USDA Vs. FHA your options comparison in Santaquin, Utah County, UT
During the year 2025, the USDA loan limit specifies that in Santaquin, situated in the county of Utah, UT, it amounts to $406,600, whereas, for a single-family home, the FHA limit stands at $601,450.
Leverage the Lendersa® USDA loan calculator to effectively compare today’s best USDA vs. FHA rates. It assists in determining the necessary income level, credit, reserves, and supporting documents for loan qualification. Our comprehensive mortgage calculator presents a side-by-side comparison of USDA, FHA, Conforming, and VA loan options, empowering you to select the most fitting program for your individual financial scenario in .
Current 2025 Loan Caps and Down Payment Requirements for Santaquin, Utah, UT
Type of Loan
Loan Cap
Initial Down Payment
USDA
$406,600
0%
FHA
$601,450
3.5%
Conventional Conforming
$726,200
3%
Opportunities with USDA and FHA Loans in Santaquin, UT
The objective of Lendersa® is to swiftly connect you with exceptional USDA or FHA loans without any hassle. Initiate your search from three distinct options, effectively leading to matched lenders and USDA loan programs.
The USDA home loan, supported by the government Department of Agriculture, is also known as the USDA rural development loan or USDA mortgage, and it's exclusively available for rural areas. In contrast to FHA loans that mandate a minimum 3.5% down payment, USDA mortgages allow for zero down payment.
American National Bank opened for business in May 1983. The original location was at 10 West Main in what is now known as the Colston building. In January 1984 the home office moved to its present location at 1901 North Commerce. In June 2016, ANB changed the bank charter from a National charter to a State charter.
Our leadership is committed to the development of new leaders for the future of our bank and our communities. We will continue to promote the economic growth and stability of the communities we serve by providing high quality, competitive financial products and personalized, customer-oriented service.
Our bank opened its doors on September 18, 1978 in the Little Building, located at 10 West Main Street. At inception, we were a national bank, and our bank's name then was Citizens National Bank. When we moved to our current location at 1100 North Commerce Street in 1979, we reopened the downtown location as a branch of the bank in January 1984.
"Green Mortgage Company has been a true partner to our clients in the industry. We have experience working with customers from all walks of life and in every type of situation.
ur mortgage services include First Time Buyers, FHA & VA Loans, USDA, Conventional & Jumbo Investment, Construction to Permanent."
The Bank of Weston has served the financial needs of the Northland area of Kansas City for more than 125 years. The bank opened in a small storefront in downtown Weston, Missouri, in 1893. A total of $159.25 in deposits was accepted the bank's first day of operation. From that start, deposits have grown to more than $175, 000, 000.
Our mission statement "We Help People Succeed" is our duty and our responsibility to you, our Members. We continually strive to be the best at what we do & help those who are often ignored or pushed away by other institutions. The Credit Union philosophy of self-help, self-support & promotion of thrift has not changed since our beginning in 1954.
Community State Bank is a locally owned and operated community bank located in Coffeyville, KS. The bank was founded in 1967 and is currently Coffeyville’s only locally owned and operated bank. We are proud of our long history in Coffeyville and are committed to serving the local community and surrounding area.
A credit union exists to serve a specific group of people, referred to as a "field of membership." The field of membership may include where they live, where they work, or their membership in a social or economic group. Cooperative Credit Union was chartered to serve members in 1937. Cooperative Credit Union is owned and operated by its membership.
We’re a financial services partner for consumers, businesses and wealth clients alike. While our origins are humble, we’ve grown alongside our clients for more than a century. We have unwavering confidence in our ability to build strong relationships, provide diverse expertise and services, and invest in the communities we serve.
Today Lending team; we are excited about providing clients with the best mortgage options, combined with the lowest rates available. The outstanding mortgage professionals here will work with you one-on-one, to ensure that you get a mortgage that is tailored specifically to meet your home loan needs. Whether you are purchasing your dream home.
Goetz Credit Union served this community from 1937 to present. "We are not for profit, not for charity, but for service." Make Goetz Credit Union your financial home today Unlike other financial institutions, Goetz Credit Union is owned and operated by its members.Goetz Credit Union is still the tradtional credit union.
The bank was opened in 1963 with the name First National Bank of Turley, by a group of investors that included John Smith. Mr. Smith saw the need in the community to have a local bank & 50 years later, the Smith family continues to serve the local community. In 1991, the bank became a state charter bank & changed its name to First Bank of Turley.
