USDA Loan Vs. FHA loan pro & con for Salem, Utah County, UT

In 2025, USDA loan limit in Salem, county of Utah, UT is $406,600 while FHA limit is $601,450 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Salem, UT

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Utah?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(217) 925-2265 1236 miles Lender's profile and map Reviews Dieterich Bank 101 S Main St, Dieterich, IL, 62424 We are a community bank, with community values. Our employees are your friends and neighbors, which is why we are so passionate about helping our customers and the communities we serve. Live for Today. Bank for Tomorrow. We’ve served the people of Illinois for over 100 years. Now, the good people of Edwardsville are also in those ranks!
(618) 998-0098 1236 miles Lender's profile and map Reviews SouthernTrust Bank 200 South First, Vienna, IL, 62995 SouthernTrust Bank was organized in 2005 as a commercial state bank. The organizers had a strong desire to establish a community-minded financial institution that would service its local communities with personal service. SouthernTrust Bank is a locally owned financial institution with offices in Marion, Goreville, and Vienna, Illinois.
(618) 658-8312 1236 miles Lender's profile and map Reviews River 2 River Credit Union. 1895 State Route 146 East, Vienna, IL, 62995 The Credit Union was officially founded March 30th, 1972 as the Vienna Correctional Center Credit Union. The name was changed in 2008 to the River to River Credit Union. The credit union was organized for employees working at the Vienna Correctional Center to have a place to save and borrow money.
(731) 836-7515 1236 miles Lender's profile and map Reviews Bank of Halls 101 W. Main St., Halls, TN, 38040 At Bank of Halls, our highest priority is the health of our customers, employees, and communities. While we know there are rising concerns surrounding COVID-19, we are monitoring the situation closely with local healthcare experts, the Centers for Disease Control and Prevention (“CDC”), World Health Organization (“WHO”), and Tennessee Bankers.
(414) 421-8200 1236 miles Lender's profile and map Reviews Pyramax Bank 7001 W. Edgerton Ave, Greenfield, WI, 53220 PyraMax Bank is a publicly held community bank headquartered in Greenfield, Wisconsin and also has offices in Franklin, Grafton, Greenfield, Mukwonago, South Milwaukee, and Waukesha. Whether you're looking for a Home Loan, Home Equity Line or Loan, Business Loan, Free Checking, Mobile Banking,
(847) 952-3700 1236 miles Lender's profile and map Reviews First American Bank (Chicago) 700 Busse Road, Elk Grove Village, IL, 60007 At First American Bank, we're small enough to provide the personal attention that makes you comfortable coming to us for a multi-thousand-dollar auto loan. As the largest privately held bank in Illinois, we're big enough that you can also get multi-million-dollar financing if your company exports auto parts – or anything else.
(844) 694-6630 1236 miles Lender's profile and map Reviews Z Reverse Mortgage 836 S Arlington Heights Rd, Suite 182, Elk Grove Village, IL, 60007 Z Reverse Mortgage is a free informational resource for seniors and their families on the reverse mortgage process. We provide senior citizens with all the necessary information and assistance in order to identify the right loan programs, determine property value, and begin the process.
(800) 252-6950 1236 miles Lender's profile and map Reviews Credit Union 1 200 E Champaign Avenue, Rantoul, IL, 61866 Our History: In 1958, Chanute Military Credit Union opened its doors on the Chanute Air Force Base in Rantoul, Illinois to serve military personnel and their families. With the government's announcement of plans to close the Chanute Air Force Base, plans were made to expand the credit union in order to continue to serve those faithful.
(217) 893-8201 1236 miles Lender's profile and map Reviews Community Plus Federal Credit Union 526 E Champaign Avenue, Rantoul, IL, 61866 Community Plus Federal Credit Union is a community credit union serving East Central Illinois. Its mission is to guide members on their Path to Financial Freedom. CPFCU is a US Treasury-certified Community Development Financial Institution. While the credit union serves members from all walks of life.
(217) 892-2143 1236 miles Lender's profile and map Reviews Bank of Rantoul 201 E. Champaign Ave., Rantoul, IL, 61866 Our management is always available and ready should you need our assistance with any financial matters. Just give us a call, or send us a secure e-mail. Depending on the complexity of the matter at hand, there’s a good chance we can help you the same day that you call. Please do not include your account numbers.
(847) 805-1818 1237 miles Lender's profile and map Reviews Mortgage Store Co 1311 S Princeton Ave, Arlington Heights, IL, 60005 The Mortgage Store Co., where we specialize in residential mortgages. At The Mortgage Store Co., we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.