USDA Vs. FHA Pro and Con comparison in Herriman, Salt Lake County, UT
For 2025, the USDA loan limit in Herriman, Salt Lake county, UT, is $418,600, while the FHA limit for a single-family home stands at $619,850.
Utilize the Lendersa® USDA loan calculator to compare today's USDA against FHA rates and assess the necessary income, credit, reserves, and supporting documents for qualification. With our advanced mortgage calculator, examine USDA, FHA, Conforming, and VA loans side by side to make the best decision for your financial situation in .
2025 Loan Limits and Down Payment Requirements in Herriman, Salt Lake, UT
Loan Type
Loan Limit
Down Payment
USDA
$418,600
0%
FHA
$619,850
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Herriman, UT
The objective of Lendersa® is to get you the most suitable USDA or FHA loan promptly and efficiently. Choose one of three starting options leading to the best lender matches and USDA loan programs.
The USDA home loan, also termed as USDA rural development loan or USDA mortgage, is guaranteed by the Department of Agriculture and is available only in rural neighborhoods. Unlike FHA loans requiring at least a 3.5% down payment, the USDA mortgage demands no down payment.
Jenny Kuball | Capitol Mortgage Company Loan Officer
2254 Wilmington Ave NW, Salem, OR, 97304
As a locally owned company with operations in the greater Salem and Portland metro areas, we are passionate about helping our fellow Oregon residents and investors. We proudly offer a significant range of financing programs, including conventional, FHA, VA, USDA, and even private money financing.
Apartment Loan Store, a division of Business Loan Store(link is external), is a Commercial Mortgage Banking and Advisory Firm since 1997. We are members of the Mortgage Bankers Association and lend in all 50 states. Our funds come from Fannie Mae, Freddie Mac, HUD, Life Companies, Capital Markets, Mortgage Backed Securities, Hedge Funds, Pension F
8625 SW Cascade Ave, Suite 270, Beaverton, OR, 97008
Our mission is to empower you to make successful mortgage decisions. We’re committed to always thinking long-term. At Options Financial Residential Mortgage, we want to help you purchase your first home… your second home, and your third. We want to show you that a mortgage loan can be more than just a business transaction.
8196 South West Hall Blvd, Suite 110, Beaverton, OR, 97008
Commercial finance is one of the very best tools that nearly all small business owners have access to. Many do not realize that they can be approved, but there is an option for any situation. Goldendale Capital is committed to helping you get the working capital you need. Whether you are hoping to undertake an exciting new project,
Valley Bank’s primary mission has been to serve the banking needs of Roswell as well as Chaves County, and this continues to be the primary driving force behind the bank today. Valley Bank is an independent bank and fully intends to remain independent. The bank has built a reputation of conservative soundness that has served it well
Bank of the Southwest evolved from the idea that community banks continue to thrive as a vital link in the economic well-being and prosperity of thousands of small and medium-sized towns, rural areas, and urban neighborhoods throughout America. Bank of the Southwest's goal is to secure a niche in the financial services market.
313 W Country Club Road, Suite 11, Roswell, NM, 88201
The WTNM Federal Credit Union received a federal charter in 1969, after members of the WesTexas New Mexico Florist Association looked for ideas to benefit the members of the Association. The original office was in Midland, Texas, and in 1973 it was moved to Roswell, New Mexico where the volunteer manager lived and owned a flower shop.
Roswell Community Federal Credit Union Our Credit Union was originally known as the Hobbs Gulf Federal Credit Union and was organized in 1954. In October 1995; the Credit Union amended its charter to include anyone who lives or works in Roswell and changed the name to Roswell Community Federal Credit Union.