USDA Vs. FHA your options comparison in Salem, Utah County, UT
For 2025, in Salem within Utah County, UT, the USDA loan limit is $406,600, while the FHA cap for a single-family home is $601,450.
Utilize the Lendersa® USDA loan calculator to compare today’s leading USDA and FHA rates, and evaluate what income, credit, reserves, and documents you need to qualify. Our state-of-the-art mortgage calculator allows you to see USDA, FHA, Conforming, and VA options side by side, facilitating your decision on the best program for your financial situation in .
2025 Loan Limits and Down Payment Requirements in Salem, Utah, UT
Loan Type
Loan Limit
Down Payment
USDA
$406,600
0%
FHA
$601,450
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Salem, UT
Lendersa® is dedicated to securing the most suitable USDA or FHA loans for you quickly and without difficulty. Initiate the process with one of three approaches that link you with matching lenders and USDA loan programs.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is guaranteed by the Department of Agriculture and is available exclusively in rural areas. Unlike FHA loans that mandate a minimum of 3.5% down payment, USDA loans require no down payment whatsoever.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Orange Bank & Trust Company is an independent bank that began with the vision of 14 founders over 125 years ago. It has grown through conservative banking practices, ongoing innovation and an unwavering commitment to its community and business clientele to more than $2.0 billion in total assets.
At Best Loans Corp, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
Since 1960, MCT has been creating financial solutions for the people who live and work in Montgomery County. If you’ve been thinking about joining us, what’s stopping you? We accept members from most local businesses, and if your employer isn’t on our list yet, it’s easy, fast, and free to sign on.
Hometown Mortgage Corp. our mission is to set a high standard in the mortgage industry.We are committed to quality customer service - putting the people we serve 1st.Take advantage of our expertise in the residential lending industry by applying online today.You will find that the skill, professionalism & consideration we give to each of our client
4154 Erindale Drive North, North Fort Myers, FL, 33903
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
13180 NORTH CLEVELAND AVSUITE 317, North Fort Myers, FL, 33903
LIBERTY MORTGAGE LENDING GROUP INCORPORATED. We are a full service mortgage company based in North Fort Myers, Florida. We specialize in First Time Home Loans and Refinancing in Florida . We also serve the surrounding cities in 33903 . Whether you are buying a home or refinancing in any of these zip codes
The New Jersey Law & Public Safety Credit Union is dedicated to helping those who serve us, their families & the surrounding communities. Please come back often and check out what we’re up to. Membership in N.J.L.& PS Credit Union is limited to employees and retirees of the Office of Law and Public Safety.
19 Del Prado Boulevard North, Suite 2, Cape Coral, FL, 33909
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
In 1941, Millville Savings and Loan Association was formed when five building and loan associations were merged with assets totaling $387,174. The following are the five building and loan associations that merged: Columbia Perpetual Building and Loan, Hope Building and Loan, Institute Building and Loan, Protected Building and Loan, and Security Per
We are a Federal Credit Union Chartered on May 1, 1951 and since that time have been located on the premises of our original sponsor company, Airwork Corporation. Through the years, Airwork was purchased by several different companies until it was acquired by Dallas Airmotive. The credit union has assets totaling $31.66 Million.
