In 2026, within Taylorsville, Salt Lake county, UT, the USDA loan limit is $418,600, and the FHA limit for a single-family house is $619,850.
Utilize the Lendersa® USDA loan calculator to evaluate today’s USDA versus FHA best rates. It can help you assess the income, credit, reserves, and documentation required to qualify. With our advanced mortgage calculator, view USDA, FHA, Conforming, and VA loans side by side to determine which program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $418,600 | 0% |
| FHA | $619,850 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® aims to fast-track you to the best USDA or FHA loan, ensuring a hassle-free process. Choose from one of three starting points that connect you with matching lenders and USDA loan programs.
The USDA home loan, also known as the USDA rural development loan or USDA mortgage, is a government-backed loan by the Department of Agriculture, intended for rural areas. Unlike FHA loans that require a minimum 3.5% down payment, the USDA mortgage requires no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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