USDA Vs. FHA Pro and Con comparison in Park-City, Summit County, UT
For the year 2025, the USDA loan cap in Park-City, located in the county of Summit, UT, is set at $654,100. On the other hand, the FHA loan ceiling for a single-family residence is $817,650.
Explore the Lendersa® USDA loan calculator to easily evaluate the current USDA and FHA rates. It also assists in determining the necessary income, credit score, reserves, and documentation needed for eligibility. Our comprehensive mortgage calculators allow for a comparative view of USDA, FHA, Conforming, and VA loans, aiding in choosing the most suitable option for your financial needs in .
2025 Loan Limits and Down Payment Requirements Across Park-City, Summit, UT
Loan Type
Loan Ceiling
Minimum Down Payment
USDA
$654,100
0%
FHA
$817,650
3.5%
Conventional Conforming
$817,650
3%
Available USDA and FHA Loan Programs in Park-City, UT
The aim of Lendersa® is to efficiently connect you with ideal USDA or FHA loans with minimal fuss. Choose from three distinct approaches to find the right lenders and USDA loan schemes.
USDA home loans, backed by the United States Department of Agriculture, also known as USDA rural development loans or USDA mortgages, are typically offered in rural areas. Unlike FHA loans requiring a 3.5% down payment, USDA loans enable homeownership with zero down payment.
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The EquiMortgage Bankers, Corp team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
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14100 Palmetto Frontage Road, Suite 304, Miami Lakes, FL, 33016
MCM Capital Solutions is a Direct Mortgage Lender that has been in in the industry since 1998. MCM has a suite of loan products at our disposal and can have one of our licensed sales representatives walk you through each one to ensure you are utilizing the best product for your real estate needs.
14261 Commerce Way Suite 100, Miami Lakes, FL, 33016
American Bancshares Mortgage, Miami Lakes, FL, founded in 1995 as a mortgage banking firm. Company originates residential mortgage loans through retail branchess located througout the Sourtheast US. We are a Fannie Mae Seller/Servicer, FHA Direct Endorsed, VA Automatic, USDA lender.
14100 Palmetto Frontage Rd Suite 210, Miami Lakes, FL, 33016
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14160 Palmetto Frontage Rd, Suite 101, Hialeah, FL, 33016
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