USDA Vs. FHA Pro and Con comparison in Price, Carbon County, UT

For 2025, the USDA loan cap in Price, within the county of Carbon, UT, is set at $336,500. In contrast, the FHA limit for a single-family dwelling is $472,030.

Utilize the Lendersa® USDA loan calculator to differentiate the most favorable USDA versus FHA rates available today, identifying the necessary income, credit score, reserves, and documentation needed for qualification. Our sophisticated mortgage calculator lets you view USDA, FHA, Conforming, and VA options side by side, helping you decide which is optimal for your financial circumstances in .

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2025 Loan Ceilings and Down Payment Guidelines in Price, Carbon, UT

Loan Type Maximum Loan Required Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Opportunities in Price, UT

The primary aim of Lendersa® is to facilitate a seamless and efficient connection to excellent USDA or FHA loan options. Start with one of three approaches to find compatible lenders and USDA loan solutions.

Lendersa USDA loan request and matching results

Exploring the USDA Loan in UT

A USDA home loan is backed by the U.S. Department of Agriculture, often termed the USDA rural development loan or USDA mortgage. It's reserved for rural areas only. Contrasting with FHA loans, which need a minimum 3.5% down payment, USDA loans have no required down payment, making them attractive for eligible buyers.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Northeast Capital Finance LLC
  • 2547 Staunton Lane, Duluth, GA, 30096
  • Northeast Capital Finance is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
  • Southeast Mortgage
  • 3575 Koger Blvd, Suite 400, Duluth, GA, 30096
  • We are your Georgia Mortgage Specialists. We understand that your home loan is one of the largest transactions you can make and you deserve great service. We specialize in Georgia home loans, but also serve Alabama, Florida, Mississippi, North Carolina, South Carolina and Tennessee. We can also assist
  • Go Energy Financial Credit Union
  • 2100 E. Exchange Place, Suite 101, Tucker, GA, 30084
  • Go Energy Financial Credit Union first opened its doors in 1969 as GEMC Credit Union. At that time, a hard-working group of employees of the Georgia Electrical Membership Cooperatives realized teamwork is the key to making financial goals a reality. Those founding members established a financial cooperative that would work just as hard
  • American Platinum Lending Corporation
  • 4229 First Avenue, Suite A-3, Tucker, GA, 30084
  • American Platinum Lending Corporation is a Georgia Domestic Profit Corporation filed On February 10, 2020. The company's filing status is listed as Active/Compliance and its File Number is 20022442. The Registered Agent on file for this company is Bayo Popoola and is located at 230 Saddleview Trail, Riverdale, GA 30274.
  • Legacy Mortgage & Investments LLC
  • 2341 Main Street, Tucker, GA, 30084
  • You may have heard about Legacy Mortgage Team at Goldwater Bank, N.A. from a friend or family member, or you looked online and found us. We promise to exceed your expectations through expedient communication, attention to detail, and total commitment to the process. Ultimately, we want to earn your respect and your referrals.
  • Lending Georgia LLC
  • 2321 4th Street, Suite 102, Tucker, GA, 30084
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
  • OneMile Mortgage LLC
  • 5456 Jimmy Carter Blvd, Suite 260, Norcross, GA, 30093
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Multiple Lending Solution Inc
  • 1770 Indian Trail Road, Suite 420, Norcross, GA, 30093
  • Multiple Lending Solution Inc We will treat you right and give you the personal service you deserve. We know you're making a commitment in buying a house, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the right mortgage loan for you.