During the year 2025, the USDA loan limit specifies that in Santaquin, situated in the county of Utah, UT, it amounts to $406,600, whereas, for a single-family home, the FHA limit stands at $601,450.
Leverage the Lendersa® USDA loan calculator to effectively compare today’s best USDA vs. FHA rates. It assists in determining the necessary income level, credit, reserves, and supporting documents for loan qualification. Our comprehensive mortgage calculator presents a side-by-side comparison of USDA, FHA, Conforming, and VA loan options, empowering you to select the most fitting program for your individual financial scenario in
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| Type of Loan | Loan Cap | Initial Down Payment |
| USDA | $406,600 | 0% |
| FHA | $601,450 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The objective of Lendersa® is to swiftly connect you with exceptional USDA or FHA loans without any hassle. Initiate your search from three distinct options, effectively leading to matched lenders and USDA loan programs.
The USDA home loan, supported by the government Department of Agriculture, is also known as the USDA rural development loan or USDA mortgage, and it's exclusively available for rural areas. In contrast to FHA loans that mandate a minimum 3.5% down payment, USDA mortgages allow for zero down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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