USDA Vs. FHA your options comparison in South-Salt-Lake, Salt Lake County, UT
In 2026, the USDA loan limit in South-Salt-Lake, within Salt Lake, UT, is set at $362,400, whereas the FHA limit for a single-family home is $453,100. Knowing these limits is crucial for potential homeowners assessing their loan options.
Utilize the Lendersa® USDA loan calculator to evaluate and compare today's USDA and FHA rates. This tool identifies the necessary income, credit score, reserves, and documents needed for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, facilitating your choice of the best loan program in for your financial needs.
Loan Limits and Downpayment Requirements in South-Salt-Lake, Salt Lake, UT, for 2026
Loan Type
Loan Limit
Down payment
USDA
$362,400
0%
FHA
$453,100
3.5%
Conventional Conforming
$600,300
3%
Available USDA and FHA Loan Options in South-Salt-Lake, UT
Lendersa® aims to facilitate a seamless process for obtaining the best USDA or FHA loans. Choose from one of three initial steps to connect with suitable lenders and USDA loan programs, tailored to your needs.
The USDA home loan, often called the USDA rural development loan or USDA mortgage, is a unique government-backed loan offered by the Department of Agriculture. Designed for rural areas, it distinguishes itself from FHA loans by requiring no down payment, as opposed to the minimum 3.5% required by FHA loans, making it a highly attractive option for qualifying buyers.
2723 West 3500 South, Suite 140, West Valley City, UT, 84119
Lends in Utah
Solution Loans provides a true solution back to financial freedom. We at Solution Loans are committed to provide a product that not only provides for your immediate needs but places you in a better position personally, financially, and socially. Solution Loans products are structured to ensure your success as well as giving you a way
At American Title Loans, our mission is to offer highly competitive services while treating each customer with a superior level of respect and understanding. Great customer service isn’t our goal, it’s our passion. We are passionate about creating a personal connection with each of our customers.
TransWest Credit Union has been making loans since 1935. Originally the credit union for Utah employees of The Union Pacific Railroad, we now serve employees of Kennecott Copper Corporation and U.S. Magnesium, as well as all residents of Salt Lake County.
TransWest Credit Union is a not-for-profit organization.
1865 S Main Street, Suite 2, Salt Lake City, UT, 84115
Lends in Utah
Tanner Employees Credit Union was founded by O.C. Tanner employees over 60 years ago, in 1957. This small group of employees wanted to unite and pool their money together to provide easier access to credit.
From the beginning our credit union philosophy was “people helping people”, and remains the same today.
124 West 1400 South, Suite 101, Salt Lake City, UT, 84115
Lends in Utah
Firefighters Credit Union serves firefighters and their family members throughout the state of Utah. In order to be eligible to join the credit union, members must in one of the following groups:
Full-time, part-time, or volunteer firefighter for a fire department located in the State of Utah Full-time or part-time employee of a fire departm
We specialize in getting you get the cash you need, when you need it. You can borrow up to $2, 500 on a personal or signature loan today without all the hassle of a bank or credit union. Loans For Less has been helping folks in Utah for over 19 years now, and we take a lot of satisfaction knowing we’ve helped many Utah families and individuals
SecurityNational Mortgage Company was established in 1993. Dedicated to servicing residential mortgage loans, SNMC currently operates hundreds of professional branch offices across the United States with nearly one thousand loan professionals nationwide. SecurityNational Mortgage Company headquarters is located in Salt Lake City, Utah.
5300 South 360 West Suite 310, Salt Lake City, UT, 84123
Lends in Utah
Security National Commercial Capital is a subsidiary of Security National Financial Corporations (NASDAQ-SNFCA) and operates the commercial lending arm of the company. Since we don’t securitize funds we use all our own sources of financing without taking to another investor for final approval. This makes borrowing much simpler and streamlined.
2480 S 3850 W, Suite C, West Valley City, UT, 84120
Lends in Utah
"Deseret First Credit Union exists to foster the financial independence and well-being of its members within the LDS community. Our reputation for providing value and empowering the community reaches beyond the borders of Utah, where our 11 branches are located.
Because we are a credit union, we have members, and not customers."
