USDA and FHA Pro and Con in Farmington, Davis County, UT
In 2025, the USDA loan limit set for Farmington, within the county of Davis, UT, is $517,000, while the FHA limit for a single-family home is $744,050. Understanding these limits is essential for prospective homebuyers evaluating their financing opportunities in these areas.
Utilize the Lendersa® USDA loan calculator to effectively compare today's top USDA and FHA rates. This tool helps outline the necessary income, credit reserves, and documents needed to qualify. Our advanced mortgage calculator offers a side-by-side view of USDA, FHA, Conforming, and VA loans, assisting you in selecting the best loan program in tailored to your specific financial needs.
Loan Limits and Downpayment Requirements for 2025 in Farmington, Davis, UT
Loan Type
Loan Limit
Down payment
USDA
$517,000
0%
FHA
$744,050
3.5%
Conventional Conforming
$744,050
3%
Available USDA and FHA Loan Options in Farmington, UT
The aim of Lendersa® is to swiftly obtain the best USDA or FHA loans for you without hassle. Choose one of three starting points that effectively connect you with suitable lenders and USDA loan programs tailored to your requirements.
The USDA home loan, often known as the USDA rural development loan or USDA mortgage, is a government-backed loan through the Department of Agriculture. It is uniquely available in rural neighborhoods and, unlike FHA loans that require a 3.5% minimum down payment, the USDA mortgage does not require any down payment, making it an appealing choice for eligible buyers in rural areas.
Locklin Capital for simple, cost-effective funding programs so they can focus on executing their project. We offer real solutions in the form of faster closings, same-day qualifications, ongoing account management, and consultative risk analysis on your potential projects. We do everything in our power to ensure you complete a successful project.
Our investor funding programs and processing procedures are designed using today’s advanced technology, which include a more simplistic approach to the loan funding process and a very competitive pricing model that’s literally unmatched in today’s real estate financing market. We want to make sure your experience is frictionless.
Firestone Federal Credit Union is an income sharing financial cooperative, dedicated to best serving the financial needs of its members. This primarily includes offering competitive rates on savings and low cost loans for provident purposes. The safety and stability of its members' assets shall be the prime consideration
"We are an independent mortgage broker serving all of Ohio's home buyers and homeowners with their mortgage needs.
MISSION
Help consumers get access to the best mortgage, with transparency and professionalism
VISION
Educate and serve all mortgage consumers in our service area while preserving the true wholesale to broker model"
WES Credit Union received a state charter in 1954. The mission of the WES Credit Union is to provide the best service and the best rates possible to our members while maintaining a sound financial institution.
WES Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance with ADA standard
Piedmont Capital Lending provides short-term real estate secured loans for all types of commercial and residential use and all types of credit profiles. We provide speed and flexibility in financing that traditional banks cannot offer. Our loans are funded in-house, which means you get your money fast and at preferred rates.
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980 Birmingham Road, Suite 501-356, Milton, GA, 30004
Regent Mortgage Corporation (RMC) is a Mortgage Company that prides itself on exceptional client service, competitive rates, and the delivery of customized home mortgage solutions the RIGHT way. We recognize this is a new era in mortgage lending and we’ve built our team, process and service delivery model with this in mind
