USDA Vs. FHA Pro and Con comparison in Ogden, Weber County, UT

In 2026, the USDA loan limit for Ogden in Weber county, UT, is $517,000. Comparatively, the FHA limit for a single-family home stands at $744,050.

With the Lendersa® USDA loan calculator, compare the current best rates of USDA versus FHA. Assess income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator allows for a side-by-side comparison of USDA, FHA, Conforming, and VA offers, aiding in selecting the optimal program in for your financial needs.

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2026 Loan Limits and Downpayment Specifications in Ogden, Weber County, UT

Loan Type Loan Limit Down Payment
USDA $517,000 0%
FHA $744,050 3.5%
Conventional Conforming $744,050 3%

USDA and FHA Loan Programs in Ogden, UT

Lendersa® is dedicated to quickly providing you with the ideal USDA or FHA loans, hassle-free. Select from three different pathways to connect with matching lenders and USDA loan options.

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Understanding USDA Loans in UT

A USDA home loan, also called a USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture and restricted to rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans need none.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • America Trust Funding
  • 5912 Hubbard Dr, Rockville, MD, 20852
  • At America Trust Funding, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.

  • BMIC Mortgage Inc
  • 5640 Nicholson Lane, Suite 210, Rockville, MD, 20852
  • BMIC has a customized process that is simple and straightforward, allowing us to complete a loan application in a matter of minutes. We will have a loan decision for our clients within an hour. At that time, BMIC will issue a formal loan approval.BMIC recognizes that each circumstance is unique

  • American Capital Financial Group, LLC
  • 5010 Nicholson Lane, Suite 100, Rockville, MD, 20852
  • At American Capital Financial Group, LLC. We are a full-service local mortgage company based in Rockville, MD. We specialize in First Time Home Buyers, Purchase, Refinance, VA, FHA, JUMBO and USDA Loans specifically in Maryland, Washington DC and Virginia. Here at American Capital Financial Group, we give you all the options of buying a home.

  • Infinity Financial Services, LLC
  • 11140 Rockville Pike, Suite 400, North Bethesda, MD, 20852
  • Infinity Financial Services, LLC is a boutique mortgage company for both residential and commercial lending.The company was founded in 2000 by Sandra Marshall, a Maryland native and financing expert with more than 20 years of diverse experience in the lending and real estate industry.

  • Abel Commercial Funding, LLC
  • 11140 Rockville Pike, Suite 400, Rockville, MD, 20852
  • Abel Commercial Funding offers business and commercial real estate financing products all over the country and is a leading lender for commercial finance. We have spent years helping businesses of all sizes thrive in an up and down market. We know you need plenty of working capital to keep your business successful

  • Sweetwater Capital
  • 1019 Hay Street, Fayetteville, NC, 28305
  • Sweetwater Capital’s core focus is to achieve lifelong relationships by delivering the finest brokerage experience.
    Established in 2007, Sweetwater Capital began as a boutique commercial mortgage brokerage firm, specializing in permanent debt solutions. In 2019, we expanded our services to include our investment sales platform.

  • AAFMAA Mortgage Services LLC
  • 639 Executive Place, Suite 203, Fayetteville, NC, 28305
  • AAFMAA (American Armed Forces Mutual Aid Association) is a not-for-profit, member-owned financial services association that provides life insurance, military benefits counseling, Survivor Assistance Services, residential mortgages, financial planning, investment management and trust services to the American Armed Forces Community.

  • Commonwealth Financial Services Inc
  • 210 East Broad Street, Suite 203, Falls Church, VA, 22046
  • At Commonwealth Financial Services inc we strive to make you a client for life. We want to be your first choice each and every time you need a home loan. We always try to go above and beyond for you so that you will always feel confident referring your family and friends to us for their mortgage financing needs.

  • Congressional Capital
  • 125 N Washington St, Falls Church, VA, 22046
  • Congressional Capital, LLC is the leading hard money lender in DC, dedicated to providing fast and flexible direct, private loans to DC developers and borrowers. The lending experts at Congressional Capital provide full spectrum services related to private/hard money real estate transactions

  • Chain Bridge Bank, National Association
  • 1445-A Laughlin Avenue, Mc Lean, VA, 22101
  • Chain Bridge Bank, N.A. is a national bank and fiduciary services provider chartered under the Office of the Comptroller of the Currency. It serves businesses, organizations and individuals across the country, with an emphasis on commercial clients in the public affairs industries in the Washington, D.C. area.