USDA and FHA Pro and Con in Elk-Ridge, Utah County, UT
In 2025, the USDA loan cap in Elk-Ridge, located in the county of Utah, UT, is $351,400, while the FHA limit for a single-family residence is $439,300.
Lendersa® USDA loan calculator is an excellent tool to assess today's top USDA compared to FHA rates, detailing the income, credit score, reserves, and documents needed to qualify. Our sophisticated mortgage calculator aligns USDA, FHA, Conforming, and VA loans side by side, aiding you in choosing the most suitable program for your financial scenario in .
2025 Loan Ceilings and Down Payment Requirements in Elk-Ridge, County of Utah, UT
Loan Type
Loan Limit
Down Payment
USDA
$351,400
0%
FHA
$439,300
3.5%
Conventional Conforming
$548,250
3%
Options for USDA and FHA Loans in Elk-Ridge, UT
Lendersa® aims to quickly secure you the best USDA or FHA loan options without any hassle. Choose one of three pathways that lead to suitable lender matches and USDA loan programs.
USDA home loans are government-backed by the Department of Agriculture, also known as USDA rural development loans or USDA mortgages. They are only available in rural areas. In contrast to FHA loans which require a minimum down payment of 3.5%, USDA mortgages require no down payment at all.
MABC Mortgage, LLC is committed to personalized service and excellence! Opened in 2004, servicing the State of Pennsylvania, we have built a strong reputation through our commitment to customer service. Honesty, integrity and strong work ethics are at the center of our business practice. We are a Pittsburgh based, woman owned mortgage brokerage.
American Financial Mortgage Corporation is one of the oldest Mortgage Bankers in the state. Founded on the principle that everyone deserves to own their own home with financing they can afford, American Financial has done more to help individuals and families turn their dream into reality.
Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
Woodruff Federal was founded in 1934 by a group of local business leaders to serve the savings and loan needs of the small town’s growing textile community. Ever since, we’ve stayed true to our founding purpose to remain an S&L…and serve as a safe, secure place that folks could rely on to get a home loan or build their savings deposits
Pittsburgh Fireman's FCU opened its doors to all City Of Pittsburgh Firefighters & their families. On April 11, 1988 the credit union was granted permission from the NCUA to change its name to the Pittsburgh Firefighters' FCU. On June 28, 2018, the credit union was approved to accept 17 new VFD & EMS companies located within Allegheny County.
Greater Pittsburgh Police Federal Credit Union was founded in 1935 as Pittsburgh Police FCU to serve as a dependable financial institution for Pittsburgh Bureau of Police who belong to the Policemen’s Relief and Pension Fund and who work in Pittsburgh, Pennsylvania. Here to serve the financial needs of the membership, employees.
950 Greentree Road, Suite 202, Pittsburgh, PA, 15220
We offer the assistance you need to help in all your mortgage endeavors. Whether you are consolidating your debt, refinancing your home, or buying your first house, we have the expertise to make it a fast, easy, and enjoyable process. Keith L. Eliou is an attorney and owner of A La Carte Real Estate Co, Advocate Mortgage Services Inc.
The Butler County Teachers Federal Credit Union is a non-profit, member-owned credit union that offers savings and loan options to employees of the schools in Butler County and their family members. We are currently located in the old tax office in the Butler Administration Building.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Here at Keystone Home Mortgage we strive to make the home-buying process as pain free and informative as possible.
