USDA Loan Vs. FHA loan for Salem, UT [Utah County Rates 2023]

In 2025, USDA loan limit in Salem, county of Utah, UT is $406,600 while FHA limit is $601,450 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Salem, UT

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Utah?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(512) 750-6363 1158 miles Lender's profile and map Reviews CAPITAL HOME MORTGAGE 9999 Bellaire Blvd #700, Houston, TX, 77036 Capital Home Mortgage is a division of Amcap Mortgage LTD headquartered in Houston Texas. As a direct mortgage lender Capital Home Mortgage offers a complete line of mortgage products. Whether you looking to buy your first home, refinance your current mortgage or consolidating debt, our highly experienced team of mortgage
(713) 778-6300 1158 miles Lender's profile and map Reviews Memorial Credit Union 7789 Southwest Freeway, Suite 175, Houston, TX, 77074 Memorial Credit Union, originally chartered in 1953, is one of the oldest member owned financial institutions in southeast Texas. The credit union proudly serves the employees of the Memorial Hermann Healthcare System and their families, any person affiliated with the Healthcare System, and employees of many Houston area companies.
(713) 777-9996 1158 miles Lender's profile and map Reviews Newbridge Home Loans 10101 Southwest Freeway, Suite 311, Houston, TX, 77074 Newbridge has firmly established itself as a leader in the mortgage industry, backed by years of experience in the industry with seasoned loan professionals. Our application process starts by getting to know you, not just handing you an application like every other mortgage companies.
(832) 952-0901 1158 miles Lender's profile and map Reviews Translend Mortgage LLC 6671 Southwest Freeway, Suite 403, Houston, TX, 77074 Translend Mortgage is a Texas Mortgage Company. We are committed to offer our clients competitive rates and an exceptional customer service to insure your home lending experience is the finest. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan,
(866) 374-7890 1158 miles Lender's profile and map Reviews Swift Mortgages 7324 Southwest Fwy, Suite 660, Houston, TX, 77074 At Swift Mortgages, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you.
(608) 212-7335 1158 miles Lender's profile and map Reviews Rasmussen Mortgage Inc. 113 South Main Street, Suite 201, Lodi, WI, 53555 Rasmussen Mortgage is a local mortgage brokerage. I have over 16 years experience in the mortgage industry. If you have not looked into what pricing a broker offers you are spending too much with the banks and credit unions. I focus on finding you the best mortgage for your wants and needs while maintaining personalized customer service.
(713) 699-0795 1158 miles Lender's profile and map Reviews Houston Metropolitan Federal Credit Union 608 East Tidwell Road, Houston, TX, 77022 Since 1945, Houston Metropolitan Federal Credit Union has provided the finest in financial services to the present, former, and retired employees of our sponsor companies. Once you join the Credit Union your immediate family is eligible to join the Credit Union. Our policy is “Once a Member Always a Member” even if you change jobs
(573) 783-3336 1158 miles Lender's profile and map Reviews New Era Bank 101 S Mine La Motte Street, Fredericktown, MO, 63645 New Era Bank offers Home Equity Lines of Credit at competitive rates. These loans are an excellent choice for homeowners wanting utilize the current equity in their house to pay for things like: college expenses for children, major home improvements, or those unexpected expenses that life throws at you.
(409) 837-2024 1158 miles Lender's profile and map Reviews CITIZENS STATE BANK 101 S. Wheeler, Colmesneil, TX, 75938 Citizens State Bank is to be recognized as the uniquely committed conduit for economic and individual growth within the communities served. Citizens State Bank must develop and implement intentional initiatives through economic, social and political relationships that will produce robust and vibrant local economies for the benefit of the whole.
(318) 932-3491 1158 miles Lender's profile and map Reviews Bank of Coushatta 1525 Ringgold Avenue, Coushatta, LA, 71019 On July 30, 1897 the Bank of Coushatta was chartered and opened for business in the Town of Coushatta, located then on the East bank of the Red River. The total capital stock of the Bank at opening was $15, 000.00. In June of 1915, with capital stock of $25, 000, a surplus of $6, 250.00.
(832) 525-0186 1159 miles Lender's profile and map Reviews TOP CHOICE LENDING, LLC 11224 Southwest Fwy, Suite 100, Houston, TX, 77031 Our goal at Top Choice Lending is to provide clients with an exceptional customer experience & access to a variety of lenders. We offer a variety of loans including: Conventional, FHA, VA, USDA, Refinances, commercial mortgages, business lines of credit, working capital, hard money (bridge) loans, and SBA loans.