USDA Vs. FHA Pro and Con comparison in Riverton, Salt Lake County, UT

As of 2025, the USDA loan limit for Riverton in Salt Lake county, UT, is $418,600. In comparison, the FHA limit for a single-family home is $619,850, highlighting available options for prospective homebuyers.

To compare the best up-to-date USDA and FHA rates, utilize Lendersa® USDA loan calculator. This tool reveals the necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, assisting you in choosing the ideal program in tailored to your financial needs.

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Loan Limits and Downpayment Requirements for 2025 in Riverton, Salt Lake, UT

Loan Type Loan Limit Down payment
USDA $418,600 0%
FHA $619,850 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Riverton, UT

At Lendersa®, our goal is to secure the best USDA or FHA loan for you swiftly and without hassle. You can choose from three initial approaches to find matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in UT

The USDA home loan, also known as the USDA rural development loan or USDA mortgage, is guaranteed by the Department of Agriculture. It is specifically available in rural areas. Unlike FHA loans, requiring a minimum 3.5% down payment, the USDA mortgage requires no down payment whatsoever.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • The Watkins Savings Bank
  • 202 First Street, Watkins, IA, 52354
  • The Watkins Savings Bank was chartered in 1892, and remains a locally owned and independent bank. Over the years The Watkins Savings Bank has continued to grow. The original bank was located just across the street from our current building. In 1977 The Watkins Savings Bank moved to 202 First Street , Watkins , Iowa .
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  • Foresight Bank is a unique community bank because we listen to our customers and we focus on environmental sustainability. We recognize every customer is different and we need to listen so we can understand how we can help. We don’t have a cookie-cutter approach that we apply to all of our customers,
  • Peoples State Bank
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  • Since 1925, Peoples State Bank has been proud to serve the banking needs of our community. The original owner, William R Zabel, solidified his vision with the very first PSB branch in Plainview, MN. Since those early days, PSB has expanded to include branches in Altura and Elgin, MN, as well as Boyceville and Menomonie, WI.
  • The Texas Mortgage Pros
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  • Scott & White Employees Credit Union
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  • Texell Credit Union
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  • Texell Credit Union is a not-for-profit financial cooperative founded in 1948. With over 130+ employees, Texell serves over 40, 500 members through digital service platforms and nine Central Texas branches. Texell offers a wide range of financial services to its members, and performs competitor research weekly to ensure it
  • First Bank of the Lake
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  • First Bank of the Lake’s story began in October 1985, when a group of local investors along with a group of St. Louis investors with interest in the lake area founded First Bank Centre in Osage Beach, Missouri. These well-respected and savvy investors recognized the need for a bank whose focus was on the local community.
  • Mortgage Headquarters of Missouri, Inc
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  • Citizens Savings Bank, IA
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