USDA and FHA Pro and Con in Fruit-Heights, Davis County, UT
In 2025, the USDA loan limit for Fruit-Heights, within Davis County, UT, is recorded at $517,000. Meanwhile, the FHA limit for a single-family home is $646,300.
Use the Lendersa® USDA loan calculator to evaluate today's most competitive USDA versus FHA rates, determining the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator compares USDA, FHA, Conforming, and VA loans alongside each other, aiding your decision on which program in suits your financial needs best.
2025 Loan Limits and Downpayment Requirements in Fruit-Heights, Davis, UT
Loan Type
Loan Limit
Down Payment
USDA
$517,000
0%
FHA
$646,300
3.5%
Conventional Conforming
$646,300
3%
USDA and FHA Loan Options in Fruit-Heights, UT
The aim of Lendersa® is to quickly and seamlessly secure the best USDA or FHA loan for you. Choose one of three starting points that align you with matching lenders and USDA loan programs.
A USDA home loan, supported by the U.S. Department of Agriculture and commonly referred to as a USDA mortgage or rural development loan, is only available in rural areas. Unlike FHA loans requiring a down payment of at least 3.5%, USDA loans require none.
Since 1901, Home National Bank has been part of the community. Through the years, we have sought to meet the financial needs of customers. Home National Bank has a total of 175 shareholders and is widely held. The largest shareholder maintains 6% of the shares outstanding. We are truly a community bank with our ownership widely.
For over 100 years Home Banking Company's philosophy has been to provide efficient, courteous service and to provide our customers with the most up-to-date, quality financial products available to the banking industry. We are opening new financial doors by offering options that make banking as convenient as possible for our customers.
We are committed to the communities in which we live and work. In addition to the Bank participating in hundreds of community events our employees volunteer thousands of hours of service to make a difference in their communities during the year. We are committed to helping our customers grow and prosper financially.
Bank of New Albany, BNA Bank is a state-chartered bank that has grown from a single location in downtown New Albany to 8 total locations. BNA Bank is one of the few ‘A’ rated banks by Weiss Bank Rating Services and was inducted into the Seifried and Brew Top 15th percentile of community banks.
Crane Federal Credit Union was chartered in 1955. We are member owned, governed by a member elected volunteer board, not for profit, and tax exempt. Our mission is to "Cooperatively promote member thrift by providing practical financial services and benefits which equitably enhance the financial growth of our membership.
1401 S Lafayette Boulevard, Suite 100, South Bend, IN, 46613
South Bend Transit Federal Credit Union is a member owned non-profit financial institution. We provide services to persons working/retirees from Transpo and their immediate family members. Putting our members first for over 75 years and ensuring the growth of our credit union to continue to serve families present and future.
Our credit union Motto is “People Helping People.” We’re all working together to help each other. As member-owners, we all have a stake in the credit union’s success. The better our credit union does, the better you do. That’s the value of credit union membership. South Bend Firefighters Federal Credit Union was organized on October 1959.
We proudly serve the law enforcement community of St. Joseph County, IN, membership with PFCU is available to others as well. By supporting local law enforcement with a minimal, one time membership fee to the Fraternal Order of Police Associates (FOPA), you too can become a member of Policemen's Federal Credit Union.
