comparison in Brigham-City, Box Elder County, UT

In 2025, the USDA loan limit for Brigham-City, in Box Elder, UT, is set at $517,000, while the FHA limit for a single-family home is $646,300. These limits are important for potential buyers as they explore funding options.

Use the Lendersa® USDA loan calculator to compare current USDA and FHA rates. This tool helps determine the necessary income, credit, reserves, and documents required to qualify. With our advanced mortgage calculator, see USDA, FHA, Conforming, and VA loans side by side to choose the best program in for your financial situation.

Compare loan offers from 100 lenders

Loan Limits and Downpayment Requirements in Brigham-City, Box Elder, UT, 2025

Loan Type Loan Limit Down payment
USDA $517,000 0%
FHA $646,300 3.5%
Conventional Conforming $646,300 3%

USDA and FHA Loan Options in Brigham-City, UT

Lendersa® aims to swiftly connect you with the best USDA or FHA loans. Choose one of three starting options to find matching lenders and USDA programs suited to your needs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in UT

The USDA home loan, also known as the USDA rural development loan or USDA mortgage, is backed by the government Department of Agriculture and is only available in rural settings. Unlike FHA loans requiring a minimum down payment of 3.5%, the USDA mortgage requires no down payment, greatly appealing to eligible buyers.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • HIS Capital Group, Inc
  • 2151 Consulate Dr, Suite 6, Orlando, FL, 32837
  • We are an Orlando based private real estate investment group supported by our lending firm, HIS Capital Funding. Our senior management and advisory board possess a combined 110 ++ years of expertise in real estate law, project development, building, management, and private lending.
  • Silverton Mortgage
  • 12701 S. John Young Parkway Suite 210, Orlando, FL, 32837
  • Silverton Mortgage is a recognized industry leader within the mortgage community. Our team members recognize that home loans are as diverse as the people who seek them and work closely with borrowers to find the right program to fit their unique needs. We are guided by the strong belief that communication.
  • Hunters Creek Mortgage LLC
  • 14417 Verano Dr, Orlando, FL, 32837
  • At Hunters Creek Mortgage LLC we strive to make you a client for life. We want to be your first choice each and every time you need a home loan. We always try to go above and beyond for you so that you will always feel confident referring your family and friends to us for their mortgage financing needs.
  • Citizens Bank of Florida
  • 156 Geneva Drive, Oviedo, FL, 32765
  • Independent Thinking, Independent Banking. Founded in 1946, the Citizens Bank of Florida is a financial institution that provides a variety of banking services. It offers savings, checking and money market accounts. The bank also provides certificates of deposit and individual retirement accounts.
  • Florida Mortgage Providers, inc.
  • 2101 Amador Pl, Oviedo, FL, 32765
  • Giles Wardian serves as team lead and is a senior mortgage loan specialist with twenty-one years of experience. Our team of mortgage professionals operates on a unique platform whereby we have access to several wholesale lending sources which gives you the advantage. We are able to provide excellent rates.
  • 1st Residential Funding Inc
  • 1755 West Broadway Street, Suite 2, Oviedo, FL, 32765
  • At 1st Residential Funding, we make you feel at home during your home loan process. We are a family-owned company that was founded in 1999 with the commitment to find you the most competitive interest rates and closing costs available. We shop hundreds of lenders in order to provide the loan best suited for you.
  • Blue Oak Mortgage LLC
  • 3747 Safflower Terrace, Oviedo, FL, 32765
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Mid Florida Mortgage Professionals
  • 10 Windsormere Way Suite 500, Oviedo, FL, 32765
  • Having ZERO LENDER FEES makes sure you get the lowest closing costs on your mortgage! (NO PROCESSING, UNDERWRITING, ADMIN or ANY OTHER FEES). Most lenders charge an average of $800-$1200 in lender fees to do your loan. I believe you should have the lowest closing costs and overall deal on a mortgage when you work with our team...PERIOD!
  • HS Solutions Investments & Loans Inc
  • 100 Alexandria Blvd Ste 6, Oviedo, FL, 32765
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Coastal Finance Co
  • 777 W. Corbett Avenue, Swansboro, NC, 28584
  • Coastal Finance Company (CFC) strives to make a difference in this world through the financial industry by investing in people. We stand beside our clients empowering them to strengthen and improve their financial future. We are proud members of RLNC and AFSA. Our team of professionals takes pride in treating people the way we like to be treated.