USDA Vs. FHA Pro and Con comparison in Mapleton, Utah County, UT

For 2025, the USDA loan limit available in Mapleton, located in Utah county, UT, is set at $406,600, whereas the FHA limit for a single-family residence is $601,450.

Take advantage of the Lendersa® USDA loan calculator to assess today's optimal USDA vs. FHA rates, as well as the income, credit, reserves, and paperwork required for qualification. With our sophisticated mortgage tool, USDA, FHA, Conforming, and VA plans are displayed together to assist you in selecting the ideal program for your specific financial needs in .

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Loan Limits and Down Payment Requirements for 2025 in Mapleton, Utah County, UT

Loan Type Loan Limit Down Payment
USDA $406,600 0%
FHA $601,450 3.5%
Conventional Conforming $726,200 3%

Examining USDA and FHA Loan Programs in Mapleton, UT

Lendersa® is determined to deliver you the perfect USDA or FHA loan quickly and with minimal effort. Begin with one of three starting methods that pair you with matching lenders and USDA loan options that best suit your needs.

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Understanding USDA Loans in UT

A USDA home loan is secured by the U.S. Department of Agriculture, commonly referred to as a USDA rural development loan or USDA mortgage, available strictly in rural locales. Unlike FHA loans that need a minimum down payment of 3.5%, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Valley View Home Loans
  • 7171 Alvarado Road, Suite 203, La Mesa, CA, 91942
  • Valley View Properties we uphold an ongoing commitment to providing an elevated level of personal service. Our clients come first, and as a result, they are able to achieve more than they ever dreamed with their real estate investment Valley View Properties we uphold an ongoing commitment to providing an elevated level of personal service.
  • Veterans National Mortgage Inc
  • 7484 University Avenue, Suite 220, La Mesa, CA, 91942
  • We are a different kind of Mortgage company. Large enough to provide all of the technology, efficiency, automated systems and consistency. Small enough to care immensely about our clients. We take pride in providing an experience you can brag about to your friends. We are an independent Mortgage Broker that specializes in VA Loans.
  • ERATE®
  • 4701 Patrick Henry Drive, Building 16, Suite 100, Santa Clara, CA, 95054
  • ERATE® is a nationwide publisher of financial and interest rate information specifically targeted for use by the consumer. ERATE began as a prime-only mortgage brokerage and transitioned into a consumer resource site with the primary goal of helping consumers educate and protect themselves.
  • Prima Loan Service
  • 487 Gianni St, Santa Clara, CA, 95054
  • Our goal is to help all our clients obtain the best purchase or refinance rates that are currently available, and to provide honest, prompt, and courteous service. Our experienced team of loan officers are here to answer your questions at any time: call us. Prima Loan Service can help you find the home loan that’s right for you and your budget.
  • Demo Account - CSO #5
  • 3965 Freedom Circle, Suite 750, Santa Clara, CA, 95054
  • We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates, terms.
  • Goodview Financial & Real Estate Corporation
  • 2350 Mission College Boulevard, Suite 242, Santa Clara, CA, 95054
  • We have been serving and earning an exceptional reputation since 1995. We specialize in 3 main aspects: Residential/Investment Property Trading, Real Estate Loans, and Real Estate Agent Training. Goodview is also expert at trading and managing residential/commercial properties in the Bay Area.
  • VVR Loans
  • 831 Transil Circle, Santa Clara, CA, 95054
  • VVR Loans, our mission is to set a high standard in the loan industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the loan process, so that you can confidently select the best loan for you and your company from the many loan options that are available today.
  • Numerica Credit Union
  • PO Box 4000, Spokane Valley, WA, 99037
  • Numerica Credit Union currently has more than 160, 000 members from Spokane, Northern Idaho, the Tri-Cities and Wenatchee Valley. We offer a full line of financial products and services, including mortgages and business products. Membership is open to anyone who lives or works in the State of Washington or the Idaho Panhandle.