For the year 2026, the USDA loan cap in Park-City, located in the county of Summit, UT, is set at $654,100. On the other hand, the FHA loan ceiling for a single-family residence is $817,650.
Explore the Lendersa® USDA loan calculator to easily evaluate the current USDA and FHA rates. It also assists in determining the necessary income, credit score, reserves, and documentation needed for eligibility. Our comprehensive mortgage calculators allow for a comparative view of USDA, FHA, Conforming, and VA loans, aiding in choosing the most suitable option for your financial needs in .
2026 Loan Limits and Down Payment Requirements Across Park-City, Summit, UT
Loan Type
Loan Ceiling
Minimum Down Payment
USDA
$654,100
0%
FHA
$817,650
3.5%
Conventional Conforming
$817,650
3%
Available USDA and FHA Loan Programs in Park-City, UT
The aim of Lendersa® is to efficiently connect you with ideal USDA or FHA loans with minimal fuss. Choose from three distinct approaches to find the right lenders and USDA loan schemes.
USDA home loans, backed by the United States Department of Agriculture, also known as USDA rural development loans or USDA mortgages, are typically offered in rural areas. Unlike FHA loans requiring a 3.5% down payment, USDA loans enable homeownership with zero down payment.
1912 Sidewinder Dr, Suite 216, Park City, UT, 84060
Lends in Utah
Cornerstone Home Mortgage is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of UT. Whether you are 1st time home buyer, purchasing your dream home, refinancing an outstanding loan, our highly experienced team of mortgage brokers can help make your dreams come true.
2029 Sidewinder Drive, Suite 200, Park City, UT, 84060
Lends in Utah
Intermountain Mortgage Company, Inc., our mission is to set a high standard in the mortgage industry. A part of the Park City community since 1992, our experienced staff is committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry.
Turnbury Mortgage is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. Our team has over 30 years of experience in the mortgage industry and we take great pride in the number of repeat clients that we hav
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
The Surety First Mortgage Team is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of Utah, Idaho and Colorado. Whether you are a first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt.
Over the past 34 years the employees of Brighton Bank have worked hard providing the highest level of service to its customers. As a community bank with our foundation established in the neighborhoods we serve, we feel it is important to understand the needs of our customers. We strive to provide sound financial products
At Intercap Lending, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. You will find that the skill, professionalism,
Fink & McGregor is a Utah based mortgage company serving the state of Utah. We offer a wide variety of mortgage services, including VA Loans, FHA Loans, Refinancing and more. We are financial experts that work hard to find the best solution for you!variety of mortgage services, including VA Loans, FHA Loan.
6268 S 900 E, Suite 250, Salt Lake City, UT, 84121
Lends in Utah
Nick Lovato is a seasoned top producing Loan Officer who cares about educating clients on the latest most innovative options in the market place. After working with Nick, his clients have a true understanding of what their options are and a positive outlook on which mortgage they choose.
