USDA Vs. FHA your options comparison in Plain-City, Weber County, UT

In the year 2025, the USDA loan cap for Plain-City within the Weber county, UT, is $517,000. At the same time, the FHA limit stands at $646,300 for a single-family dwelling.

Utilize the Lendersa® USDA loan calculator to pit today’s USDA rates against FHA's best rates. Determine the income, credit score, reserves, and necessary documentation required to qualify. Using our advanced mortgage calculator tool, you can review the USDA, FHA, Conforming, and VA options side by side, assisting your choice of the most fitting program in for your specific financial circumstance.

Run a comparison on loan offers from 100 different lenders

2025 Loan Constraints and Down Payment Needs in Plain-City, Weber, UT

Loan Classification Loan Limit Initial Payment
USDA $517,000 0%
FHA $646,300 3.5%
Conventional Conforming $646,300 3%

Explore USDA and FHA Loan Options in Plain-City, UT

Lendersa® aims to secure you the most favorable USDA or FHA loan efficiently and without trouble. Choose among three initial pathways that lead to lender matches and align with USDA loan programs.

Lendersa outcomes for USDA loan requests and matching

Defining USDA Loans in UT

A USDA home loan is a government-backed loan by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, available only in rural regions. Unlike FHA loans which demand a minimum 3.5% down payment, this type of USDA mortgage loan does not require any down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • K Pacific Group
  • 1300 Quail Street, Suite 275, Newport Beach, CA, 92660
  • Established in Newport Beach, our presence is expanding throughout California. Our goal is to provide each client with personalized, honest and ethical service through numerous quality control systems. By utilizing proven strategies that take into account the borrower's current and future financial goals,
  • Utah Funding
  • 20101 South West Birch Street, Suite 150H, Newport Beach, CA, 92660
  • Utah Funding opened its doors in May 2004. We tailor every loan to fit each clients needs individually. Sifting through many lenders, we are able to search through 100's of loan programs, to provide the best programs and rates available. We understand the big commitment you are making in buying a home
  • Savient Financial Inc
  • 620 Newport Center Drive, Suite 1100, Newport Beach, CA, 92660
  • Formerly StoneHill Capital, Inc., Mr. Burns established Savient Financial, Inc., to focus more on real estate and project financing opportunities. In 1989, his focus was on “Asset Management,” now called, Loss Mitigation. In 1992 Mr. Burns learned the art of Land Swapping, which is a technique that allows a Broker/Negotiator to contact a U.S.
  • Americap Direct Funding
  • 1201 Dove, Suite 570, Newport Beach, CA, 92660
  • Americap Direct Funding is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward
  • Save Financial Incorporated
  • 5 Upper Newport Plaza Drive, Suite 200, Newport Beach, CA, 92660
  • Save Financial, Inc. is a mortgage lending brokerage firm located in the sunny Newport Beach California. Our focus is residential purchase and refinance transactions. We are licensed with over 20 major US Lenders and can provide various programs tailor made to your mortgage needs.
  • Master Key Capital
  • 5 Upper Newport Plaza, Building 5, Suite 205, Newport Beach, CA, 92660
  • Master Key Capital we offer great rates with our FHA, VA, USDA, JUMBO, Interest Only and Conventional loans. We also specialize in true Stated income loans and Bank Statement loans with loans amount from $150,000.00-$5,000,000.00 plus. We help borrowers find financing from Excellent credit to Poor Credit.
  • Thayer Financial Corporation
  • 20151 SW Birch Street, Suite 200, Newport Beach, CA, 92660
  • Residential First Mortgage began business in 1994. From the beginning, it has been our vision to build a business from repeat clients and client referrals, ultimately creating “clients for life”. Because we do not advertise, our reputation is essential. In order to build and maintain that reputation we enter into each transaction.
  • Bayshore Capital
  • 5000 Birch Street, Newport Beach, CA, 92660
  • Bayshore Capital is a full service mortgage company that has one goal in mind, customer satisfaction. We do not need to be the biggest, only the best. We strive to treat every customer like a member of our own families and be sure we place them with the proper loan for their unique needs.