USDA VS FHA in Washington, Washington County, UT

In 2026, the USDA loan limits in Washington, county of Washington, UT, are set at $393,300, whereas the FHA limits for single-family homes reach $593,400. Knowing these limits helps potential buyers understand their financial opportunities in these regions.

To compare the top USDA and FHA rates today, make use of the Lendersa® USDA loan calculator. This tool helps you figure out the needed income, credit, reserves, and documents to qualify. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA loans side by side, helping you choose the best program for your specific financial situation in .

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Loan Limits and Downpayment Requirements in Washington, Washington, UT, 2026

Loan Type Loan Limit Down payment
USDA $393,300 0%
FHA $593,400 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA Loans in Washington, UT

The aim of Lendersa® is to quickly and smoothly connect you to the best USDA or FHA loans. Choose from one of three starting points to find matching lenders and USDA loan programs tailored to your needs.

Process and results of Lendersa USDA loan requests and matches

Defining a USDA Loan in UT

The USDA home loan, sometimes identified as the USDA rural development loan or USDA mortgage, is backed by the government Department of Agriculture. This loan is uniquely available in rural areas and, unlike FHA loans, which require a 3.5% minimum down payment, it requires no down payment at all, making it an appealing option for eligible buyers.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Screen Door Mortgage LLC
  • 11770 Haynes Bridge Rd, Suite 205-502, Alpharetta, GA, 30009
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Houzzle Financial Inc
  • 2475 Northwinds Parkway, Suite 525, Alpharetta, GA, 30009
  • Houzzle Financial we know that your home loan mortgage is WAY more than just a loan for a house. It's your home where you will make many memories and raise your family. When you entrust Houzzle Financial with one of the most important purchases in your life, you’ll take advantage of our extensive experience and dedication to you.

  • David Kilpatrick Financial LLC
  • 8000 Avalon Blvd, Suite 100, Alpharetta, GA, 30009
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.

  • Home Town Mortgage
  • 199 Academy St, Alpharetta, GA, 30009
  • As the Local Lender, our obligation is to help our friends finance their dream homes– but our PURPOSE goes much deeper than that. Our PURPOSE, and the reason we love doing what we do, is to help our clients get where they want to go. This means building a relationship outside the business transaction by helping our clients find a plumber.

  • MILEND, INC
  • 8995 Westside Parkway, Alpharetta, GA, 30009
  • MiLEND, Inc. has served thousands of home buyers and homeowners by providing them with a common-sense approach to the mortgage business. Since 1995, the mission has provided the foundation for MiLEND, Inc. to grow as we aim to consistently keep our customer's and partner's lives simple when purchasing or refinancing a home.

  • CORNERSTONE MORTGAGE GROUP, LLC
  • 41 Marietta Street, Alpharetta, GA, 30009
  • Cornerstone Mortgage Group, LLC. is a full-service mortgage lending institution based in Atlanta, GA. We are committed to differentiating ourselves from our competition by offering Raving Fan" customer service and building our business based off referrals and word of mouth advertising.

  • BOND Community Federal Credit Union
  • 433 Moreland Ave NE, Atlanta, GA, 30307
  • BOND Community Federal Credit Union was officially chartered in 1972 as a not-for-profit, member-owned financial institution. It had taken over two years of tenacity and a $2500 loan from the local Mennonite Church to convince NCUA (National Credit Union Administration, our federal regulatory agency) of its worth.

  • Highland Mortgage
  • 664 Seminole Ave NE, Suite 101, Atlanta, GA, 30307
  • Highland Mortgage is not only a different kind of mortgage experience, it's a different kind of mortgage company. We are employee-owned. No hedge funds. Just knowledgeable industry leaders making a difference for our clients. Our Mission is to better the lives of our clients, referrel partners and employees through transparency, simplicity.

  • Elementary Lending
  • 45693 Hayes Road, Shelby Township, MI, 48315
  • Elementary Lending is a Premier Mortgage Brokerage in the Metro Detroit area. Our main focus is to educate our clients on all available options to ensure they are able to get into the program that best fits their goals. Our amazing team will help every client with a simplified and transparent process.