USDA and FHA Pro and Con in Magna, Salt Lake County, UT
For 2025, the USDA loan limit in Magna, county of Salt Lake, UT, is $418,600, while the FHA limit for a single-family home is $619,850. This information guides prospective homebuyers in evaluating financing options in these areas.
To compare current USDA and FHA rates, use the Lendersa® USDA loan calculator. It helps identify the required income, credit, reserves, and documents necessary to qualify. Our advanced mortgage calculator allows a side-by-side view of USDA, FHA, Conforming, and VA loans to assist in choosing the best program for your financial needs in .
Loan Limits and Downpayment Requirements for 2025 in Magna, Salt Lake, UT
Loan Type
Loan Limit
Down payment
USDA
$418,600
0%
FHA
$619,850
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Magna, UT
Lendersa® is dedicated to quickly finding you the best USDA or FHA loan, free of hassle. Choose one of three initial paths to connect with matching lenders and USDA loan programs tailored to your needs.
A USDA home loan, also called the USDA rural development loan or USDA mortgage, is supported by the government Department of Agriculture. It is available only in rural neighborhoods and requires no down payment, unlike FHA loans that require a minimum of 3.5% down payment, making it attractive for eligible buyers.
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