USDA VS FHA in Roosevelt, Duchesne County, UT

For the year 2026, the USDA loan cap in Roosevelt, located in Duchesne County, UT, stands at $336,500. Meanwhile, the FHA limit for a single-family dwelling is $472,030.

Utilize the Lendersa® USDA loan calculator to compare the leading USDA and FHA rates available today, and ascertain the necessary income, credit, reserves, and paperwork for eligibility. Our comprehensive mortgage calculator allows you to compare USDA, FHA, Conforming, and VA loan options side by side, assisting you in choosing the most suitable program in for your unique financial needs.

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Loan limits and downpayment guidelines for 2026 in Roosevelt, Duchesne County, UT

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Roosevelt, UT

The aim of Lendersa® is to secure the most favorable USDA or FHA loan quickly and without complications. Choose from one of three approaches to connect with lenders and the USDA loan schemes.

Lendersa USDA loan inquiry and matching outcomes

The USDA Loan Explained in UT

A USDA home loan is a government-backed mortgage through the U.S. Department of Agriculture, also known as a USDA rural development loan, tailored for rural areas. It differs from FHA loans which demand a minimum down payment of 3.5%, as USDA mortgages require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



Roosevelt Lenders

  • KINGS PEAK CREDIT UNION
  • 180 N 300 E, Roosevelt, UT, 84066
  • Lends in Utah
  • Kings Peak Credit Union has been serving the residents of the Uintah Basin since 1955. It is our mission to serve our members with the best financial service. and also Kings Peak Credit Union was formed to help local people with their financing needs; that is still true today. Our Board of Directors are focused on helping our members.

  • SmartLink Financial, LLC
  • 345 West 600 South, Suite 125, Heber City, UT, 84032
  • Lends in Utah
  • SmartLink was born out of a lack of good customer service in the industry. Christal Bowlby has been in the lending business since 1996 & great customer service has been key to keeping her business thriving for years. Starting her career as a direct lender, working for large banks such as Chase Manhattan Bank and GMAC but became a broker in 2008.

  • Xcel Financial
  • 345 W 600 S, Heber City, UT, 84032
  • Lends in Utah
  • "Xcel Financial is committed to helping you find the right mortgage product for your needs.
    We understand that every borrower is different, and we offer a variety of products to meet your individual requirements.We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools."

  • Cornerstone Home Mortgage.
  • 1912 Sidewinder Dr, Suite 216, Park City, UT, 84060
  • Lends in Utah
  • Cornerstone Home Mortgage is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of UT. Whether you are 1st time home buyer, purchasing your dream home, refinancing an outstanding loan, our highly experienced team of mortgage brokers can help make your dreams come true.

  • Intermountain Mortgage Company, LLC
  • 2029 Sidewinder Drive, Suite 200, Park City, UT, 84060
  • Lends in Utah
  • Intermountain Mortgage Company, Inc., our mission is to set a high standard in the mortgage industry. A part of the Park City community since 1992, our experienced staff is committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry.

  • Surety First Mortgage
  • 1347 West 310 North, Midway, UT, 84049
  • Lends in Utah
  • The Surety First Mortgage Team is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of Utah, Idaho and Colorado. Whether you are a first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt.

  • Pacific Horizon Credit Union
  • 96 East Center Street, Springville, UT, 84663
  • Lends in Utah
  • Pacific Horizon Credit Union has been open since 1954. It's the 24th largest credit union in Utah with assets totaling $103.18 Million and providing banking services to more than 8, 000 members as of March 2022.

    The credit union is a member-owned financial cooperative providing banking services including savings, loans

  • Nebo Credit Union
  • 730 East 300 South, Springville, UT, 84663
  • Lends in Utah
  • Founded on March 8, 1956 by teachers from the Nebo School District, we’re proud to be a part of this community. We’re your friends and your neighbors, and we mean it when we say we want to advocate for you and see you succeed. We haven’t forgotten what it means to be your local credit union,