USDA Vs. FHA your options comparison in Salem, Utah County, UT
For 2025, in Salem within Utah County, UT, the USDA loan limit is $406,600, while the FHA cap for a single-family home is $601,450.
Utilize the Lendersa® USDA loan calculator to compare today’s leading USDA and FHA rates, and evaluate what income, credit, reserves, and documents you need to qualify. Our state-of-the-art mortgage calculator allows you to see USDA, FHA, Conforming, and VA options side by side, facilitating your decision on the best program for your financial situation in .
2025 Loan Limits and Down Payment Requirements in Salem, Utah, UT
Loan Type
Loan Limit
Down Payment
USDA
$406,600
0%
FHA
$601,450
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Salem, UT
Lendersa® is dedicated to securing the most suitable USDA or FHA loans for you quickly and without difficulty. Initiate the process with one of three approaches that link you with matching lenders and USDA loan programs.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is guaranteed by the Department of Agriculture and is available exclusively in rural areas. Unlike FHA loans that mandate a minimum of 3.5% down payment, USDA loans require no down payment whatsoever.
Frontier Community Credit Union is a full-service, not-for-profit cooperative. Our mission is to: 1) provide financial products and services in a professional, friendly and convenient atmosphere through innovation, technology, and cost-effective products; 2) encourage and educate our members in methods to manage
Citizens FSB has a very a rich heritage! As you will see it is the foundation of what we believe to be the strongest regional financial institution in the country.Citizens FSB is a Commercial Real Estate lender & a Preferred Home Loan provider and is a preferred home loan provider with emphasis on competitive interest rates & low closing costs.
The First National Bank of Eldorado was formed in 1907 to serve the banking needs of the county and the surrounding areas. The original rock building still stands on Main Street across from the present location, which was completed in 1982. Our current banking facility offers drive-in banking and a 24-hour drive-up ATM.
The Bank of Weston has served the financial needs of the Northland area of Kansas City for more than 125 years. The bank opened in a small storefront in downtown Weston, Missouri, in 1893. A total of $159.25 in deposits was accepted the bank's first day of operation. From that start, deposits have grown to more than $175, 000, 000.
The State Bank of Wanda was incorporated as a 30-year charter on July 7, 1902. After the “Bank Holiday” under a new charter dated June 1, 1932, our name was changed to The Wanda State Bank.
With 89 years of banking excellence, The Wanda State Bank has experience you can count on.
American National Bank opened for business in May 1983. The original location was at 10 West Main in what is now known as the Colston building. In January 1984 the home office moved to its present location at 1901 North Commerce. In June 2016, ANB changed the bank charter from a National charter to a State charter.
Our leadership is committed to the development of new leaders for the future of our bank and our communities. We will continue to promote the economic growth and stability of the communities we serve by providing high quality, competitive financial products and personalized, customer-oriented service.
Our bank opened its doors on September 18, 1978 in the Little Building, located at 10 West Main Street. At inception, we were a national bank, and our bank's name then was Citizens National Bank. When we moved to our current location at 1100 North Commerce Street in 1979, we reopened the downtown location as a branch of the bank in January 1984.
"Green Mortgage Company has been a true partner to our clients in the industry. We have experience working with customers from all walks of life and in every type of situation.
ur mortgage services include First Time Buyers, FHA & VA Loans, USDA, Conventional & Jumbo Investment, Construction to Permanent."
The Farmers and Merchants State Bank of Langdon has been serving the residents and businesses of Langdon and surrounding Cavalier County since 1974. We offer a wide variety of traditional banking products as well as state-of-the-art services like internet banking and bill pay. Our friendly, knowledgeable, and professional staff members are always r
Goetz Credit Union served this community from 1937 to present. "We are not for profit, not for charity, but for service." Make Goetz Credit Union your financial home today Unlike other financial institutions, Goetz Credit Union is owned and operated by its members.Goetz Credit Union is still the tradtional credit union.
