In 2026, the USDA loan limit set for Farmington, within the county of Davis, UT, is $517,000, while the FHA limit for a single-family home is $744,050. Understanding these limits is essential for prospective homebuyers evaluating their financing opportunities in these areas.
Utilize the Lendersa® USDA loan calculator to effectively compare today's top USDA and FHA rates. This tool helps outline the necessary income, credit reserves, and documents needed to qualify. Our advanced mortgage calculator offers a side-by-side view of USDA, FHA, Conforming, and VA loans, assisting you in selecting the best loan program in tailored to your specific financial needs.
Loan Limits and Downpayment Requirements for 2026 in Farmington, Davis, UT
Loan Type
Loan Limit
Down payment
USDA
$517,000
0%
FHA
$744,050
3.5%
Conventional Conforming
$744,050
3%
Available USDA and FHA Loan Options in Farmington, UT
The aim of Lendersa® is to swiftly obtain the best USDA or FHA loans for you without hassle. Choose one of three starting points that effectively connect you with suitable lenders and USDA loan programs tailored to your requirements.
The USDA home loan, often known as the USDA rural development loan or USDA mortgage, is a government-backed loan through the Department of Agriculture. It is uniquely available in rural neighborhoods and, unlike FHA loans that require a 3.5% minimum down payment, the USDA mortgage does not require any down payment, making it an appealing choice for eligible buyers in rural areas.
First American offers comprehensive financial products and services for investing in a brighter future for its customers. A strong, independent community bank, First American Bank and Trust is closely tied to the businesses, organizations and citizens in each community it serves. On December 3, 1910,First American Bank and Trust was chartered.
ClearPoint Federal Bank & Trust is a federally chartered savings bank devoted to providing cemeteries and funeral homes with unparalleled trust products and services. ClearPoint has been serving customers since 1998. ClearPoint is recognized as an industry leader in fiduciary services, investment management, recordkeeping, reporting
County National Bank is deeply committed to the communities we serve. On March 19, 1934, roughly fifty business people put up personal monies to invest and capitalize County National Bank. From that time, we have grown to 12 full-service branches in four counties in south-central Michigan.
Based in Louisville, Kentucky, Limestone Bank provides commercial, equine, agricultural and personal banking solutions for individuals in urban and rural areas. With more than 110 years of building relationships across the Commonwealth, Limestone Bank strives to serve as the bedrock for our customers’ financial futures.
1630 Lyndon Farm Court, Suite 201, Louisville, KY, 40223
The Rural Cooperatives Credit Union is a member-owned, federally insured financial institution. Our mission is to assist member-owners in realizing personal financial success by providing competitive, value-oriented products and services delivered with excellent member service and convenience.
KIT Federal Credit Union ("KIT") is a member-owned, not-for-profit financial institution that exists to provide superior financial products to our member-owners and their families. KIT was chartered in 1965 with the field of membership of the employees of A&P grocery stores located in Kentucky, Indiana, and Tennessee. We began in a one-room office.
Originally chartered in 1969 as a credit union to serve the Jefferson County Police and then the employees of Jefferson County Government, we became Jefferson County Federal Credit Union, serving the employees of the Louisville - Jefferson County Metro Government as well as the employees.
Pathway Mortgage LLC works diligently to provide a concierge experience to our clients. Pathway is also dedicated to making sure our clients always receive the most current and accurate advice by hiring most talented and motivated mortgage loan officers in the business that Pathway Mortgage LLC strives to make you a client for life.
