USDA Vs. FHA your options comparison in Salt-Lake-City, Salt Lake County, UT
In 2025, the USDA loan limit in Salt-Lake-City, located in Salt Lake county, UT, is $362,400, while the FHA limit for a single-family home stands at $453,100.
Use the Lendersa® USDA loan calculator to evaluate the best current rates between USDA and FHA, and determine the income, credit, reserves, and documents required for qualification. With our advanced mortgage calculator, view the USDA, FHA, Conforming, and VA options side by side to decide which program in best suits your financial needs.
2025 Loan Limits and Downpayment Details in Salt-Lake-City, County of Salt Lake, UT
Loan Type
Loan Limit
Down Payment
USDA
$362,400
0%
FHA
$453,100
3.5%
Conventional Conforming
$600,300
3%
Discover USDA and FHA Loan Options in Salt-Lake-City, UT
Lendersa® aims to efficiently secure the best USDA or FHA loan for you, without any hassle. Choose one of three starting pathways that lead to matching lenders and USDA loan programs.
A USDA home loan, or USDA rural development loan, backed by the Department of Agriculture, is available solely in rural neighborhoods. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans require zero down payment.
At Unity Mortgage of SC LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options
With a name like First Bank, of course we believe there’s power in one. You make a better world one person at a time. And you build a better bank one satisfied customer at a time.
You are an individual, unlike any other. Your unique wants and needs drive this bank to be different, better, a cut above the rest. You are our “why, ” “who” and “ho
Penn State Federal Credit Union has been open since 1959. The credit union has assets totaling $240.08 Million and provides banking services to more than 15, 000 members.
The credit union is a not-for-profit, member-owned financial cooperative providing financial banking services to multiple member groups
Lafayette State Bank offers a variety of loans designed for personal and business purposes.
As your hometown bank, we still make our credit decisions right here at home. You are a valued customer, not just a number, and we do our best to tailor our loans to meet your individual needs.
158 Front Royal Pike, Suite 101, Winchester, VA, 22602
Since opening in 1961, Midway Federal Credit Union has been proud to serve the Mt. Weather Federal Employee community. We’re committed to not only providing quality products and services, but going above and beyond to ensure our customers are completely satisfied. We welcome you to look through our site to see all we have to offer.
Integrity Home Mortgage Corporation is headquartered in Winchester Virginia and serving the following states Virginia, West Virginia, Maryland, Pennsylvania and DC.
Integrity Home Mortgage Corporation first opened its doors in 2005 when Adam Huddleston, CEO and President, saw a need to improve the mortgage industry
SUCCESS MORTGAGE, LLC believe in working hard to get the job done. Our leaders set the example, and it’s this example that encourages the entire team to reach for the goal of greatness. Together, we work hard to be leaders in the industry, to stand out from the competition, and, above all, to make sure our customers are satisfied.
IHMC you find a creative team of mortgage specialists available to assist you in finding the financing that suits your needs.Specialize in custom mortgages with lending solutions to best support your current life situation. We have an array of home loan programs to choose from & will educate you & walk you through the process every step of the way.
Canandaigua FCU is a Credit Union that is a not-for-profit financial institution. Serving our members with financial products and services from savings to loans and everything in between. We have Mobile Banking, Home Banking and Bill Pay free to our members.Credit Union that is a not-for-profit financial institution.
