FHA Vs. USDA loan program for La-Verkin, Washington County, Utah

As of 2026, the USDA loan threshold in La-Verkin, within the county of Washington, UT, is set at $331,200, whereas the FHA limit for a single-family home is $414,000.

The Lendersa® USDA loan calculator can be used to evaluate current USDA versus FHA optimal rates and identify the requisite income, credit requirements, reserves, and documents for qualification. This advanced mortgage calculator presents USDA, FHA, Conforming, and VA options collectively, aiding you in discerning the most suitable program for your financial standing in .

Exploring USDA and FHA loan programs in La-Verkin, UT

Lendersa® is committed to swiftly securing you the most suitable USDA or FHA loan with ease. Begin with one of three options that align you with lenders and USDA loan offerings.

Lendersa USDA loan request and matching results

An Overview of USDA Loans in UT

A USDA home loan, guaranteed by the Department of Agriculture, is commonly referred to as a USDA rural development loan or USDA mortgage and is solely available for rural communities. Unlike FHA loans which require a minimum 3.5% down payment, no down payment is necessary for a USDA mortgage.

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(916) 367-7508 Lender's profile and map Reviews Cali Mortgage 9067 Foothills Blvd, Suite 6, Roseville, CA, 95747 At Cali Mortgage we are here to serve your mortgage needs while also providing the very best service. I have also come up with a way to get your interest rate much lower than the market rate. As Direct Lender we offer the most aggressive rates in the market along with lightning fast approvals.
(916) 838-1464 Lender's profile and map Reviews Infinity Home Loans, Inc 800 Mitchell Court, Roseville, CA, 95747 Our mission, as a boutique mortgage broker, is to provide you with a concierge level of serivce and to serve you with honesty, integrity and decades of expertise. Our goal is to provide you a home loan while helping you get the lowest interest rates and closing costs possible and do it by making the process as easy as possible.
(916) 516-1116 Lender's profile and map Reviews Mac Real Estate Services 140 Diamond Creek Place, Suite 140, Roseville, CA, 95747 "We’re mortgage experts so you don’t have to be. We don’t overwhelm our clients with paperwork. We overwhelm them with service. We measure our success by how you measure our service. We believe in doing a good job – – – even when no one is looking. We go to work, so you can go home."
(800) 800-8888 Lender's profile and map Reviews Allequities Funding 3811 Florin Road, Suite 3, Sacramento, CA, 95823 This is a new and innovative home ownership program that allows qualified home buyers to buy homes with 1% down payment. You may have owned a home before and are presently renting, or maybe you are a first time home buyer and need a way to break into the housing market but are holding back.
(916) 835-2782 Lender's profile and map Reviews Sunrise Vista Mortgage 836 57th Street, Suite 202, Sacramento, CA, 95819 The Sunrise Vista Mortgage Team is your premier mortgage team located in Sacramento, California. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage and also While offering the full spectrum of all CONVENTIONAL residential loan products, GOVER
(916) 966-9000 Lender's profile and map Reviews Capital Five Finance 4825 J Street, Suite 201, Sacramento, CA, 95819 "CAPITAL FIVE FINANCE is a leader in providing financing for both commercial and residential real estate, as well as business opportunities. We finance small to large businesses and residences, and have a broad portfolio of financial products to fulfill almost any capital need for our borrowers."
(916) 802-0901 Lender's profile and map Reviews Floyd Eugene Luman II 4520 61st Street, Sacramento, CA, 95820 I have been providing my customers exceptional customer service for over 15 years I have had several positions in the mortgage industry that have giving me the insight and understanding of the entire loan process. With this knowledge I am able to get loans approved quicker with fewer conditions which lead to a shorter loan process times.
916-277-9304 Lender's profile and map Reviews Socotra Capital 2208 29th St Suite 100, Sacramento, CA, 95817 Socotra Capital is California's Private Money Lender. As a solution oriented lender we specialize in providing financing for real estate investors throughout California on projects that cannot be financed through traditional methods. Whether it be a bridge loan, fix and flip loan commercial refinance, ground up construction project.