USDA Vs. FHA your options comparison in Tremonton, Box Elder County, UT

In the year 2025, the USDA loan limit for Tremonton, located in the county of Box Elder, UT is set at $517,000. In comparison, the FHA limit for a single-family home is $744,050.

Utilize the Lendersa® USDA loan calculator to analyze today's best USDA versus FHA rates. Determine the income, credit, reserves, and documents necessary for qualification. Our advanced mortgage calculators display USDA, FHA, Conforming, and VA options side-by-side, aiding your decision on the best program for your financial situation in .

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2025 Loan Limits and Downpayment Requirements in Tremonton, county of Box Elder, UT

Loan Type Loan Limit Down Payment
USDA $517,000 0%
FHA $744,050 3.5%
Conventional Conforming $744,050 3%

USDA and FHA Loan Options in Tremonton, UT

Lendersa® seeks to efficiently connect you with the ideal USDA or FHA loans. Start with one of three options to match with lenders and the USDA loan programs.

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Definition of USDA Loans in UT

A USDA home loan, guaranteed by the U.S. Department of Agriculture, also known as USDA rural development loan or USDA mortgage, is designated only for rural areas. While FHA loans necessitate a minimum 3.5% down payment, USDA loans have no down payment requirement, offering a favorable option for eligible buyers.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • 1000 NW 17th Avenue, Delray Beach, FL, 33445
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  • 2700 North Federal Highway, Suite 503, Delray Beach, FL, 33445
  • Divito Lending works with many top-rated mortgage companies to bring you the best rates while saving you money and the hassle of shopping for your own mortgage. With our team’s history of serving Florida, you can trust us to protect you like family. We help people obtain quality mortgages, and help families with affordable rates options.
  • Renaissance Mortgage Capital LLC
  • 1615 S Congress Ave, Suite 103, Delray Beach, FL, 33445
  • Our long term success is based primarily on our commitment to our clients. Our longevity is due to our excellence in customer service along with a very competitive suite of loan programs from the traditional 30 year fixed rate loan to special programs designed for those ‘out-of-the-box’ scenarios.
  • Florida Direct Lending Inc
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  • Florida Direct Lending Incis a full-service mortgage company based in Delray Beach, Florida. We specialize in FHA, Conventional, Jumbo. We also serve the entire State of Florida. Whether you are buying a home or refinancing we can help you realize your dream of home ownership or save you money when getting you a new lower monthly payment loan.
  • ConsumerDirect Mortgage
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  • ConsumerDirect Mortgage is a national direct-to-consumer retail mortgage lender. We are a division of FirstBank, the largest privately held bank in the state of Tennessee with over $3 billion in total assets. Mortgage is a national direct-to-consumer retail mortgage lender. We are a division of FirstBank, the largest privately held bank in the USA.
  • Hamilton Mortgage Services Inc
  • 11776 W. Sample Road, Suite 104, Coral Springs, FL, 33065
  • The Hamilton Mortgage Services Inc. Team is a premiere mortgage company located in Pembroke Pines, Florida. We pride ourselves on offering some of the lowest rates available without sacrificing excellent customer service. Our goal is to ensure that you are choosing a loan that fits both your present and future needs.
  • Prestige Home Loans LLC
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  • Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
  • Corporate Capital Direct
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  • The Loan Center Inc
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  • Residential Savings Mortgage, Inc., a Licensed Mortgage Brokerage Business, is committed to providing you with the very best mortgage solutions for your current financial situation. Our Management Team has over 70 years of experience in the mortgage industry and are always available in the office during regular business hours.
  • Supreme Lending
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  • Supreme Lending, one of the most respected Mortgage Bankers, was established in 1999 by Scott Everett. Having an extensive business and mortgage background, Mr. Everett has secured the respect of mortgage professionals and is committed to attracting not only the most professional loan officers but also the most cutting edge loan products