USDA and FHA Pro and Con in Herriman, Salt Lake County, UT

For 2025, the USDA loan limit in Herriman, Salt Lake county, UT, is $418,600, while the FHA limit for a single-family home stands at $619,850.

Utilize the Lendersa® USDA loan calculator to compare today's USDA against FHA rates and assess the necessary income, credit, reserves, and supporting documents for qualification. With our advanced mortgage calculator, examine USDA, FHA, Conforming, and VA loans side by side to make the best decision for your financial situation in .

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2025 Loan Limits and Down Payment Requirements in Herriman, Salt Lake, UT

Loan Type Loan Limit Down Payment
USDA $418,600 0%
FHA $619,850 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Herriman, UT

The objective of Lendersa® is to get you the most suitable USDA or FHA loan promptly and efficiently. Choose one of three starting options leading to the best lender matches and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding the USDA Loan in UT

The USDA home loan, also termed as USDA rural development loan or USDA mortgage, is guaranteed by the Department of Agriculture and is available only in rural neighborhoods. Unlike FHA loans requiring at least a 3.5% down payment, the USDA mortgage demands no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Vintage Mortgage Firm
  • 41760 Ivy Street, Suite 102, Murrieta, CA, 92562
  • Vintage Mortgage Firm strives to ensure that its services are accessible to people with disabilities.Vintage Mortgage Firm has invested a significant amount of resources to help ensure that its website is made easier to use and more accessible for people with disabilities,with the belief that every person has the right to live with dignity,equality
  • Christiansen Capital
  • 25185 Madison Ave Ste. A, Murrieta, CA, 92562
  • Christiansen Capital is a trust deed investment firm and hard money lender conveniently located in Murrieta, California. Christiansen Capital has been assisting clients obtain “non-conventional” financing since 2005. Christiansen Capital was created to be the conduit between borrowers who can actually obtain conventional financing.
  • Siskiyou Credit Union
  • 1420 Fairlane Road, Yreka, CA, 96097
  • Siskiyou Central Credit Union was founded in 1962 when two visionaries, Betty Pitman & Ken Bley, wanted to offer county employees a safe and affordable place to keep their hard earned pay. When the Credit Union finally got its charter to serve only county employees, Betty would be open for business on Tuesdays and Thursdays during her lunch break.
  • Pacific Service Credit Union
  • 3000 Clayton Road, Concord, CA, 94519
  • Pacific Service CU is a full-service financial institution serving anyone who lives, works, worships or attends school in Alameda, Contra Costa, Fresno, Marin, Napa, Placer, Sacramento, San Francisco, San Mateo, Santa Clara, Solano and Sonoma counties. Pacific Service CU has nearly 70, 000 members and over $1 billion in assets.
  • ORANGE CIRCLE INTERNATIONAL
  • 8502 Chapman Avenue, Suite 199, Orange, CA, 92869
  • Orange Circle International (OCI) Loans offers a wide range of commercial financing programs to help businesses of all sizes thrive. We provide business loans that are tailored to suit various objectives, and we maintain extensive partnerships with investors and other sources of financing.
  • Primary Real Estate Services
  • 2818 Clayton Road, Concord, CA, 94519
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • JBM Mortgage Inc
  • 4115 Blackhawk Plaza Circle, Suite 100, Danville, CA, 94506
  • As an independent mortgage consultant, Julie McKinney have no ties to in-house products giving you the advantage of access to more options from a broad range of lenders, and objective advice on choosing the best loan to fit your specific financial needs and goals. Julie will be by your side through every step of the process.
  • Premier Mortgage Direct Corp.
  • 430 Kingston Drive, Danville, CA, 94506
  • Premier Mortgage Direct offers the experience and resources of a big box retailer, combined with the expertise and personal touch of a small business and our first step is actually getting to know you. We'll get to know your hopes and dreams, how much you want to spend, and where you want to live. Then we’ll work together to find the mortgage.