USDA and FHA Pro and Con in Riverton, Salt Lake County, UT

As of 2025, the USDA loan limit for Riverton in Salt Lake county, UT, is $418,600. In comparison, the FHA limit for a single-family home is $619,850, highlighting available options for prospective homebuyers.

To compare the best up-to-date USDA and FHA rates, utilize Lendersa® USDA loan calculator. This tool reveals the necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, assisting you in choosing the ideal program in tailored to your financial needs.

Compare loan offers from 100 lenders

Loan Limits and Downpayment Requirements for 2025 in Riverton, Salt Lake, UT

Loan Type Loan Limit Down payment
USDA $418,600 0%
FHA $619,850 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Riverton, UT

At Lendersa®, our goal is to secure the best USDA or FHA loan for you swiftly and without hassle. You can choose from three initial approaches to find matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in UT

The USDA home loan, also known as the USDA rural development loan or USDA mortgage, is guaranteed by the Department of Agriculture. It is specifically available in rural areas. Unlike FHA loans, requiring a minimum 3.5% down payment, the USDA mortgage requires no down payment whatsoever.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • ILWU Credit Union
  • PO Box 7629, Long Beach, CA, 90807
  • ILWU Credit Union was founded in 1954 by Local 13 members Benny McDonald, Pete Moore, and Tony Arriaga. The Credit Union was founded as a financial cooperative to provide a place for longshoremen to cash their paychecks, save, and borrow money at reasonable loan rates. The Credit Union operated out of a small building next to the Local 13 Union.
  • Carina Slepian
  • 626 Avery Place, Los Angeles, CA, 90807
  • "Carina is as an expert negotiator and strategic thinker, who has served real estate clients since 2005. Behind her success in real estate, she also has: Hundreds of successfully closed transactions; both listing and buying 20 years of corporate experience Solid project management skills as a PMP.
  • Peter Benjamin - Loan Officer
  • 3707 North Country Club Drive 4, Long Beach, CA, 90807
  • Pete Benjamin understands the importance of making homeownership attainable. He is committed to helping Los Angeles-area clients obtain the right mortgage for their unique needs and facilitating the real estate process from start to finish. Pete understands there is no one-size-fits-all solution when it comes to home loans.
  • The Standard Estates
  • 4000 Long Beach Boulevard, Suite 204, Long Beach, CA, 90807
  • we will work tirelessly to help purchase or sell a property in Los Angeles County, Orange County, or other nearby areas. We'll ensure we make the process enjoyable and successful. Looking to sell? We'll endeavor to sell your property in a timely fashion, at the best possible price, all in a highly professional manner.
  • changemyrate.com
  • 4320 Atlantic Avenue Suite 216, Long Beach, CA, 90807
  • ChangeMyRate.com® is an Equal Housing Opportunity mortgage company. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age because all or part of your income may be derived from any public assistance program.
  • JCAP Private Lending
  • 3151 Airway Avenue, Costa Mesa, CA, 92626
  • Experience speed and flexibility with JCAP Private Lending, a leading direct lender in Southern California. We offer asset-based loans ranging from $50K to $5M, tailored specifically to residential real estate. With no credit or income verification needed, our fast funding options, from bridge loans to cash-outs, get you what you need promptly. Sen
  • Lending Corner
  • 950 S Coast Dr #155, Costa Mesa, CA, 92626
  • Specializing in arranging private, hard money loans backed by qualifying real estate assets to satisfy your financial needs. Lending Corner employs a team of real estate finance experts ready to assist in securing a private money loan for your financial needs. Whatever the goal – cash out, bridge loan, refinance, acquisition – we offer high LTV
  • Long Beach Firemen’s Credit Union
  • 2245 Argonne Ave, Long Beach, CA, 90815
  • Long Beach Firemen’s Credit Union was established in 1936 when 10 firefighters pooled their money to join our credit union and become the first members. As a member owned cooperative the credit union provided a safe place to save and borrow at reasonable rates. For 37 years the credit union was located at station 1 and in the beginning was open 24
  • Megan Doonan
  • 3198-F Airport Loop Drive, Costa Mesa, CA, 92626
  • Megan Doonan is known throughout the Southern California area as a professional and caring mortgage consultant who serves her clients with integrity and a particular eye for detail. Her clients are provided with the right loan every time thanks to her desire to thoroughly understand their financing needs
  • Direct Payday Lenders USA
  • 2973 Harbor Blvd, Costa Mesa, CA, 92626
  • Our mission at Direct Payday Lenders USA is to make it easier for you to find the right lender for your situation and get a payday loan fast. We know how stressful it can be when ends don’t quite meet. Finding a lender shouldn’t add to the financial stress that you’re surely already dealing with. Our directory.
  • LoanSnap Holdings Inc.
  • 3070 Bristol Street, Suite 200, Costa Mesa, CA, 92626
  • LoanSnap invented the world’s first smart loan technology that uses AI and machine learning to analyze a person’s entire financial picture, and shows them how to benefit with a smart home loan. With LoanSnap, people can stop losing money to lenders who only focus on interest rates and feel confident their home loan is the best option