USDA VS FHA in Woods-Cross, Davis County, UT

In 2025, the USDA loan ceiling in Woods-Cross, in the county of Davis, UT, is $517,000, whereas the FHA limit for a single-family home is $646,300.

Utilize Lendersa®'s USDA loan calculator to compare today's most competitive USDA and FHA rates. Determine the income, credit, reserves, and documents necessary for qualification. By utilizing our advanced mortgage calculator, view USDA, FHA, Conforming, and VA options side by side, aiding your decision on the best financial program in for you.

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Loan Limits & Down Payment Requirements for 2025 in Woods-Cross, Davis, UT

Loan Type Loan Limit Down Payment
USDA $517,000 0%
FHA $646,300 3.5%
Conventional Conforming $646,300 3%

USDA and FHA Loan Choices in Woods-Cross, UT

Lendersa® aims to efficiently connect you with the most suitable USDA or FHA loans. Choose one of three starting options to match with lenders and USDA financial programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in UT

The USDA home loan, guaranteed by the U.S. Department of Agriculture and also known as the USDA rural development loan or USDA mortgage, is available solely in rural regions. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans necessitate no down payment, offering a compelling option for eligible candidates.

Enter your location to find out if it qualifies for USDA rural housing loan?



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