USDA and FHA Pro and Con in Woods-Cross, Davis County, UT
In 2026, the USDA loan ceiling in Woods-Cross, in the county of Davis, UT, is $517,000, whereas the FHA limit for a single-family home is $646,300.
Utilize Lendersa®'s USDA loan calculator to compare today's most competitive USDA and FHA rates. Determine the income, credit, reserves, and documents necessary for qualification. By utilizing our advanced mortgage calculator, view USDA, FHA, Conforming, and VA options side by side, aiding your decision on the best financial program in for you.
Loan Limits & Down Payment Requirements for 2026 in Woods-Cross, Davis, UT
Loan Type
Loan Limit
Down Payment
USDA
$517,000
0%
FHA
$646,300
3.5%
Conventional Conforming
$646,300
3%
USDA and FHA Loan Choices in Woods-Cross, UT
Lendersa® aims to efficiently connect you with the most suitable USDA or FHA loans. Choose one of three starting options to match with lenders and USDA financial programs.
The USDA home loan, guaranteed by the U.S. Department of Agriculture and also known as the USDA rural development loan or USDA mortgage, is available solely in rural regions. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans necessitate no down payment, offering a compelling option for eligible candidates.
1221 Elmwood Park Boulevard, Room 207, Harahan, LA, 70123
At Jefferson Parish Employees Federal Credit Union (JPEFCU), your credit union-proudly serving the financial needs of our members since our charter was signed October 23, 1959.Credit Union (JPEFCU), your credit union-proudly serving the financial needs of our members. We’ve come a long way – evolving into a full service financial institution.
824 Elmwood Park Boulevard, Suite 100, Harahan, LA, 70123
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