USDA Vs. FHA your options comparison in South-Salt-Lake, Salt Lake County, UT
In 2025, the USDA loan limit in South-Salt-Lake, within Salt Lake, UT, is set at $362,400, whereas the FHA limit for a single-family home is $453,100. Knowing these limits is crucial for potential homeowners assessing their loan options.
Utilize the Lendersa® USDA loan calculator to evaluate and compare today's USDA and FHA rates. This tool identifies the necessary income, credit score, reserves, and documents needed for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, facilitating your choice of the best loan program in for your financial needs.
Loan Limits and Downpayment Requirements in South-Salt-Lake, Salt Lake, UT, for 2025
Loan Type
Loan Limit
Down payment
USDA
$362,400
0%
FHA
$453,100
3.5%
Conventional Conforming
$600,300
3%
Available USDA and FHA Loan Options in South-Salt-Lake, UT
Lendersa® aims to facilitate a seamless process for obtaining the best USDA or FHA loans. Choose from one of three initial steps to connect with suitable lenders and USDA loan programs, tailored to your needs.
The USDA home loan, often called the USDA rural development loan or USDA mortgage, is a unique government-backed loan offered by the Department of Agriculture. Designed for rural areas, it distinguishes itself from FHA loans by requiring no down payment, as opposed to the minimum 3.5% required by FHA loans, making it a highly attractive option for qualifying buyers.
Blackhawk Community Credit Union is a member-owned financial services organization. Our mission is to empower our members to reach their financial goals. We will do this by holding the highest standards for service while operating in an ethical and financially sound manner and providing our employees with a rewarding career.
Right Now Mortgage, where we specialize in residential mortgages. At Right Now Mortgage, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
Woodforest National Bank® has successfully stood among the strongest community banks in the nation, proudly offering unsurpassed quality customer service since 1980. Woodforest National Bank offers both consumer and business products and services at more than 740 branches in 17 states across the United States.
Our mission is to provide the most seamless mortgage process possible while minimizing the cost of securing a mortgage. We are able to provide this seamless process through our systems, our relationships, and, most importantly, our people. We are able to minimize costs by focusing on a volume-based approach that is geared toward.
25700 I-45 North, Suite 400, The Woodlands, TX, 77386
We are your one stop shop for all things mortgage. As you can see by our name we don’t mind being just a bit different. We built Storehouse Mortgage for YOU- to help you build a storehouse of wealth in your real estate needs. We are high tech, high touch and love helping people. We felt that there was a void in the mortgage industry.
Peoples State Bank is a community bank that has been serving the Lake Livingston Area since 1921. In January 1986 the bank was purchased by AmTex Bancshares, Inc, a bank holding company located in Orange, Texas. Peoples State Bank’s main location is headquartered in Shepherd, with branch location in Coldspring and Livingston.
It's the 23rd largest credit union in Arkansas with assets over $17 Million and providing banking services to more than 2,000 members.
We strive to deliver a level of service that exceeds the expectations of our customers.
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First Financial Bank has deep roots in the community of El Dorado, Arkansas. It first opened in 1934 and currently services many Arkansas communities, including El Dorado, Smackover, Little Rock, Mena, Wynne, Cherry Valley, Harrisburg, McCrory, and Forrest City, with fifteen retail Banking locations along with five ATM locations.
Our success is no secret. Since our founding in 1903, the First National Bank of Raymond has dedicated itself to our customers and communities. Below you will find important milestones in our history that have led to our hundreds of years of total combined experience and commitment to excellence in all five of our locations.
Teachers Credit Union is a not-for-profit member owned organization. Our goal is to provide the best possible financial services to our members at competitive rates and to maintain the credit union’s long-term financial stability. Teachers Credit Union has been open since 1934. The credit union has assets totaling $30.71 Million.
First National Bank and Trust Company is a family-focused, community bank headquartered in Beloit, Wisconsin. Chartered in 1882, First National Bank and Trust has grown to be a leading financial services institution offering products and services for consumers and businesses, as well as trust, retirement services
Blackhawk Bank is a leading community bank serving clients in northern Illinois and southern Wisconsin. Eight full service banking centers are located along the corridor that stretches from Beloit, Wisconsin to Belvidere, Illinois.
Experience a relaxed atmosphere where highly respected.
