In 2026, the USDA loan limit for North-Salt-Lake in the Davis county of UT is $517,000, whereas the FHA limit for a single-family home is $646,300. These limits are key for prospective buyers looking to understand their available financing options.
Utilize the Lendersa® USDA loan calculator to compare the current USDA and FHA rates. This tool helps calculate the necessary income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side to select the best program in for your financial strategy.
Loan Limits and Downpayment Requirements for 2026 in North-Salt-Lake, Davis, UT
Loan Type
Loan Limit
Down payment
USDA
$517,000
0%
FHA
$646,300
3.5%
Conventional Conforming
$646,300
3%
USDA and FHA Loan Options in North-Salt-Lake, UT
At Lendersa®, our goal is to find you the best USDA or FHA loan options quickly and smoothly. Begin by choosing one of three paths to connect with matching lenders and USDA loan programs tailored to your needs.
The USDA home loan, also called the USDA rural development loan or USDA mortgage, is guaranteed by the government Department of Agriculture. This option is specifically available in rural areas and, unlike FHA loans that require at least a 3.5% down payment, the USDA mortgage does not require any down payment, making it a highly attractive option for eligible buyers.
1009 North Allington Drive North, North Salt Lake, UT, 84054
Lends in Utah
Bonneville Financial Services, Inc. was founded by Maria Thomson Frady in August 2003. She began her career in the Housing Market as a Real Estate Agent in Brazil in 1990. As an Independent Real Estate Agent, she focused on assisting her clients in buying, selling, and leasing properties in Recife, PE-Brazil.
Salt Lake Neighborhood Housing Services (NHS), doing business as NeighborWorks® Salt Lake (NWSL), builds on the strengths of neighborhoods, creating opportunities through housing, resident leadership, and youth and economic development. We work in partnership with residents, government, and businesses to build and sustain neighborhoods of choice.
825 North 300 West, Suite C423, Salt Lake City, UT, 84103
Lends in Utah
At Integrity Lending, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
Prime Alliance Bank, located in Woods Cross Utah, was created with the idea that local businesses, business owners, and individual customers would benefit from the personalized attention and service offered by a community bank. Since 2004, Prime Alliance Bank has specialized in national leasing
Horizon Small Business Lending Solutions is the preeminent non-bank lender for SBA 504 and Conventional financing solutions to small and mid size businesses nationwide. We are your specialized loan service provider; doing more than just talking about loans … We Get Deals Done! Our Partnership Lending program provides a unique product offering and p
"We are CFG Home Loans - the mortgage division of Capital Financial Group. A western regional mortgage company providing solutions for our clients with quality, customized home mortgage financing for life.
Over 20 Years of Specializing in mortgages in Utah Provides the highest level of client service."
Utah Mortgage Resource Being a mortgage broker means having access to wholesale lender rates, and a huge variety of mortgage loan products. Being a good mortgage loan officer means knowing the guidelines, and how to insure the best odds for an approval. broker means having access to wholesale lender rates, and a huge variety of mortgage loan pro.
1525 North Main Street, Suite 100, Bountiful, UT, 84010
Lends in Utah
Utah Mortgage was formed in 2015, but our experience extends to over 30 years. Our team is growing quickly to support hundreds of new home-buyers each year. As a privately owned, founder-led company, we’re able to cut costs & time spent on the mortgage process. We invest in technology, research, home-owner support and great design.
Zions Bank isn't just a Bank. We're part of your community, your next door neighbor, with more than 140 years of history behind every transaction and community investment. We offer access to ATMs throughout Utah, Idaho, and eight other states. We provide financial resources, wealth management solutions, mortgage services, and more
