USDA VS FHA in Ivins, Washington County, UT

In 2026, the USDA loan limit for Ivins, located in Washington County, UT, is set at $393,300, whereas the FHA limit for a single-family home is $593,400.

Utilize the Lendersa® USDA loan calculator to compare the premier USDA and FHA rates today, and to determine the income, credit, reserves, and documentation required for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA programs side by side, assisting you in choosing the program most suitable for your financial circumstances in .

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2026 Loan Limits and Down Payment Requirements in Ivins, Washington, UT

Loan Type Loan Limit Down Payment
USDA $393,300 0%
FHA $593,400 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Programs in Ivins, UT

Lendersa® is committed to quickly getting you the best USDA or FHA loan without hassle. Choose one of the three starting points to connect with matching lenders and USDA loan programs.

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Understanding USDA Loans in UT

The USDA home loan, guaranteed by the Department of Agriculture, is known as a USDA rural development loan or USDA mortgage, available solely in rural areas. It differs from FHA loans, which require a minimum of a 3.5% down payment, because USDA loans do not require a down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



Ivins Lenders

  • A & R Financial, Inc.
  • 769 East Rock Creek Dr, Ivins, UT, 84738
  • Lends in Utah
  • A&R Financial started in 1997 off a few referrals from relatives & Friends and has perpetually grown from client referrals. After doing business with A&R, people know who their loved ones should turn to for their mortgage needs. We'll become your ally and close friend in the home-buying process.

  • BILT Capital
  • 1150 E Riverside Dr, Suite 911598, Saint George, UT, 84791
  • Lends in Utah
  • We are a hard money lender focused on funding projects in Utah, Southern Idaho, and Southern Nevada. We offer funding programs for Fix and Flips, Residential and Commercial Bridges, and Land Development. UT
    Providing funding throughout Utah
    Great Projects Are Not Funded, They're BILT

  • Ryan Bolton
  • 283 West Hilton Drive, Suite 3, Saint George, UT, 84770
  • Lends in Utah
  • Ryan Bolton started his career in 1999 and since that time Ryan Bolton have seen and done it all. Ryan have helped provide mortgage and real estate financing for first-time buyers, real estate investors, seasoned home owners, self-employed entrepreneurs, and those who are looking to refinance.

  • Fast Track Loan Center - Signature & Title Loans
  • 861 East St. George Boulevard, Saint George, UT, 84770
  • Lends in Utah
  • Fast Track offers unsecured personal cash loans. Unsecured loans, also called personal or signature loans, allow you to borrow money without collateral. Fast Track’s unsecured personal loans are preferred by many consumers because of their longer-term installment loan payback periods with a set monthly principle and interest payment.

  • Envision Home Loans, LLC
  • 1487 South Silicon Way, Suite A-4, Saint George, UT, 84770
  • Lends in Utah
  • Envision Home Loans is team of mortgage and financial professionals that create ways to make your dreams a reality. Whether you are dreaming of moving into your first home, securing an investment property, or financing a vacation home. We are here to help! We are committed to quality customer service

  • Continental Mortgage, Inc.
  • 1086 South Main Street, Suite 102A, Saint George, UT, 84770
  • Lends in Utah
  • With more than 50 years combined experience, advanced technology and automated underwriting, Continental has the knowledge and expertise to help you acheive your dream of home ownership. The staff at Continental Mortgage Inc. is dedicated to help finance your real estate needs! By giving our customers the service and performance everyone deserves.

  • Hampton Home Loans
  • 135 N 900 E, Suite 2, Saint George, UT, 84770
  • Lends in Utah
  • Hampton Home LoansWhile the concept of true and solid customer service is not new, it is our purpose and intent to continuously move and adapt within the boundaries of the industry, while providing innovation in the way we offer our service. Our entire team is devoted to our commitment of providing only exceptional service.

  • Patriot Home Mortgage
  • 619 S Bluff Street, Tower 1, Suite 301, Saint George, UT, 84770
  • Lends in Utah
  • "Patriot Home Mortgage is a privately held, correspondent lender, headquartered in beautiful Southern Utah. We are experiencing phenomenal growth and it’s no secret that our success is owed to our employees and partners.

    We are lending in 17 states with plans to expand nationally as a part of Belem Servicing LLC.

  • Red Rock Financial of St. George
  • 720 S. River Road, Suite C-125, Saint George, UT, 84790
  • Lends in Utah
  • Our mission is to help those who have had a financial set back and need a second chance. Whether it is bankruptcy, job loss, or mounting medical bills, Red Rock Financial is here to help. We offer personal, auto, RV, and consolidation loans that have affordable monthly payments that report monthly to the credit bureau.