In 2025, the USDA loan limit in Maeser, situated in the county of Uintah, UT, is $336,500, whereas the FHA limit for a single-family home is $472,030.
You can use the Lendersa® USDA loan calculator to compare current USDA versus FHA rates to determine the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator presents the USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the best program for your financial situation in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The mission of Lendersa® is to quickly secure the best USDA or FHA loan for you without hassle. Choose one of three starting points to align you with suitable lenders and USDA loan programs.
A USDA home loan, backed by the Department of Agriculture—also known as a USDA rural development loan or USDA mortgage—is available only in rural areas. Unlike FHA loans which require at least a 3.5% down payment, the USDA mortgage does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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