USDA VS FHA in La-Verkin, Washington County, UT

As of 2025, the USDA loan threshold in La-Verkin, within the county of Washington, UT, is set at $331,200, whereas the FHA limit for a single-family home is $414,000.

The Lendersa® USDA loan calculator can be used to evaluate current USDA versus FHA optimal rates and identify the requisite income, credit requirements, reserves, and documents for qualification. This advanced mortgage calculator presents USDA, FHA, Conforming, and VA options collectively, aiding you in discerning the most suitable program for your financial standing in .

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2025 loan limits and down payment necessities in La-Verkin, county of Washington, UT

Loan Type Loan Limit Down Payment
USDA $331,200 0%
FHA $414,000 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA loan programs in La-Verkin, UT

Lendersa® is committed to swiftly securing you the most suitable USDA or FHA loan with ease. Begin with one of three options that align you with lenders and USDA loan offerings.

Lendersa USDA loan request and matching results

An Overview of USDA Loans in UT

A USDA home loan, guaranteed by the Department of Agriculture, is commonly referred to as a USDA rural development loan or USDA mortgage and is solely available for rural communities. Unlike FHA loans which require a minimum 3.5% down payment, no down payment is necessary for a USDA mortgage.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Moneyline Financial
  • 1900 Noriega Street, Suite 206, San Francisco, CA, 94122
  • Moneyline Financial is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
  • ASA Lending
  • 4091 19th Avenue, San Francisco, CA, 94132
  • ASA Lending is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that enable you.
  • Tse Financial
  • 2332 Taraval Street, Suite A, San Francisco, CA, 94116
  • We have built a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state. We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending.
  • All Homes Financial Inc
  • 830 Taraval Street, Suite 200, San Francisco, CA, 94116
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Nationwide Mortgage
  • 3101 Taraval Street, San Francisco, CA, 94116
  • Nationwide Mortgage was established in 1998. We provide fast, flexible, equity based private mortgages for real estate throughout California and several other states. We assist real estate investors with equity cash out bridge loans, purchase loans, construction and other loan types.
  • CDC Solutions, Inc
  • 1655 Chardonnay Way, Saint Helena, CA, 94574
  • Cynthia's 40+ years of experience in Real Estate Finance taught her commitment, character, and dedication in building long-term client relationships. She now focuses exclusively on reverse mortgages aiming to help seniors gain financial peace of mind.Interest on a reverse mortgage is not deductible from the person’s income tax return.
  • Pioneer Bank
  • 705 East University Avenue, Suite A, Las Cruces, NM, 88001
  • Pioneer Bank has been proudly serving the financial needs of Southeastern New Mexico and West Texas since 1901. We continue to offer the most innovative banking products along with providing you with the best customer service. At Pioneer Bank, we know there is much more to life than managing your money.
  • Citizens Bank of Las Cruces
  • 505 S. Main Street, Las Cruces, NM, 88001
  • Citizens Bank opened its doors in the historic Amador Hotel & adopted the “El Cortijo” as its symbol. This symbol depicts the sun radiating to neighboring communities surrounding the central area of trade. The Bank’s founders chose the symbol because they viewed the responsibility of the bank as being the heart of the community.