In the year 2025, within Ephraim, positioned in the county of Sanpete, UT, the USDA loan maximum is noted as $336,500, whereas the FHA cap is set at $472,030 for single-family residences.
Utilize Lendersa®'s USDA loan calculator for a comprehensive comparison of today's USDA and FHA top rates, and discover the income, credit, reserves, and documentation necessary for qualification. With our sophisticated mortgage calculator, you can evaluate USDA, FHA, Conforming, and VA loans side by side, aiding you to determine the optimal program in that suits your particular financial needs.
2025 loan constraints and downpayment prerequisites in Ephraim, county of Sanpete, UT
Loan Type
Loan Limit
Down payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA mortgage choices in Ephraim, UT
Lendersa® aims to expedite the acquisition of the most advantageous USDA or FHA loan, ensuring a hassle-free experience. Choose from three starting options, each leading to matched lenders and USDA loan programs.
A USDA mortgage is supported by the government's Department of Agriculture, widely known as a USDA rural development loan. It's applicable only in rural areas. In contrast to FHA loans, which demand at least 3.5% down, the USDA home loan doesn't require any down payment.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide our clients with amazing low rates and great loan programs. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan. We've been helping customers afford the home of their dreams for many years.
4315 Lake Washington Blvd, Suite 3004, Kirkland, WA, 98033
The University Mortgage Funding Corp. Team is committed to providing clients with the highest quality home loans combined with some of the most competitive mortgage rates available in all of Washington. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan.
BellWeather Lending inc is full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with great rates.
4055 Lake Washington Blvd, Suite 100, Kirkland, WA, 98033
Washington First Mortgage Loan Corp. is committed to providing helpful, honest, and accurate advice to assist borrowers in choosing a product that meets their financial needs. We offer our clients excellent customer service and a wide variety of competitive mortgage pricing options in Washington, California, Oregon, and Arizona.
Eastside Funding has closed over one billion dollars worth of loans in the past 12 years, becoming an industry leader in foreclosed property investment for one simple reason: we make borrowing simple, with no qualifying, appraisals, or inspections. With as little as zero down, we take over at auction to make the property investment.
At Veristone, we are private money lenders and experienced mortgage professionals who desire to partner with you to make your real estate investments a success. Veristone Mortgage offers portfolio and traditional lending solutions for investment properties in Idaho, Oregon and Washington.
1930 6th Avenue South, Suite 104, Seattle, WA, 98134
Express Credit Union is a community based and member-owned nonprofit financial institution serving the Puget Sound community since 1934. We offer checking and savings accounts, loans and other products that deliver great value and exceptional service to our members Our new focus is on providing low and moderate income.
We’re Seattle’s credit union, and whether you’re a local or new to Seattle, we’re your partner in growth and prosperity. We’ve been part of Seattle since 1933, investing in our collective future, helping fuel the economy, and supporting our diverse communities through boom and bust.
The Nebraska Rural Electric Association Credit Union also known as NREA Credit Union, was chartered in 1973. We are located in Lincoln, Nebraska, in the offices of the statewide Nebraska Rural Electric Association, but we have credit union representatives to assist our staff located in most of the Association’s 34 member Rural Public Power District
The University of Nebraska Federal Credit Union was started by seven faculty members back in 1937. Soon after membership was expanded to include university staff and in 2006 university students were added to the field of membership. In the fall of 2016 the credit union began reaching out to Alumni and welcoming them to join as well.
