USDA Vs. FHA Pro and Con comparison in Santaquin, Utah County, UT
During the year 2025, the USDA loan limit specifies that in Santaquin, situated in the county of Utah, UT, it amounts to $406,600, whereas, for a single-family home, the FHA limit stands at $601,450.
Leverage the Lendersa® USDA loan calculator to effectively compare today’s best USDA vs. FHA rates. It assists in determining the necessary income level, credit, reserves, and supporting documents for loan qualification. Our comprehensive mortgage calculator presents a side-by-side comparison of USDA, FHA, Conforming, and VA loan options, empowering you to select the most fitting program for your individual financial scenario in .
Current 2025 Loan Caps and Down Payment Requirements for Santaquin, Utah, UT
Type of Loan
Loan Cap
Initial Down Payment
USDA
$406,600
0%
FHA
$601,450
3.5%
Conventional Conforming
$726,200
3%
Opportunities with USDA and FHA Loans in Santaquin, UT
The objective of Lendersa® is to swiftly connect you with exceptional USDA or FHA loans without any hassle. Initiate your search from three distinct options, effectively leading to matched lenders and USDA loan programs.
The USDA home loan, supported by the government Department of Agriculture, is also known as the USDA rural development loan or USDA mortgage, and it's exclusively available for rural areas. In contrast to FHA loans that mandate a minimum 3.5% down payment, USDA mortgages allow for zero down payment.
461 North Whitby Woodlands Drive, Alpine, UT, 84004
Solamere Mortgage commercial property financing solutions and flexible investments create an amazing opportunity for brokers to help borrowers from unique backgrounds accomplish their goals. and also We are experienced mortgage professionals, providing investment property loan resources for multi-family, residential 1-4 mixed-use.
West Ridge Financial located in Alpine, Utah. After starting West Ridge Financial in 2000, Mike has been dedicated to helping people finance their dream home. Whether you’re buying a new home or refinancing your current home, Mike will be with you every step of the way to help you accomplish your homeownership goals.
We are a mortgage broker focused on finding lending solutions to the unique needs of our clients. We are proud to be known as the company that people can trust in the home loan industry.
We offer loan products from over a dozen lenders, which allows us to competitively shop for the best solutions in behalf our clients.
Low rates are a given. That’s why we’re Low Rate Mortgage. But it’s about so much more than low rates. It’s about your financial strength and future.
Your mortgage is much more than just the lowest rate. It’s a financial tool and asset that can enhance the quality and strength of your financial picture for years to come.
Bridget Morgan As a Mortgage Loan Officer, my team and I love helping our clients achieve their financial goals. Bridget received my degree in Accounting and I was born and raised in Las Vegas. I’ve lived in Utah for the last 11 years and I love being outdoors skiing, wakeboarding, or hiking. I’m a wife and mother of four beautiful girls.
"The Clawson Group is a Commercial Mortgage Lender specializing in financing income producing commercial real estate since 1979.
The Company serves its clients on a national basis focusing on the Intermountain West. The Clawson Group’s principle office is located in Salt Lake City, Utah with an additional office located in Boise, Idaho."
12884 South Frontrunner Blvd, Suite 140, Draper, UT, 84020
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
13894 S Bangerter Pkwy, Suite 200, Draper, UT, 84020
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
At LendRight Mortgage! My name is Rodney Rex, the owner and principal lending manager. I won’t bore you with facts about my 17-year history in this business. We are based in Draper, UT. We have shifted our workforce completely to remote work. If you need to send any physical mail correspondence, broker checks, etc.
"Preferred Processing Over seven years mortgage processing experience
· Strong relationship with title companies, appraisers and lending institutions
· Completed Leslie Peterson's Mortgage Educator classes as well as Desktop Originator/Loan Prospector training seminars
· Software - Calyx Point for Windows"
Castle Rock Financial, Mortgage brokers (like me) are home loan experts. Here’s why that’s great news for you: With access to multiple mortgage lenders and loan types, I’ll secure the best options available for your situation. Let me simplify the process so you close fast. DM to learn more
Altius Mortgage is dedicated to making your home loan process quick and easy. We help our clients apply and be approved for Utah mortgages, no matter what their credit or financial history looks like. Outside of exceptional rates and service, we also have the ability for you to track the progress of your home mortgage loan, all online.
