USDA VS FHA in Tremonton, Box Elder County, UT

In the year 2026, the USDA loan limit for Tremonton, located in the county of Box Elder, UT is set at $517,000. In comparison, the FHA limit for a single-family home is $744,050.

Utilize the Lendersa® USDA loan calculator to analyze today's best USDA versus FHA rates. Determine the income, credit, reserves, and documents necessary for qualification. Our advanced mortgage calculators display USDA, FHA, Conforming, and VA options side-by-side, aiding your decision on the best program for your financial situation in .

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2026 Loan Limits and Downpayment Requirements in Tremonton, county of Box Elder, UT

Loan Type Loan Limit Down Payment
USDA $517,000 0%
FHA $744,050 3.5%
Conventional Conforming $744,050 3%

USDA and FHA Loan Options in Tremonton, UT

Lendersa® seeks to efficiently connect you with the ideal USDA or FHA loans. Start with one of three options to match with lenders and the USDA loan programs.

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Definition of USDA Loans in UT

A USDA home loan, guaranteed by the U.S. Department of Agriculture, also known as USDA rural development loan or USDA mortgage, is designated only for rural areas. While FHA loans necessitate a minimum 3.5% down payment, USDA loans have no down payment requirement, offering a favorable option for eligible buyers.

Enter your location to find out if it qualifies for USDA rural housing loan?



Tremonton Lenders

  • Members First Credit Union
  • 120 East 1000 South, Brigham City, UT, 84302
  • Lends in Utah
  • Our goal is to professionally and courteously serve the financial needs of our members, while maintaining a sound financial position. We love our community and are grateful to serve you! We provide various deposit accounts, consumer loans, credit cards, home equity loans, electronic account access and online Bill Pay. We are a Credit Union located

  • North Star Mortgage, Inc
  • 695 South Main, Suite 6, Brigham City, UT, 84302
  • Lends in Utah
  • North Star Mortgage understands that purchasing a home is one of the biggest purchases of a lifetime. Our competitor’s approach to the mortgage process is notorious for being drawn out, stressful, and risky. We’ve streamlined our process to ensure that the experience of obtaining your mortgage.

  • Elevate Credit Union
  • 1023 Medical Dr., Brigham City, UT, 84302
  • Lends in Utah
  • Elevate Credit Union is your lifelong financial advocate and we will be there to walk with you through all the journeys and experiences of your financial life. Join us. Let’s create something great together!vate Credit Union is your lifelong financial advocate and we will be there to walk with you through all the journeys.

  • Diversified Home Loans
  • 165 E 1400 N, Suite 200, Logan, UT, 84341
  • Lends in Utah
  • Diversified Home Loans has an all-star team, dedicated to the needs of our clients. Collectively we have experience with all types of loans, and can help people in any and all loan situations.Our promise to all our clients is to offer the very best financial advice and to consistently exceed your expectations.

  • Wasatch Mortgage Solutions
  • 664 North Main, Suite 103, Logan, UT, 84321
  • Lends in Utah
  • Founded in 1999, Wasatch Mortgage Solutions is a mortgage lender in Logan, Utah. We're licensed to do home loans in all of Utah and Idaho, even though we call Cache Valley home and As a mortgage lender, we offer a wide variety of home loan programs including Conventional, FHA, VA, USDA, and Portfolio home loans

  • Great American Lending, LLC
  • 2650 N 300 E St, Suite 220, North Ogden, UT, 84414
  • Lends in Utah
  • At Great American Lending, we provide you peace of mind for your home loan. We have the experience to find great rates and service, not to mention the flexible options you’re looking for. Don’t wait for another company to get around to your loan, come to our mortgage company and see how smooth and painless the home loans process can be.

  • Fidelity First Funding, Inc.
  • 3658 North 650 East North, Ogden, UT, 84414
  • Lends in Utah
  • Fidelity First Funding was established in July, 2000 and has been helping to make home ownership possible for clients throughout Utah and Idaho ever since. With the combined experience of our expert team, we will be able to get you into the home of your dreams. We have funded over $900 Million loans over the last 19 years.

  • Quick VA Loans
  • 298 24th Street, Suite 435A, Ogden, UT, 84401
  • Lends in Utah
  • We specialize in loans for veterans & active duty military service members. We work fast and move quick. We get loans done in as fast as 3 weeks from start to finish. No junk LENDER Fee's on VA Loans. We are a "wholesale mortgage lender to the public. We get better terms with zero lender fee's.

  • Loans Can Be FUN
  • 2355 S 1900 W, Suite B West, Haven, UT, 84401
  • Lends in Utah
  • Making Mortgages FUN, one home at a time!

    Let's take care of your mortgage AND have some FUN! I love helping people buy and refinance their homes here in Utah. I love Utah! Loans don't have to feel like an applicationscopy.

    It is my job to help you through this process and make it as stress-free as possible.