In 2025, the USDA loan cap in Elk-Ridge, located in the county of Utah, UT, is $351,400, while the FHA limit for a single-family residence is $439,300.
Lendersa® USDA loan calculator is an excellent tool to assess today's top USDA compared to FHA rates, detailing the income, credit score, reserves, and documents needed to qualify. Our sophisticated mortgage calculator aligns USDA, FHA, Conforming, and VA loans side by side, aiding you in choosing the most suitable program for your financial scenario in .
2025 Loan Ceilings and Down Payment Requirements in Elk-Ridge, County of Utah, UT
Loan Type
Loan Limit
Down Payment
USDA
$351,400
0%
FHA
$439,300
3.5%
Conventional Conforming
$548,250
3%
Options for USDA and FHA Loans in Elk-Ridge, UT
Lendersa® aims to quickly secure you the best USDA or FHA loan options without any hassle. Choose one of three pathways that lead to suitable lender matches and USDA loan programs.
USDA home loans are government-backed by the Department of Agriculture, also known as USDA rural development loans or USDA mortgages. They are only available in rural areas. In contrast to FHA loans which require a minimum down payment of 3.5%, USDA mortgages require no down payment at all.
5200 S Macadam Avenue, Suite 200, Portland, OR, 97239
Associated Mortgage Group, Inc. d/b/a Associated Mortgage Brokers is a privately owned mortgage broker firm founded in 1989 based on the premise that our customers want to work with experienced professionals who provide them with multiple loan programs for residential home mortgage loans.
4380 SW Macadam Ave, Suite 125, Portland, OR, 97239
Altamont Mortgage Funding, NMLS #221360, understands that the mortgage loan process doesn’t have to be a long and daunting experience. Our team is dedicated to individualized customer attention while making the mortgage loan process easier to understand so your financial goals are met.
Forrit Credit Union was created in 1936 as Portland Federal Employee’s Credit Union. 45 founding members came together with the credit union philosophy of ‘people helping people’ to form a financial cooperative that could help provide them with personalized banking solutions. The resulting credit union’s mission — Forward Together.
Team Swan is the destination for people to become homeowners. It is our mission to be the leading lender to provide families homes where they can create memories and share ideas. We want to help make people's dreams a reality by providing the security of a home for all families. All we need to do is put an address to your dream.
Capital M Lending is committed to providing ethical, honest and straightforward advice to our clients. Our financial professionals have the utmost integrity. They have the ethics, core values, and experience that meet Capital M Lending’s strict requirements Because we deeply respect our customers and value the work we do.
At Lumen Mortgage we incorporate innovative technologies that increase efficiency, protect customer information & boost communication.We provide real-time updates that keep our customers & business partners informed from pre-qualification through funding.Lumen Mortgage allows Oregon homeowners & homebuyers to view LIVE rates & prices.
Downtown Development Group LLC and its affiliates have an ownership interest in more than 1,500,000 square feet of residential, industrial, retail, and office space within the Central Business District. The company is owned by the Goodman Family who have been investing in Portland.
OnPoint Community Credit Union had modest beginnings in 1932: just 16 members and a total investment of $36. But, how we became the largest community-owned financial institution in Oregon, branching into Southwest Washington, is no accident. Our team is dedicated to making our members’ financial dreams a reality.
We help to make our members stronger financially by providing financial education, exceptional products & services, and personal service.We serve 100,000 members in the Pacific Northwest and employ more than 250 individuals who share our passion for serving the community.Unitus is a not-for-profit financial cooperative with branches in OR and WA
