USDA and FHA Pro and Con in Salt-Lake-City, Salt Lake County, UT
In 2026, the USDA loan limit in Salt-Lake-City, located in Salt Lake county, UT, is $362,400, while the FHA limit for a single-family home stands at $453,100.
Use the Lendersa® USDA loan calculator to evaluate the best current rates between USDA and FHA, and determine the income, credit, reserves, and documents required for qualification. With our advanced mortgage calculator, view the USDA, FHA, Conforming, and VA options side by side to decide which program in best suits your financial needs.
2026 Loan Limits and Downpayment Details in Salt-Lake-City, County of Salt Lake, UT
Loan Type
Loan Limit
Down Payment
USDA
$362,400
0%
FHA
$453,100
3.5%
Conventional Conforming
$600,300
3%
Discover USDA and FHA Loan Options in Salt-Lake-City, UT
Lendersa® aims to efficiently secure the best USDA or FHA loan for you, without any hassle. Choose one of three starting pathways that lead to matching lenders and USDA loan programs.
A USDA home loan, or USDA rural development loan, backed by the Department of Agriculture, is available solely in rural neighborhoods. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans require zero down payment.
Traditional Mortgage Banc has grown to become one of the leading Conventional, FHA, VA, and Fannie Mae approved mortgage bankers in Central Ohio. Traditional Mortgage Banc offers the most competitive rates and terms in the market place. We offer Conventional Financing, FHA, VA, and more or an experienced real estate investor.
The Bank of LaFayette received its original charter from the state of Georgia in 1889. Founded by a group of local investors from the LaFayette and south Walker County area, the bank did not actually begin business for another ten years. On July 18, 1899, The Bank of LaFayette opened for business in a location on the west side of the town square.
1880 Mackenzie Drive, Suite 107, Columbus, OH, 43220
Joe Sauk has been Originating mortgage Loans since 1993. Sauk Mortgage licensed in both Ohio and Florida. Sauk Mortgage Group offers many mortgage programs including Conventional, Jumbo, FHA, and VA loans. Sauk Mortgage Group mission is to serve his customer with honesty, integrity.
110 Northwoods Boulevard, Suite A-1, Columbus, OH, 43235
Our goal is to provide our customers with an experienced and highly qualified mortgage banker who will provide the personal care they need throughout the entire mortgage loan process. We realize that for most consumers this is the most significant financial decision they will make, because it involves their most valuable asset - their home
Concierge Mortgage is a full service mortgage provider focusing on the individual needs of our clients. We provide an array of customized financing solutions for residential & commercial purchases and refinances. We utilize tools & resources outside of the standard banking industry to achieve premium financing solutions above the industry standard.
150 E. Campus View Blvd, Suite 275, Columbus, OH, 43235
Hometown Lenders is here to serve our partners by operating from the core belief that exceeding expectations is the only way to do business. We deliver this pledge of excellence through unsurpassed customer service, leading-edge technology, and expert assistance to provide the most innovative and creative mortgage financing solutions available.
3530 Snouffer Road, Suite 100, Columbus, OH, 43235
Equitable Mortgage is dedicated to client satisfaction. We are a family owned business and one of Ohio's largest lenders. We take every loan request very seriously and use our expertise to better serve you and Equitable Mortgage has simplified the loan application process. We make it easy to Apply Online.
First National Bank and Trust is located in Atmore, AL, United States and is part of the Depository Credit Intermediation Industry. First National Bank and Trust has 119 total employees across all of its locations and generates $10.46 million in sales (USD). There are 6 companies in the First National Bank and Trust corporate family.
Founded in 1904, United Bank serves the needs of consumers, small businesses, agriculture and commercial customers. As a community bank, United Bank makes a difference because . . .
By shopping local and banking locally with United Bank, customers can make a real difference in the lives of their neighbors and the future of their community.
