In 2025, the USDA loan limit allocated to Bluffdale, nestled within Salt Lake County, UT, is $418,600. Meanwhile, the FHA loan limit for purchasing a single-family home is $619,850. These figures are essential for potential homebuyers, helping clarify the financing options and limits available as they explore homeownership possibilities in these locations.
To navigate today’s lending environment, you can utilize the Lendersa® USDA loan calculator to effectively compare the prevailing USDA versus FHA rates. This tool assists in understanding the income, credit qualifications, reserves, and paperwork necessary to qualify. With our advanced mortgage calculator, you gain access to compare USDA, FHA, Conforming, and VA loans, displayed side by side, enabling you to make informed decisions about the most suitable program in based on your unique financial needs.
Insights on Loan Limits and Downpayment Requirements for 2025 in Bluffdale, Salt Lake, UT
Loan Type
Loan Limit
Down payment
USDA
$418,600
0%
FHA
$619,850
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Bluffdale, UT
At Lendersa®, our core aim is to facilitate your access to the most beneficial USDA or FHA loans seamlessly and without undue delay. Embark on your journey by choosing from one of three strategic avenues designed to connect you with suitable lenders and USDA loan programs tailored specifically to meet your needs, thereby simplifying the borrowing process.
The USDA home loan, sometimes called the USDA rural development loan or USDA mortgage, is a financing option backed by the U.S. Department of Agriculture. It is exclusively available in rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, the USDA mortgage is distinctive in that it requires no down payment at all. This feature makes the USDA loan an attractive choice for those eligible, offering an easier path to homeownership in rural communities.
Eagle Bank is a full service financial institution offering a broad range of financial services to individuals and businesses. Whether you need security in your checking account, a place to save your money for a rainy day or assistance in purchasing a new car, boat or home, Eagle Bank can help with our full line of banking services.
Community State Bank is a locally owned and operated community bank located in Coffeyville, KS. The bank was founded in 1967 and is currently Coffeyville’s only locally owned and operated bank. We are proud of our long history in Coffeyville and are committed to serving the local community and surrounding area.
A credit union exists to serve a specific group of people, referred to as a "field of membership." The field of membership may include where they live, where they work, or their membership in a social or economic group. Cooperative Credit Union was chartered to serve members in 1937. Cooperative Credit Union is owned and operated by its membership.
The ASECU was organized on February 15, 1954, with 7 members. We currently have almost 1000 members. The board of directors and committee members meet monthly to review the general operations, set interest rates, and review agenda items The Credit Union has mailboxes at both the Alexandria Technical & Community College and Voyager School.
Viking Bank, we are proud to be locally owned and operated and are committed to providing a positive banking experience for our customers. We are community bankers and proud of it. Our team of talented and knowledgeable bankers are focused on making the needs of our customers their foremost priority with relationships based
Home Loan Arrangers Providing solutions for home loans for all loan types: Conventional, FHA, VA, USDA, Renovation Loans, 203K Loans, VA Escrow Holdback, USDA Escrow Holdback, FHA Escrow Holdback. Purchases and Refinances. Conventional, FHA, VA, USDA, Renovation Loans, 203K Loans, VA Escrow Holdback, USDA Escrow.
At Franklin State Bank, we are your trusted banking partner! Located in Southwest Minnesota, we are happy to serve our friends, family and neighbors by helping them secure home, business, and agricultural loans as well as supplying them with convenient checking, savings and more. Online and mobile banking ensures you get your financial information
Our mission statement "We Help People Succeed" is our duty and our responsibility to you, our Members. We continually strive to be the best at what we do & help those who are often ignored or pushed away by other institutions. The Credit Union philosophy of self-help, self-support & promotion of thrift has not changed since our beginning in 1954.
Mortgage Investment Services Corporation (“MISC”) is an independent mortgage banking company that provides home loan services solely and exclusively for the customers of 200+ financial institutions, mainly in under-served rural communities in Missouri, Kansas, Oklahoma, Colorado, & Nebraska.
