USDA and FHA Pro and Con in South-Jordan, Salt Lake County, UT

In 2025, the USDA loan limit in South-Jordan, Salt Lake county, UT is $362,400, whereas the FHA limit for a single-family home is $453,100.

Use the Lendersa® USDA loan calculator to compare current USDA and FHA rates. It helps determine the income, credit, reserves, and documents necessary to qualify. With our enhanced mortgage calculator, evaluate USDA, FHA, Conforming, and VA loans side by side to find the most suitable program in for your financial needs.

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2025 Loan Limits and Downpayment Requirements in South-Jordan, Salt Lake, UT

Loan Type Loan Limit Down payment
USDA $362,400 0%
FHA $453,100 3.5%
Conventional Conforming $600,300 3%

Exploring USDA and FHA Loan Options in South-Jordan, UT

The aim of Lendersa® is to promptly offer you the best USDA or FHA loan without any hassle. Choose one of three initial steps to connect with compatible lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in UT

The USDA home loan, also called the USDA rural development loan or USDA mortgage, is backed by the government Department of Agriculture and is available only in rural areas. Unlike FHA loans that require at least a 3.5% down payment, the USDA mortgage mandates no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • St.George Realty
  • 1283 Greenbrook Drive, Danville, CA, 94526
  • St. George Realty specializes in knowledge and customer service. As a CPA, Steve St.George readily available to assist you through all aspects of a purchase, sale or refinance. From loan pre-approval to closing, Steve work directly with you. My clients appreciate there are no assistants, receptionists, processors..
  • The Agency Finance
  • 696 San Ramon Valley Boulevard, Suite 226, Danville, CA, 94526
  • The Agency Real Estate and Finance is a full-service, real estate and mortgage brokerage representing clients for the California residential and commercial marketplace. We represent a broad spectrum of classes, including single-family residential, new development, commercial business, multi-family residential, residential leasing, and more
  • StoneCastle Land and Home Financial, Inc.
  • 380 Diablo Road, Suite 201, Danville, CA, 94526
  • Our team is committed to providing our clients with the highest quality of financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • Saga Financial Group, Inc.
  • 425 El Pintado Road, Suite 145, Danville, CA, 94526
  • Saga Financial Group, Inc. was founded in 2018 in Danville, CA with the goal of helping people begin, continue, and realize the part of their saga involving home ownership. Whether a first time home buyer, a veteran investor, or someone simply seeking to update their financial situation to meet changing needs.
  • Bay Area Funding Group
  • 313 Sycamore Valley Rd, Danville, CA, 94526
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Private Mortgage Advisors - Burlingame
  • 390 Diablo Road, Suite 100, Danville, CA, 94526
  • Private Mortgage Advisors has grown quickly to be a top mortgage lender in the Greater San Francisco Bay area. Our mission is to continue to grow our success into one of the largest purchase money mortgage lenders in Northern California, by offering a large lender platform while still providing the customized
  • EQUIDY, Inc.
  • 600 SAN RAMON VALLEY BLVD STE 101, Danville, CA, 94526
  • "At Equidy borrowers are approved instantly and loans are funded by individual investors that are seeking secured investments with high returns (7-14%). Any investor can browse dozens of available listings that are qualified by Equidy and appraised to have a minimum of 30% equity as security."
  • Del Financial, Inc.
  • 11508 Rosecrans Ave, Norwalk, CA, 90650
  • Del Financial, Inc, a Southern California based mortgage corporation, was founded in 1981 and incorporated in 1996. We have over 30 years of professional mortgage experience; our management team, associates, and staff have flourished through every type of market fluctuation and have continually delivered great service
  • Norwalk Loan Company
  • 11985 Firestone Blvd, Norwalk, CA, 90650
  • Norwalk Loan Company was established in 2016 in order to bring a new face to the pawn brokerage industry. With over 10 years of experience, our knowledgeable and friendly staff will ensure to guarantee your satisfaction for your lending needs. Our specialties include precious metals, rare coins and other numismatics.