USDA and FHA Pro and Con in La-Verkin, Washington County, UT
As of 2026, the USDA loan threshold in La-Verkin, within the county of Washington, UT, is set at $331,200, whereas the FHA limit for a single-family home is $414,000.
The Lendersa® USDA loan calculator can be used to evaluate current USDA versus FHA optimal rates and identify the requisite income, credit requirements, reserves, and documents for qualification. This advanced mortgage calculator presents USDA, FHA, Conforming, and VA options collectively, aiding you in discerning the most suitable program for your financial standing in .
2026 loan limits and down payment necessities in La-Verkin, county of Washington, UT
Loan Type
Loan Limit
Down Payment
USDA
$331,200
0%
FHA
$414,000
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA loan programs in La-Verkin, UT
Lendersa® is committed to swiftly securing you the most suitable USDA or FHA loan with ease. Begin with one of three options that align you with lenders and USDA loan offerings.
A USDA home loan, guaranteed by the Department of Agriculture, is commonly referred to as a USDA rural development loan or USDA mortgage and is solely available for rural communities. Unlike FHA loans which require a minimum 3.5% down payment, no down payment is necessary for a USDA mortgage.
Info1st Rate Mortgage is a home mortgage and loan origination company We offer seasoned loan officers and staff to provide a high quality mortgage experience for our clients, we are local and loved to engage with local companies. Financing residential and commercial properties. We offer 100% financing options, reverse mortgages.
1150 E Riverside Dr, Suite 911598, Saint George, UT, 84791
Lends in Utah
We are a hard money lender focused on funding projects in Utah, Southern Idaho, and Southern Nevada. We offer funding programs for Fix and Flips, Residential and Commercial Bridges, and Land Development. UT Providing funding throughout Utah Great Projects Are Not Funded, They're BILT
720 S. River Road, Suite C-125, Saint George, UT, 84790
Lends in Utah
Our mission is to help those who have had a financial set back and need a second chance. Whether it is bankruptcy, job loss, or mounting medical bills, Red Rock Financial is here to help. We offer personal, auto, RV, and consolidation loans that have affordable monthly payments that report monthly to the credit bureau.
352 E Riverside Dr, Suite a-5, Saint George, UT, 84790
Lends in Utah
Platinum Mortgage is a lending company that can shop multiple lenders to get you the best rate. Our Mission is to give you the “Platinum Standard” or service throughout the mortgage process. Provide a variety of mortgage and lending services in the state of Utah. Platinum Mortgage was founded December 21st 2011.
Mortgage HQ's key to our success has been a combination of consistently offering the lowest possible rates, responding quickly, and above all providing outstanding customer service. We take pride in treating our clients with honesty and integrity and look forward to earning your trust.
169 West 2710 S Circle, Suite 202A, Saint George, UT, 84790
Lends in Utah
We are dedicated to making the loan process a satisfying experience. We use up-to-date technology to provide you with the tools necessary to research the loan right for you, find answers to mortgage questions, and complete the mortgage application process.Our goal is to help the you find a loan that fits your unique needs.
A&R Financial started in 1997 off a few referrals from relatives & Friends and has perpetually grown from client referrals. After doing business with A&R, people know who their loved ones should turn to for their mortgage needs. We'll become your ally and close friend in the home-buying process.
283 West Hilton Drive, Suite 3, Saint George, UT, 84770
Lends in Utah
Ryan Bolton started his career in 1999 and since that time Ryan Bolton have seen and done it all. Ryan have helped provide mortgage and real estate financing for first-time buyers, real estate investors, seasoned home owners, self-employed entrepreneurs, and those who are looking to refinance.
861 East St. George Boulevard, Saint George, UT, 84770
Lends in Utah
Fast Track offers unsecured personal cash loans. Unsecured loans, also called personal or signature loans, allow you to borrow money without collateral. Fast Track’s unsecured personal loans are preferred by many consumers because of their longer-term installment loan payback periods with a set monthly principle and interest payment.
