FHA Vs. USDA loan program for Riverton, Salt Lake County, Utah

In 2025, USDA loan limit in Riverton, county of Salt Lake, UT is $418,600 while FHA limit is $619,850 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Riverton, UT

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Utah?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(801) 871-3739 21 miles Lender's profile and map Reviews VA Help Center, LLC 561 South Orem Boulevard, Suite K-4, Orem, UT, 84058 "VA Help Center is grateful to our military and would be honored to serve those who have already given so much for our country. We appreciate the sacrifices you have made. We would be grateful to offer our services to help with your purchase or refinance of a home. Our VA home loan specialists have been serving veterans for over 16+ years."
(801) 764-0111 21 miles Lender's profile and map Reviews Security Home Mortgage 576 State St, Orem, UT, 84058 Security Home Mortgage is a mortgage bank, meaning we underwrite and fund our own loans in-house. This translates into fast loan approvals and closings, getting you into your home sooner. It also means there is no middleman.We offer a number of loan programs to help you purchase a new home, some with as little as 0% down
(435) 565-1768 21 miles Lender's profile and map Reviews Private Money Utah 560 S State Street F-1C, Orem, UT, 84058 We are based in Utah but we lend all over the U.S. Private Money Utah assists real estate investors, business owners, and other borrowers to obtain private money and hard money loans. We specialize in hard money loans in Utah, Colorado, Hawaii, Arizona, Oregon, Washington, Chicago, Texas, Georgia, New York, New Jersey.
(801) 222-9006 21 miles Lender's profile and map Reviews Rock Canyon Bank 1376 North State Street, Orem, UT, 84057 Rock Canyon Bank is dedicated to providing quality financial solutions in a secure and timely manner while providing the professional and personal attention you deserve. We know you have many choices when it comes to banking services and we invite you to bank with us and feel the difference at Rock Canyon Bank.
(801) 400-1001 21 miles Lender's profile and map Reviews Secure Private Funding 51 West Center Street, Suite 507, Orem, UT, 84057 Secure Private Funding will help you receive cash back on your free and clear rental properties and assist you with your investment real estate purchases. We will not check your credit score or look at your monthly income for you to qualify for our loans. You will increase your working capital to better take advantage.
(801) 225-0256 21 miles Lender's profile and map Reviews Alpine Credit Union 1510 N State St, Orem, UT, 84057 Alpine Credit Union customize a home loan to fit your specific needs. We can provide you with several financing options. These options all provide you with a competitive rate, low closing costs, and fast approval/funding. Benefits of using Alpine Credit Union’s Mortgage Department.
(801) 916-3233 21 miles Lender's profile and map Reviews Empire Mortgage and Investment, L.C 927 W. Center St, Orem, UT, 84057 Empire Mortgage and Investment, L.C have been serving Utah home and investment property owners since 1998 and have a wealth of experience to counsel you through the lending process. As a broker, we contract with different wholesale lenders to help you obtain the best mortgage terms possible.
(801) 226-7456 21 miles Lender's profile and map Reviews FIRST COLONY MORTGAGE CORPORATION 508 W 800 N, Orem, UT, 84057 First Colony Mortgage Corporation is a full service mortgage banking company serving Utah, Colorado, Idaho, Arizona, Oregon, and Wyoming. First Colony was founded in 1984 by John M. Aldrich and Scott Shelley. Most mortgages are processed, underwritten and closed in house. Since inception First Colony has funded over 50,000 mortgages.
(801) 355-7411 21 miles Lender's profile and map Reviews Liberty Bank, Inc. 326 South 500 East, Salt Lake City, UT, 84102 Since 1956, Liberty Bank has been supporting small businesses and homeowners in the Salt Lake City area. We believe in offering excellent customer service, home loans, and competitive CD rates and Our bank also supports the local community by working with several local groups, such as the Salt Lake Rotary Club.
(801) 328-1521 21 miles Lender's profile and map Reviews Ridgeline Federal Credit Union 564 East 300 South, Salt Lake City, UT, 84102 Ridgeline Federal Credit Union (formerly known as Utah Federal Credit Union) has been open since 1951. The credit union has assets totaling $27.49 Million and provides banking services to more than 2, 000 members as of March 2022. The credit union is a member-owned financial cooperative providing banking services including savings, loans
(801) 364-5100 21 miles Lender's profile and map Reviews Mortgage America, LC 699 E. South Temple, Suite 140, Salt Lake City, UT, 84102 Mortgage America, LC offer a wide array of conventional mortgage loan products. Jennifer Berard has functioned as the Owner Lending Manager since our inception. Our committment is to exceptional customer service with 20+ years combined experience in the mortgage industry while providing the lowest interest rates available at reasonable costs.