In 2025, the USDA loan cap for Hildale, found in the county of Washington, UT, reaches $393,300, whereas the FHA limit for a single-family home is $593,400.
Utilize the Lendersa® USDA loan calculator to contrast today's top USDA and FHA rates, figuring out the income, credit, reserves, and documents required to qualify. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side to pinpoint the best fit for your financial situation in
| Loan Type | Loan Limit | Down Payment |
| USDA | $393,300 | 0% |
| FHA | $593,400 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® strives to provide you with the best USDA or FHA loan options quickly and without inconvenience. Choose one of three starting points to align with suitable lenders and USDA loan programs.
A USDA home loan, backed by the government Department of Agriculture, also known as a USDA rural development loan or mortgage, is available exclusively in rural areas. Unlike FHA loans needing a 3.5% down payment minimum, USDA loans require no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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Bridge Loan Guides
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