In 2026, the USDA loan limit for Ivins, located in Washington County, UT, is set at $393,300, whereas the FHA limit for a single-family home is $593,400.
Utilize the Lendersa® USDA loan calculator to compare the premier USDA and FHA rates today, and to determine the income, credit, reserves, and documentation required for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA programs side by side, assisting you in choosing the program most suitable for your financial circumstances in .
2026 Loan Limits and Down Payment Requirements in Ivins, Washington, UT
Loan Type
Loan Limit
Down Payment
USDA
$393,300
0%
FHA
$593,400
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Programs in Ivins, UT
Lendersa® is committed to quickly getting you the best USDA or FHA loan without hassle. Choose one of the three starting points to connect with matching lenders and USDA loan programs.
The USDA home loan, guaranteed by the Department of Agriculture, is known as a USDA rural development loan or USDA mortgage, available solely in rural areas. It differs from FHA loans, which require a minimum of a 3.5% down payment, because USDA loans do not require a down payment at all.
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Indigo Mortgage is committed to an ethical process throughout all aspects of any mortgage loan transaction. We strive to treat each & every borrower with respect & we never forget that there are real people making real decisions.Indigo Mortgage understands that the needs of the client always come before the need of profits.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
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At Sierra Pacific Real Estate we are committed to helping Buyers and Sellers accomplish their desired goals, with ease. Whether it involves residential or commercial needs, land subdivision, or an assist with the building process, our goal is to help make that process and transaction easier for our clients, by offering individual client care.
"At Tri Valley Home Loans, we take pride in being a trusted mortgage broker across multiple states, offering exceptional customer service and sound advice throughout the home-buying journey. Whether you're a first-time homebuyer, an experienced investor, or pursuing commercial property, our team is committed to guiding you through every step, ensur
California Lending Source is a residential and commercial loan brokerage that services all of California. Since 2009 we have been helping homeowners and consumers find the most suitable options available for them to achieve their financing goals. We have access to dozens of lenders to find the best loan products available that fit our clients.
Heritage Community Credit Union Credit Union (HCCU), not-for-profit financial cooperative, has provided friendly and trusted guidance to members in the greater Sacramento area since 1953. As a financial cooperative, HCCU can — with authentic credibility — deliver the brand promise that we want our members to, “Profit Wherever You Go.
