In 2026, in the city of Murray, located in the county of Salt Lake, within UT, the USDA loan limit is established at $418,600. For a single-family home, the FHA loan limit is $619,850, providing potential homeowners with options depending on their needs and eligibility.
To compare today’s top rates for USDA and FHA loans, use the Lendersa® USDA loan calculator. This tool will help you ascertain the necessary income, credit scores, reserves, and required documents to meet qualification criteria. Our sophisticated mortgage calculator allows you to compare USDA, FHA, Conforming, and VA loans closely, presenting them side by side, guiding you to choose the best loan option in
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| Loan Type | Loan Limit | Down payment |
| USDA | $418,600 | 0% |
| FHA | $619,850 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The primary objective of Lendersa® is to facilitate your access to the most advantageous USDA or FHA loans swiftly, without any difficulties. You can select from three initial strategies to discover lenders that match well with your profile and the USDA loan programs that suit your needs best.
The USDA home loan is a financial product guaranteed by the United States Department of Agriculture, commonly referred to as the USDA rural development loan or simply USDA mortgage. It is available exclusively within rural communities. Unlike the FHA loan, which necessitates a minimum down payment of 3.5%, the USDA mortgage requires no down payment. This makes the USDA loan a very attractive option for eligible buyers looking to purchase a home in these designated areas.
Enter your location to find out if it qualifies for USDA rural housing loan?
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