USDA and FHA Pro and Con in Mount-Pleasant, Sanpete County, UT

In 2025, USDA loan limit in Mount-Pleasant, county of Sanpete, UT is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Mount-Pleasant, county of Sanpete, UT

Loan Type Loan Limit Down payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA loan options in Mount-Pleasant, UT

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Utah?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • FNB Mortgage
  • 322 N. Front Street, Murfreesboro, TN, 37130
  • At FNB Mortgage, we are not a faceless organization and you are not just a file on our desk. We're a close family who cares about every single person we help. You'll see that difference the minute you are working with our team. Making the mortgage process an enjoyable customer experience is our goal.
  • A Mortgage Boutique is a division of First Community
  • 1111 N Maple St., Murfreesboro, TN, 37130
  • Common home loan types include VA, Conventional, FHA, USDA, Fixed Rate, Adjustable Rate, Renovation, Construction, and Mobile/Manufactured Home Loans. When you are looking for a home loan, there are many types of loans for you to choose from. As you can see, you need quality home loan information and to understand the different types.
  • Tuscaloosa County Credit Union
  • 2605 7th St, Tuscaloosa, AL, 35401
  • Tuscaloosa County Credit Union is a member owned and controlled financial cooperative. Our mission is to deliver satisfaction by helping our members attain or achieve financial success through personal commitment to each others "individual" needs. TCCU offers an array of services to meet your financial needs.
  • RiverFall Credit Union
  • 2520 6th Street, Tuscaloosa, AL, 35401
  • RiverFall Credit Union is a full-service, member owned financial institution that has been serving its members since 1953. Let us help you move forward with the financial future you deserve. You'll love our FREE Reward checking accounts and great rates on loans. We invite you to find your pace at RiverFall.
  • L3 Home Lending
  • 12700 Townepark Way, Suite 317, Louisville, KY, 40243
  • L3 Home Lending Provide your Realtor with the specifics of what you are looking for and then enjoy the hunt! Once you find what you are looking for, you and your licensed Realtor will put together a formal contract to the Seller and provide Earnest Money and We have access to financing options for just about any situation. From first-time buyers.
  • 1st Look Mortgage, LLC
  • 11408 Shelbyville Rd, Suite 3, Louisville, KY, 40243
  • At 1st Look Mortgage, we take a consultative approach to the mortgage loan process by customizing each home financing solution to ensure our customers achieve their home financing needs and goals. Any Loan Officer can provide a loan; our mission is to get you the right loan! We have a great deal of experience working with all types of borrower.
  • Securitas Mortgage
  • 913 Lily Creek Road, Suite 201, Louisville, KY, 40243
  • Our mortgage bankers know what they’re doing. They use the latest comparative analysis software which allows them to research and compare various loan programs to find the best option to meet your needs. We have mastered loan fulfillment software which is designed to streamline .
  • Old Colonial Mortgage
  • 916 lily Creek Road, Suite 201, Louisville, KY, 40243
  • Buying a home is one of the most important decisions you’ll ever make. Why go through the process with a mortgage company that makes you feel like a number? Old Colonial Mortgage is a company founded on the idea that the mortgage business is an inherently personal businessone built on relationships and trust.
  • Fair Way Lending
  • 918 Lily Creek Road, Suite 202, Louisville, KY, 40243
  • "We are a mortgage lender dedicated to treating each and every client the “Fair Way”. ​ We believe in creating an individual experience for all of our clients to ensure that their home financing needs are met, and far exceed the industry standard when it comes to product knowledge, professionalism, and good old fashioned hard work"
  • First Commonwealth Mortgage Corp
  • 12004 Shelbyville Road, Louisville, KY, 40243
  • Established in 2000, First Commonwealth Mortgage specializes in tailoring individual mortgage programs to meet specific borrower needs. It’s our goal to make financing your home as easy as possible through our commitment to superior customer service, highly-trained & licensed mortgage bankers, and wide-range of products and services.
  • Broker House Lending
  • 11400 Shelbyville Road, Louisville, KY, 40243
  • From the beginning our primary focus here at Broker House Lending has been to be the “go to source” when shoppers are searching online for quality Louisville Mortgage Brokers.We seek to accomplish this through a “relationship building first” philosophy with our clients.We believe that following this practice has allowed us to grow steadily.
  • Marshall Community Credit Union
  • 839 West Green Street, Marshall, MI, 49068
  • MCCU was established in 1951 and is a full service financial institution proactively promoting the credit union philosophy of "people helping people." We provide high earnings on savings, low rates on loans, no annual fee credit cards, home financing -- the list of services is endless.