USDA Vs. FHA Pro and Con comparison in North-Ogden, Weber County, UT

In 2025, USDA loan limit in North-Ogden, county of Weber, UT is $517,000 while FHA limit is $646,300 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in North-Ogden, county of Weber, UT

Loan Type Loan Limit Down payment
USDA $517,000 0%
FHA $646,300 3.5%
Conventional Conforming $646,300 3%

USDA and FHA loan options in North-Ogden, UT

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Utah?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • M2 Home Loans LLC
  • 3442 Windsor Court, Loveland, CO, 80538
  • M² Home Loans is the best choice because we always call our clients back in a timely manner and fight for the best deal for them. I opened my business to better serve our clients through a more personalized approach to the industry. Most importantly, we DO NOT take no for an answer from the underwriters without putting up the best possible fight
  • Arnett & DeVoe Mortgage Group LLLP
  • 1803 North Taft Avenue, Loveland, CO, 80538
  • A&D Mortgage Group is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans for our trusted clients while providing the lowest interest rates and closing costs possible. Furthermore, we pledge to help our borrowers overcome any roadblocks that may arise while securing their loan.
  • Barnett Mortgage LLC
  • 1635 Foxtrail Drive, Suite 210, Loveland, CO, 80538
  • Barnett Mortgage ensures a dedicated lender experience that helps ensure most people get the loan and rate they need. The customized loans offered through Barnett Mortgage are designed to meet each person’s needs. We shop for the lowest rates possible, helping you get an out of the box loan. We help our clients get competitively low rates
  • Great Plains Mortgage Company LLC
  • 473 Routt Dr., Loveland, CO, 80538
  • The Great Plains Mortgage Company team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • Lend4Less Colorado
  • 1635 Foxtrail Drive, Suite 234, Loveland, CO, 80538
  • At Lend4Less, we can show you how to get a hassle free lower rate......and save money on your home loan! We typically beat 99% of other lender's rates & closing costs with a low hassle digital loan process. Lend4less, Inc. is an Equal Housing Opportunity. Lend4less Inc is in the Mortgage Bankers and Loan Correspondents business.
  • Alibel Mortgage
  • 3416 Windsor Ct, Loveland, CO, 80538
  • "At Alibel Mortgage we strive to offer the best products and services in the mortgage industry. As wholesale mortgage brokers we are able to offer the absolute lowest rates in the business. Our goal is to provide the best possible experience for all of our clients. We attend every closing. This ensures that your closing transaction goes smooth
  • The Investor's Source
  • 118 E 29th Street Suite H, Loveland, CO, 80538
  • The Investor’s Source LLC funds deals throughout Colorado, offering a variety of hard money lending programs that provide solutions to the short-term challenges facing real estate investors. We can pre-approve your deal in 24-48 hours (or less) with no initial appraisal or deposit required until pre-approval is complete. Ask about our Preferred/
  • Mortgages Plus Inc
  • PO Box 3326, Boulder, CO, 80307
  • Our mortgage experts give you the individual attention you deserve - our priority is you. Mortgages Plus is trusted by clients and Colorado’s real estate professionals offering Lending at Its Best: | commitment to excellence | competitive rates | integrity | knowledge | exceptional service | loans that fit your lifestyle and financial goals |
  • Kevin Teel Mortgage
  • 3900 Oakwood Dr, Longmont, CO, 80503
  • "Kevin Teel - Mortgage Advisor. My overall goal is to make people more powerful than they were before we met.If we can do that through a mortgage, great; if it is Credit Repair, fantastic; if it's only Education, that’s wonderful. It's all about Benefit. Received the Longmont, Colorado FIVE STAR MORTGAGE PROFESSIONAL AWARD"
  • Home Loan Mortgage Company LLP
  • 1101 Twin Peaks Circle, Longmont, CO, 80503
  • Honest. Dependable. Local. These are just a few words that describe Home Loan Mortgage. We are a family owned Mortgage Broker that strives to make mortgages understandable and pain free. We handle the processing of our own loans, so you'll work with the same person from application to closing.
  • 1st Colorado Mortgage Solutions, Inc.
  • 2919 West 17th Avenue, Suite 115, Longmont, CO, 80503
  • At 1st Colorado Mortgage Solutions, Inc. it is our mission to carefully guide you through the entire home loan process, so you feel confident as you make choices about your financial strategy. Our experts take the often-confusing mortgage process and give you the clarity and understanding to get the right mortgage for your financial needs.
  • Hartness Home Loans LLC
  • 28465 Cragmont Drive, Evergreen, CO, 80439
  • Hartness Home Loans is a full-service mortgage broker based in Evergreen, Colorado. We provide Jumbo, Conventional FHA, VA, New Construction, Renovation, Reverse, and Down Payment Assistance Mortgages in Colorado. Whether you are buying a home or refinancing we can help you realize your dream of home