USDA Vs. FHA Pro and Con comparison in Springville, Utah County, UT
In the year 2025, within the boundaries of Springville, located in Utah, UT, the USDA loan limit is established at $406,600. Concurrently, the FHA limit for a single-family home is set at $601,450, providing essential information for prospective buyers who are considering their financing options in the region.
To navigate the current lending landscape, utilize the Lendersa® USDA loan calculator to directly compare the best available USDA and FHA rates. This tool assists in identifying the necessary income levels, credit scores, reserves, and documentation required for loan qualification. Our comprehensive mortgage calculator provides a detailed side-by-side comparison of USDA, FHA, Conforming, and VA loans, empowering you to choose the optimal program in that fits your financial needs and circumstances.
2025 Loan Limits and Downpayment Requirements in Springville, Utah, UT
Loan Type
Loan Limit
Down payment
USDA
$406,600
0%
FHA
$601,450
3.5%
Conventional Conforming
$726,200
3%
Discover USDA and FHA Loan Options in Springville, UT
The mission of Lendersa® is to facilitate access to outstanding USDA or FHA loans quickly and effortlessly. Choose from three initial paths that will guide you to suitable lenders and the right USDA loan programs for your needs. This ensures an efficient process tailored to connecting with lenders perfectly aligned with your loan requirements.
A USDA home loan, also referred to as a USDA rural development loan or USDA mortgage, is an exceptional offering guaranteed by the government Department of Agriculture. It is exclusively available in rural areas, catering to the specific needs of rural homebuyers. Unlike FHA loans, which necessitate a minimum down payment of 3.5%, the USDA mortgage requires no down payment at all. This makes it a highly appealing option for eligible buyers seeking homeownership within rural regions.
At Diversified Capital Funding/American Pacific Mortgage (APM) NMLS #1850 our core mission is to create experiences that matter while serving the home financing needs of individuals and families in the communities where we live and work.We understand the importance of every transaction
RPM Mortgage is a proud member of LendUS, one of the largest independently owned & operated mortgage lenders in America.LendUS® was created as a collaboration of two well-established, like-minded companies.we have formed one company,with one name, that is solely-focused on providing our clients with smart advice & an easy process with super speed.
CRM Funding is based in Ventura, California and has provided mobile and manufactured home financing throughout California since 1991. At CRM Funding, we offer financing for the purchase or refinance of double wide homes 1970 and newer, with exception made for well maintained older homes.
Specializing in the unique Ventura County real estate market. You have found your Realtor resource for buying and selling your next home. With expertise in Ventura County real estate for both purchasing and listing properties, all of your real estate needs can be handled. Whether you are looking for a property
County Schools Federal Credit Union is a member owned financial institution whose staff and volunteers are committed to operating a financially sound credit union by providing our members financial services of the highest quality and security with personal and professional integrity while pursuing sound.
1280 S. Victoria Avenue, Suite 180, Ventura, CA, 93003
Landmark Financial is a Ventura, California based mortgage company that has been in business since 1995. Our loan originators and staff provide our clients with the best possible loan experience. To that end, we have been voted best mortgage lender in the west Ventura county the last 6 of 7 years by the readers of the Ventura County Star.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
We strive to provide you with a professional and personable team that is committed to helping you obtain home financing that fits your needs. Exceeding your expectations through our array of lending options, competitive rates and outstanding customer service is our number one goal.
2583 North West Monterey Pines Drive, Bend, OR, 97703
Tracia Larimer began in the mortgage industry in 1991 after a friend prompted me to consider this field as a career choice. Through Tracia's large network of lenders, she is able to offer a diverse array of loan products and terms from my mortgage toolbox - conventional, jumbo, FHA, VA USDA and non-conforming loan products.
At High Lakes Lending, LLC, we look forward to meeting with you in person any chance we can get. Please feel free to schedule a meeting to discuss your Home Buying or Refinance plans. Too busy for an in person meeting? We also will schedule meetings by phone or video conference.
"Inland Federal Credit Union has a rich history of service to the Catholic Community in the San Diego area. Although our charter is dated November 3, 1960, we have been, in some form, functioning as a Credit Union since the early 1950's.
Our Credit Union is a member owned, not-for-profit organization whose objective is to meet"
11501 Dublin Boulevard, Suite 200, Dublin, CA, 94586
East Bay Financial Group was founded when we recognized that the need to provide the home-owners with a competitive low interest rate and excellent services. We only hire mortgage loan agents with significant experiences and energy to make sure our clients best interest rate and services.
