USDA Vs. FHA your options comparison in Farr-West, Weber County, UT

In the year 2025, the USDA loan cap for Farr-West within the Weber county, UT, is $517,000. At the same time, the FHA limit stands at $646,300 for a single-family dwelling.

Utilize the Lendersa® USDA loan calculator to pit today’s USDA rates against FHA's best rates. Determine the income, credit score, reserves, and necessary documentation required to qualify. Using our advanced mortgage calculator tool, you can review the USDA, FHA, Conforming, and VA options side by side, assisting your choice of the most fitting program in for your specific financial circumstance.

Run a comparison on loan offers from 100 different lenders

2025 Loan Constraints and Down Payment Needs in Farr-West, Weber, UT

Loan Classification Loan Limit Initial Payment
USDA $517,000 0%
FHA $646,300 3.5%
Conventional Conforming $646,300 3%

Explore USDA and FHA Loan Options in Farr-West, UT

Lendersa® aims to secure you the most favorable USDA or FHA loan efficiently and without trouble. Choose among three initial pathways that lead to lender matches and align with USDA loan programs.

Lendersa outcomes for USDA loan requests and matching

Defining USDA Loans in UT

A USDA home loan is a government-backed loan by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, available only in rural regions. Unlike FHA loans which demand a minimum 3.5% down payment, this type of USDA mortgage loan does not require any down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • The Criss Group
  • 5360 Jackson Dr, Suite 200, La Mesa, CA, 91942
  • More of us should be focusing on our clients' best interests, not our own." As San Diego's most respected mortgage Loan Officer, Scott has the flexibility of a Broker giving his clients excellent options. Aside from a great rate, Scott goes above and beyond with in-depth analysis of his extensive list of loan programs.
  • Mavin Mortgage
  • 5360 Jackson Dr, Suite 200, La Mesa, CA, 91942
  • Mavin Mortgage specializes in creating customized mortgage plans and providing home loans for clients in San Diego, CA and all surrounding areas. We provide home financing programs, including VA, FHA and conventional loans. Call us today! Paul Johnson is the managing partner of this comapany. As a certified mortgage planner
  • Valley View Home Loans
  • 7171 Alvarado Road, Suite 203, La Mesa, CA, 91942
  • Valley View Properties we uphold an ongoing commitment to providing an elevated level of personal service. Our clients come first, and as a result, they are able to achieve more than they ever dreamed with their real estate investment Valley View Properties we uphold an ongoing commitment to providing an elevated level of personal service.
  • Veterans National Mortgage Inc
  • 7484 University Avenue, Suite 220, La Mesa, CA, 91942
  • We are a different kind of Mortgage company. Large enough to provide all of the technology, efficiency, automated systems and consistency. Small enough to care immensely about our clients. We take pride in providing an experience you can brag about to your friends. We are an independent Mortgage Broker that specializes in VA Loans.
  • Secured Financial
  • 7580 Fay Avenue, Suite 204, La Jolla, CA, 92037
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • West Coast Funding & Real Estate Services Inc
  • 4275 Executive Square, Suite 410, La Jolla, CA, 92037
  • We are San Diego's most experienced loan team, give us a call today for a no hassle quote. If you give West Coast Funding an opportunity to earn your business, we will get you the lowest rate available on the mortgage market at no additional cost. We specialize in purchase and refinance loans in California, Arizona, Texas, Florida, and more.
  • Newbegin Funding
  • 5538 La Jolla Boulevard, Suite A, La Jolla, CA, 92037
  • Noah Newbegin has been helping people to finance their dreams since 2004 and is still passionate about helping to make those dreams a reality. Noah graduated with a Degree in Finance from SDSU in 2002 and has over 15 years experience in real estate, finance, and mortgage consultation.
  • Pacific Home Brokers Inc.
  • 4275 Executive Square, Suite 200, La Jolla, CA, 92037
  • Pacific Home Brokers™ is one of the premier real estate agencies in California. We specialize in working with first time home buyers and investors. We also have a background in residential financing and use this knowledge to help our clients understand the financing aspect of purchasing a home.
  • The Christopher Company
  • 6128 Waverly Avenue, La Jolla, CA, 92037
  • The Christopher Company With over eighty years of combined experience in professional real estate and mortgage services, the staff at the Christoper Company has the tools and knowledge to guide you through the entire lending process. We know that the mortgage process can be complex and stressful, let our team help you navigate those waters.