USDA and FHA Pro and Con in Woods-Cross, Davis County, UT
In 2026, the USDA loan ceiling in Woods-Cross, in the county of Davis, UT, is $517,000, whereas the FHA limit for a single-family home is $646,300.
Utilize Lendersa®'s USDA loan calculator to compare today's most competitive USDA and FHA rates. Determine the income, credit, reserves, and documents necessary for qualification. By utilizing our advanced mortgage calculator, view USDA, FHA, Conforming, and VA options side by side, aiding your decision on the best financial program in for you.
Loan Limits & Down Payment Requirements for 2026 in Woods-Cross, Davis, UT
Loan Type
Loan Limit
Down Payment
USDA
$517,000
0%
FHA
$646,300
3.5%
Conventional Conforming
$646,300
3%
USDA and FHA Loan Choices in Woods-Cross, UT
Lendersa® aims to efficiently connect you with the most suitable USDA or FHA loans. Choose one of three starting options to match with lenders and USDA financial programs.
The USDA home loan, guaranteed by the U.S. Department of Agriculture and also known as the USDA rural development loan or USDA mortgage, is available solely in rural regions. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans necessitate no down payment, offering a compelling option for eligible candidates.
1009 North Allington Drive North, North Salt Lake, UT, 84054
Lends in Utah
Bonneville Financial Services, Inc. was founded by Maria Thomson Frady in August 2003. She began her career in the Housing Market as a Real Estate Agent in Brazil in 1990. As an Independent Real Estate Agent, she focused on assisting her clients in buying, selling, and leasing properties in Recife, PE-Brazil.
Integrity Home Loans taking care of their clients in assisting them through the home buying and refinancing process. We understand that the lowest rates and closing costs matter. We simply give you our lowest rates and options upfront and let you decide. We love to educate our clients and always care of them with our service.
Prime Alliance Bank, located in Woods Cross Utah, was created with the idea that local businesses, business owners, and individual customers would benefit from the personalized attention and service offered by a community bank. Since 2004, Prime Alliance Bank has specialized in national leasing
Horizon Small Business Lending Solutions is the preeminent non-bank lender for SBA 504 and Conventional financing solutions to small and mid size businesses nationwide. We are your specialized loan service provider; doing more than just talking about loans … We Get Deals Done! Our Partnership Lending program provides a unique product offering and p
"We are CFG Home Loans - the mortgage division of Capital Financial Group. A western regional mortgage company providing solutions for our clients with quality, customized home mortgage financing for life.
Over 20 Years of Specializing in mortgages in Utah Provides the highest level of client service."
Utah Mortgage Resource Being a mortgage broker means having access to wholesale lender rates, and a huge variety of mortgage loan products. Being a good mortgage loan officer means knowing the guidelines, and how to insure the best odds for an approval. broker means having access to wholesale lender rates, and a huge variety of mortgage loan pro.
1525 North Main Street, Suite 100, Bountiful, UT, 84010
Lends in Utah
Utah Mortgage was formed in 2015, but our experience extends to over 30 years. Our team is growing quickly to support hundreds of new home-buyers each year. As a privately owned, founder-led company, we’re able to cut costs & time spent on the mortgage process. We invest in technology, research, home-owner support and great design.
Salt Lake Neighborhood Housing Services (NHS), doing business as NeighborWorks® Salt Lake (NWSL), builds on the strengths of neighborhoods, creating opportunities through housing, resident leadership, and youth and economic development. We work in partnership with residents, government, and businesses to build and sustain neighborhoods of choice.
Horizon Credit Union We are not a bank; we're a community-based, member owned credit union. Our goal everyday is to provide our members a better way to bank. At Horizon Credit Union you’ll find our checking and savings accounts offer benefits most traditional banks just can't, like competitive interest rates.
