USDA Vs. FHA Pro and Con comparison in Kaysville, Davis County, UT
During 2025, the USDA loan limit in Kaysville, county of Davis, UT is $517,000, while the FHA limit for a single-family home is $744,050. These limits are crucial for buyers in understanding their financing possibilities.
With the Lendersa® USDA loan calculator, you can compare the best rates available for USDA versus FHA loans and determine the necessary income, credit, reserves, and documentation for qualification. By employing our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side, helping to choose the best program in for your specific financial scenario.
2025 Loan Limits and Downpayment Requirements in Kaysville, County of Davis, UT
Loan Type
Loan Limit
Down payment
USDA
$517,000
0%
FHA
$744,050
3.5%
Conventional Conforming
$744,050
3%
Exploring USDA and FHA Loan Options in Kaysville, UT
The primary goal of Lendersa® is to promptly secure the best USDA or FHA loan options for you without hassle. Choose from one of three initial strategies that connect you with matching lenders and appropriate USDA loan programs aligned with your needs.
The USDA home loan, also called the USDA rural development loan or USDA mortgage, is guaranteed by the government Department of Agriculture and is tailored for designated rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, the USDA mortgage requires no down payment at all, making it an appealing option for eligible buyers in these areas.
10866 Wilshire Boulevard, Suite 1625, Los Angeles, CA, 90024
Stephen Shintani is one of the highest-producing mortgage brokers in the country. He has worked intimately with business management firms, financial planners, high-end real estate agents, estate attorneys and top business executives. He has also been recognized as a source of innovation and knowledge within the industry by several prominent lending
1575 Westwood Blvd., Suite 201, Los Angeles, CA, 90024
We specialize in providing bridge loans to property owners and real estate investors in need of financing outside the scope of traditional banks and lenders. Our streamlined process and extensive experience, guarantees fast and smooth closings. While traditional lenders could take months to close, we can complete the process in a few days.
10940 WILSHIRE BLVD, SUITE 2300, Los Angeles, CA, 90024
Arixa Capital has built a full-service lending and loan servicing platform to ensure a steady flow of investments for our funds. For our investors, we strive to provide attractive steady income and stable returns with a focus on capital preservation. On every investment we make, we work to maintain a healthy margin of safety. .
10960 Wilshire Blvd, Suite 1050, Los Angeles, CA, 90024
Arixa Capital is a real estate investment manager and non-bank lender based in Los Angeles.Our objective is to deliver attractive,consistent returns by investing in underserved niches such as making small balance loans to real estate investors and developers.Founded in 2006, Company specializes in managing co-mingled discretionary investment funds.
6700 Fallbrook Ave, Suite 100, West Hills, CA, 91307
The experienced professionals of Napa Finance Group take great pride in helping our clients fulfill all their real estate and financial needs. When you establish a relationship with our team, you are not only getting a peace of mind that you are working with a team of professionals that have vast and diverse experience-you’re also gaining a team.
Access Mortgage Services, Inc. has provided Real Estate Loan Services since May of 2000. We provide excellent customer service for the entire loan originating, processing and closing process. As an added benefit, one specific person will handle all needed aspects of your loan from beginning to end
OCC Lending, Inc is a US-based nationwide direct portfolio lender of Residential & Commercial debt financing. We finance solutions for investors who don’t necessarily fit into the box of traditional bank lending.
OCC Lending, Inc has created a track record in marketplace for funding transaction using a true case-by-case common sense lending app
Private Cash Funding is a commercial and residential finance company that provides a number of lending solutions around the United States. The company was created in 2012 and is based in Tustin, California.Our Group generates capital from a variety of sources, including institutional investors, banking partners, and high-net-worth individuals, to f
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Professional Mortgage was established in 1995 and incorporated in the state of California 1998. Since our early days we have always sought to use our knowledge and experience and combine it with the latest technology in order to close loans quickly and efficiently. Professional Mortgage doesn't have the high overhead of the big banks and lenders.
