USDA and FHA Pro and Con in Harrisville, Weber County, UT

In 2026, the USDA loan limit for Harrisville, located in Weber County, UT, is set at $517,000, whereas the limit for FHA for a single-family home is $744,050.

Take advantage of the Lendersa® USDA loan calculator to evaluate the current top USDA versus FHA rates. Identify the required income, credit, reserves, and documents for qualification. Our advanced mortgage calculator aligns USDA, FHA, Conforming, and VA loans side by side, enabling you to choose the best program in for your financial situation.

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2026 Loan Limits and Downpayment Requirements in Harrisville, Weber, UT

Loan Type Loan Limit Down Payment
USDA $517,000 0%
FHA $744,050 3.5%
Conventional Conforming $744,050 3%

Exploring USDA and FHA Loan Options in Harrisville, UT

The mission of Lendersa® is to efficiently secure the optimal USDA or FHA loan for you, without hassle. Choose from one of three initial steps to access matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in UT

A USDA home loan, also referred to as a USDA mortgage or rural development loan, is sponsored by the Department of Agriculture and available only in rural neighborhoods. Unlike FHA loans necessitating a minimum 3.5% down payment, the USDA mortgage requires no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



Harrisville Lenders

  • Alta Mortgage Group
  • 4824 South 6150 West, Hooper, UT, 84315
  • Lends in Utah
  • At Alta Mortgage Group, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.

  • Augusta Mortgage, Inc.
  • 5145 South Airport Road, Suite 300, Roy, UT, 84067
  • Lends in Utah
  • We offer discrete and dependable consulting for all aspects of your real estate needs. Our team of highly qualified employees is available day and night to guarantee you the best possible service. We’re sure they’ll be able to help you with whatever problems you may have. We do NOT get "beat" whether it is product, pricing, or service.

  • Day Financial Services, Inc.
  • 3568 W 4800 S, Suite B, Roy, UT, 84067
  • Lends in Utah
  • Day Financial Services, Inc. has been doing buisiness since 1994. Our experienced staff will help you with any and all mortgage needs. And also Day Financial Services, Inc. Is a full service mortgage broker. We offer First Time Homebuyer, Purchase, New Construction Refinances, Rural Housing, Debt Consolodiation, Reverse Morrgages, Equity and FHA

  • Bob Kirkman Mortgage Lender
  • 1448 N 2000 W, Suite 2, Clinton, UT, 84015
  • Lends in Utah
  • Bob Kirkman believes that excellent service and a reputation for honesty, integrity and reliability are just as important as interest rates and closing costs. Bob’s team is committed to providing our Utah Mortgage clients with the highest quality Utah Home Loans combined with the lowest Utah Mortgage Rates available.

  • EconMortgage
  • 1747 Heritage Lane, Suite B202, Syracuse, UT, 84075
  • Lends in Utah
  • Econ Mortgage prides itself on offering low rates, and costs, right out the gate! Compare us with your “guy/gal” and see why even loan officers do their financing through Econ Mortgage! We are a well-established company serving in Salt Lake City. As your premier Utah mortgage broker, we focus on providing you with the lowest rates.

  • Advantage Mortgage Home Loans
  • 2334 S. 600 W, Syracuse, UT, 84075
  • Lends in Utah
  • As experienced loan officers we have the knowledge and expertise you need to explore the many financing options available. Ensuring that you make the right choice for you and your family is our ultimate goal, and we are committed to providing our customers with mortgage services that exceed their expectations.

  • America First Credit Union
  • PO Box 9199, Ogden, UT, 84409
  • Lends in Utah
  • America First's mission of service is not limited to helping people develop and maintain financial well-being. In fact, it emanates throughout the community. Our employee volunteer program, the Greater Good, offers a planned, managed framework that motivates our staff to effectively donate time and resources to the communities where they live.

  • Quick VA Loans
  • 298 24th Street, Suite 435A, Ogden, UT, 84401
  • Lends in Utah
  • We specialize in loans for veterans & active duty military service members. We work fast and move quick. We get loans done in as fast as 3 weeks from start to finish. No junk LENDER Fee's on VA Loans. We are a "wholesale mortgage lender to the public. We get better terms with zero lender fee's.

  • Loans Can Be FUN
  • 2355 S 1900 W, Suite B West, Haven, UT, 84401
  • Lends in Utah
  • Making Mortgages FUN, one home at a time!

    Let's take care of your mortgage AND have some FUN! I love helping people buy and refinance their homes here in Utah. I love Utah! Loans don't have to feel like an applicationscopy.

    It is my job to help you through this process and make it as stress-free as possible.