USDA and FHA Pro and Con in Kaysville, Davis County, UT

In 2025, USDA loan limit in Kaysville, county of Davis, UT is $517,000 while FHA limit is $744,050 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Kaysville, county of Davis, UT

Loan Type Loan Limit Down payment
USDA $517,000 0%
FHA $744,050 3.5%
Conventional Conforming $744,050 3%

USDA and FHA loan options in Kaysville, UT

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Utah?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Victoria Financial Corp.
  • 217 W. Las Tunas Drive, San Gabriel, CA, 91776
  • Victoria Financial began as a humble mortgage broker in the heart of the San Gabriel Valley since 1986. Our establishment pioneered the then innovative no-cost loan with the benefit of our clientele as our main objective. As a mortgage banker today, we are leaders in competitive rates & prioritize customer satisfaction as a predominant core value.
  • Conquest Financial Corp.
  • 1028 S. San Gabriel Blvd, San Gabriel, CA, 91776
  • Conquest Financial provide mortgage advice to our clients. We try to step into the eyes of our clients. We understand the anxiety involved with purchasing a home. Our loan management process is aimed at transforming the home buying process into an enjoyable experience: the way it should be. We eliminate the unknown by helping our clients.
  • First Professional Finance Corporation
  • 501 South San Gabriel Boulevard, Unit 203, San Gabriel, CA, 91776
  • At First Professional Finance Corporation we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" & will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • East Star Mortgage
  • 1045 East Valley Boulevard, Suite A109, San Gabriel, CA, 91776
  • Founded in 2001, East Star Mortgage is a trusted residential mortgage direct lender that provides high quality in-house processing, underwriting and funding to real estate professionals and individual home buyers throughout California. With over 15 years of experience, East Star Mortgage is able to walk you through a smooth and organized loan.
  • Prime 1 Estates, Inc.
  • 304 Myrtle St, Suite 423, Burbank, CA, 91501
  • Prime 1 Estates is a Multiple Listing Services member, which means we have direct access to market statistics & trends. We are able to provide you with local real estate market trends to you for better decision making & insight to your local market.By using the below tool, you can visualize the housing market data for cities in San Fernando Valley.
  • American Continental Bank
  • 17700 Castleton Street, Suite 100, City Of Industry, CA, 91748
  • American Continental Bank was established on October 6, 2003, by a group of local businessmen and individuals who were interested in creating a Bank that would provide specialized financial services to the Chinese community. Our Senior Management team and staff consist of highly skilled bankers who are professional.
  • ACG Funding Inc
  • 17590 Colima Road, Rowland Heights, CA, 91748
  • Our ultimate goal is to create lasting relationships with each of our clients so that we may continue providing excellent service for many years to come. Our name that is trusted throughout the community. To speak directly with an experienced mortgage professional simply give us a call anytime. We look forward to working with you.
  • Greater Pacific Real Estate Services
  • 1920 Batson Avenue, Suite 268, Rowland Heights, CA, 91748
  • We're real estate experts who specialize in mortgage financing and real estate sales. We are here to simplify the process toward you obtaining your ultimate goal...Homeownership. Our one on one customer relationship offers you customized service and support. Greater Pacific Real Estate SVCS-Wayne Wainwright, Rowland Heights.
  • iHome Funding
  • 18645 East Gale Avenue, Suite 210, Rowland Heights, CA, 91748
  • iHome Funding is known for its competitive yet flexible rates. Regardless of whether you think you will save money, we may be able to offer a personalized rate lock scenario with your benefit in mind and alos We aim to provide a painless and hassle free refinance experience. Our establishment’s consultants can guide you through our process.
  • PYC Financial
  • 17890 Castleton Street, Suite 378, City Of Industry, CA, 91748
  • PYC Financial is a group of mortgage specialist with over 20 years of experience. We have successfully helped hundred of clients with their home loans.We are committed to provide our clients expert advices on property loans and offer extremely competitive interest rates with an extensive network of lending partners.