USDA Loan Vs. FHA loan pro & con for Magna, Salt Lake County, UT

In 2025, USDA loan limit in Magna, county of Salt Lake, UT is $418,600 while FHA limit is $619,850 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Magna, UT

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Utah?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(801) 274-2800 258 miles Lender's profile and map Reviews A & R Financial, Inc. 769 East Rock Creek Dr, Ivins, UT, 84738 A&R Financial started in 1997 off a few referrals from relatives & Friends and has perpetually grown from client referrals. After doing business with A&R, people know who their loved ones should turn to for their mortgage needs. We'll become your ally and close friend in the home-buying process.
(435) 244-2966 261 miles Lender's profile and map Reviews BILT Capital 1150 E Riverside Dr, Suite 911598, Saint George, UT, 84791 We are a hard money lender focused on funding projects in Utah, Southern Idaho, and Southern Nevada. We offer funding programs for Fix and Flips, Residential and Commercial Bridges, and Land Development. UT Providing funding throughout Utah Great Projects Are Not Funded, They're BILT
(888) 425-7463 263 miles Lender's profile and map Reviews Alpine Bank and Trust Co 2200 Grand Avenue, Glenwood Springs, CO, 81601 Alpine Bank is an independent, employee-owned bank which has been helping build Colorado communities for over 45 years. In a time of impersonal banking giants, Alpine Bank stands out as a full-service community bank with the personal touch--delivering the full range of personal, business, wealth management*, mortgage and electronic banking services
(435) 673-8998 263 miles Lender's profile and map Reviews Red Rock Financial of St. George 720 S. River Road, Suite C-125, Saint George, UT, 84790 Our mission is to help those who have had a financial set back and need a second chance. Whether it is bankruptcy, job loss, or mounting medical bills, Red Rock Financial is here to help. We offer personal, auto, RV, and consolidation loans that have affordable monthly payments that report monthly to the credit bureau.
(435) 319-0018 263 miles Lender's profile and map Reviews Platinum Mortgage Inc. 352 E Riverside Dr, Suite a-5, Saint George, UT, 84790 Platinum Mortgage is a lending company that can shop multiple lenders to get you the best rate. Our Mission is to give you the “Platinum Standard” or service throughout the mortgage process. Provide a variety of mortgage and lending services in the state of Utah. Platinum Mortgage was founded December 21st 2011.
(435) 216-9494 263 miles Lender's profile and map Reviews Mortgage HQ 3111 East 2890 South, Saint George, UT, 84790 Mortgage HQ's key to our success has been a combination of consistently offering the lowest possible rates, responding quickly, and above all providing outstanding customer service. We take pride in treating our clients with honesty and integrity and look forward to earning your trust.
(435) 986-2220 263 miles Lender's profile and map Reviews Red Rock Home Loans 169 West 2710 S Circle, Suite 202A, Saint George, UT, 84790 We are dedicated to making the loan process a satisfying experience. We use up-to-date technology to provide you with the tools necessary to research the loan right for you, find answers to mortgage questions, and complete the mortgage application process.Our goal is to help the you find a loan that fits your unique needs.
(970) 527-4141 265 miles Lender's profile and map Reviews First Colorado National Bank 133 Grand Avenue, Paonia, CO, 81428 First Colorado National Bank is proud to be the only bank headquartered right here in Delta County. We offer simple accounts that allow you to craft your finances the way you want--including a robust Rewards Checking that will make you think you got a visit from the Cash Deposit Fairy.
(970) 879-2723 273 miles Lender's profile and map Reviews Routt Federal Credit Union 440 S. Lincoln Ave, Suite B3, Steamboat Springs, CO, 80487 Routt Federal Credit Union was chartered in 1964 and currently serves employees of the public school districts in Routt and Jackson Counties, NW Colorado BOCES, Colorado Mountain College in Routt County, UCHealth Yampa Valley Medical Center, City of Steamboat Springs, Northwest Colorado Health dba VNA, Discovery Learning Center.
(877) 275-2088 273 miles Lender's profile and map Reviews MOUNTAIN VALLEY BANK 101 N. 6th Street, Hayden, CO, 80487 Colorado hometown bank with locations in Steamboat Springs, Walden, Meeker and Hayden. We also have locations in Wyoming and Nebraska. Our products include personal banking, business banking, loans, checking, savings, CDs, FREE ATM usage for our customers, Cash Back Rewards, credit cards, mortgage loans, car loans, and ag loans.