USDA Vs. FHA Pro and Con comparison in Elk-Ridge, Utah County, UT
In 2025, the USDA loan cap in Elk-Ridge, located in the county of Utah, UT, is $351,400, while the FHA limit for a single-family residence is $439,300.
Lendersa® USDA loan calculator is an excellent tool to assess today's top USDA compared to FHA rates, detailing the income, credit score, reserves, and documents needed to qualify. Our sophisticated mortgage calculator aligns USDA, FHA, Conforming, and VA loans side by side, aiding you in choosing the most suitable program for your financial scenario in .
2025 Loan Ceilings and Down Payment Requirements in Elk-Ridge, County of Utah, UT
Loan Type
Loan Limit
Down Payment
USDA
$351,400
0%
FHA
$439,300
3.5%
Conventional Conforming
$548,250
3%
Options for USDA and FHA Loans in Elk-Ridge, UT
Lendersa® aims to quickly secure you the best USDA or FHA loan options without any hassle. Choose one of three pathways that lead to suitable lender matches and USDA loan programs.
USDA home loans are government-backed by the Department of Agriculture, also known as USDA rural development loans or USDA mortgages. They are only available in rural areas. In contrast to FHA loans which require a minimum down payment of 3.5%, USDA mortgages require no down payment at all.
29201 Telegraph Rd, Suite 611, Southfield, MI, 48034
We have built a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state. We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending.
106 South Main St, Suite 103, Crossville, TN, 38555
The mission of Highland Federal Savings and Loan Association is to provide quality products and professional, personal service to our customers, who are the focus of everything we do. Locally owned and operated since 1961, member of FDIC and an Equal Housing Lender, we continue to promote security and trust as absolute priorities.
Upper Cumberland Federal Credit Union was chartered with the purpose of serving the employees of the Carter Ink Company in Massachusetts. The original name of the credit union was Carter Inx Folx Federal Credit Union. As the Carter Ink Company expanded, an ink manufacturing plant was built in Crossville, Tennessee.
First Cumberland Mortgage located in Crossville, Tennessee. We are one of Tennessee's most Comprehensive, Full Service Mortgage Companies. We specialize in 100% Loans, FHA & VA, Conventional Raw Land Loans, Self Employed Loans and Refinancing. Call First Cumberland Mortgage for all your Mortgage or Loan needs.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
People Driven Credit Union is a member-owned, full-service financial institution helping members and their families with money management since 1928. PDCU was founded in 1928 as Detroit Federal Employees Credit union to serve as a primary field of membership of federal employees in the Detroit area and their families.
25200 Telegraph Rd, Suite 350, Southfield, MI, 48033
We believe in small businesses and the people who grow them.
In fact, our mission at Credibly is to be the best small business lender. To make that happen, we leverage cutting-edge data science, technology, partner relations, and customer support to provide business owners with faster access to right-sized capital solutions.
26711 Northwestern Highway, Suite 200, Southfield, MI, 48033
We obtain our clients information from a referred based system we have in place with real estate agents & brokers across the nation.From having a client’s information, we assist with any purchase or refinance need.Our exclusive service allows us to have a more intimate understanding of how we can help client make a stressful process a positive one.
2100 Executive Hills Blvd, Auburn Hills, MI, 48326
Genisys Credit Union is a not-for-profit, member-owned financial institution that has been committed to helping its members financially since 1936. Based out of Auburn Hills, Genisys is one of the largest credit unions in Michigan and one of the strongest in the country with over $2.3 billion in assets.
