For 2026, the USDA loan cap in Price, within the county of Carbon, UT, is set at $336,500. In contrast, the FHA limit for a single-family dwelling is $472,030.
Utilize the Lendersa® USDA loan calculator to differentiate the most favorable USDA versus FHA rates available today, identifying the necessary income, credit score, reserves, and documentation needed for qualification. Our sophisticated mortgage calculator lets you view USDA, FHA, Conforming, and VA options side by side, helping you decide which is optimal for your financial circumstances in
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| Loan Type | Maximum Loan | Required Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The primary aim of Lendersa® is to facilitate a seamless and efficient connection to excellent USDA or FHA loan options. Start with one of three approaches to find compatible lenders and USDA loan solutions.
A USDA home loan is backed by the U.S. Department of Agriculture, often termed the USDA rural development loan or USDA mortgage. It's reserved for rural areas only. Contrasting with FHA loans, which need a minimum 3.5% down payment, USDA loans have no required down payment, making them attractive for eligible buyers.
Enter your location to find out if it qualifies for USDA rural housing loan?
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