In 2026, the USDA loan limit in South-Salt-Lake, within Salt Lake, UT, is set at $362,400, whereas the FHA limit for a single-family home is $453,100. Knowing these limits is crucial for potential homeowners assessing their loan options.
Utilize the Lendersa® USDA loan calculator to evaluate and compare today's USDA and FHA rates. This tool identifies the necessary income, credit score, reserves, and documents needed for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, facilitating your choice of the best loan program in
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| Loan Type | Loan Limit | Down payment |
| USDA | $362,400 | 0% |
| FHA | $453,100 | 3.5% |
| Conventional Conforming | $600,300 | 3% |
Lendersa® aims to facilitate a seamless process for obtaining the best USDA or FHA loans. Choose from one of three initial steps to connect with suitable lenders and USDA loan programs, tailored to your needs.
The USDA home loan, often called the USDA rural development loan or USDA mortgage, is a unique government-backed loan offered by the Department of Agriculture. Designed for rural areas, it distinguishes itself from FHA loans by requiring no down payment, as opposed to the minimum 3.5% required by FHA loans, making it a highly attractive option for qualifying buyers.
Enter your location to find out if it qualifies for USDA rural housing loan?
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