In 2025, the USDA loan limit for North-Ogden, located in the county of Weber, within UT, is identified as $517,000, whereas the FHA limit reaches $646,300 for a single-family home. These figures are vital for prospective homebuyers to understand the scope of their financing options in these particular regions.
Utilizing the Lendersa® USDA loan calculator is advantageous for comparing today's best USDA vs FHA rates. This tool aids in evaluating the necessary income, credit, reserves, and documentation required to qualify for these loans. With our advanced mortgage calculator, you gain a side-by-side view of USDA, FHA, Conforming, and VA loans, aiding in the decision-making process for selecting the most fitting program in
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| Loan Type | Loan Limit | Down payment |
| USDA | $517,000 | 0% |
| FHA | $646,300 | 3.5% |
| Conventional Conforming | $646,300 | 3% |
The goal of Lendersa® is to facilitate your access to the most advantageous USDA or FHA loans efficiently and without complications. Choose one of three starting points that connect you with suitable lenders and available USDA loan programs tailored to your requirements.
The USDA home loan, also referred to as the USDA rural development loan or USDA mortgage, is a unique offering guaranteed by the government Department of Agriculture. It is specifically available in rural neighborhoods. One of the major advantages of the USDA mortgage is that it eliminates the need for any down payment, setting it apart from FHA loans, which require a minimum down payment of 3.5%. This feature makes it an appealing choice for eligible buyers looking to invest in rural housing opportunities.
Enter your location to find out if it qualifies for USDA rural housing loan?
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