USDA Vs. FHA your options comparison in North-Salt-Lake, Davis County, UT
In 2025, the USDA loan limit for North-Salt-Lake in the Davis county of UT is $517,000, whereas the FHA limit for a single-family home is $646,300. These limits are key for prospective buyers looking to understand their available financing options.
Utilize the Lendersa® USDA loan calculator to compare the current USDA and FHA rates. This tool helps calculate the necessary income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side to select the best program in for your financial strategy.
Loan Limits and Downpayment Requirements for 2025 in North-Salt-Lake, Davis, UT
Loan Type
Loan Limit
Down payment
USDA
$517,000
0%
FHA
$646,300
3.5%
Conventional Conforming
$646,300
3%
USDA and FHA Loan Options in North-Salt-Lake, UT
At Lendersa®, our goal is to find you the best USDA or FHA loan options quickly and smoothly. Begin by choosing one of three paths to connect with matching lenders and USDA loan programs tailored to your needs.
The USDA home loan, also called the USDA rural development loan or USDA mortgage, is guaranteed by the government Department of Agriculture. This option is specifically available in rural areas and, unlike FHA loans that require at least a 3.5% down payment, the USDA mortgage does not require any down payment, making it a highly attractive option for eligible buyers.
111 Corporate Drive, Suite 235, Ladera Ranch, CA, 92694
United Pacific Mortgage offers competitively priced residential mortgage solutions to customers throughout the United States. Our goal is to deliver complete customer satisfaction by offering a professional, fast, and reliable service. We take a great interest in helping each client reach their financial goals.
999 Corporate Drive, Suite 100, Ladera Ranch, CA, 92694
The Mortgage Advisory is a Direct Lender. We pride ourselves on high integrity service, trust and fast solutions. With our customized mortgage products, we allow you to make informed decisions for a more satisfying experience and also specializes in standardized home loans, VA loans, FHA loans, low-credit score approval loans, refinancing and more
Dave Financial is a team of dedicated professionals who care deeply about our clients. Together, we have over 100 years of combined experience in mortgage lending. There are six (6) licensed LO’s on the team and one (1) bilingual processor. Each member of the team is committed to providing an honest, well-communicated.
111 Corporate Drive, #270, Ladera Ranch, CA, 92694
"Pivotal Capital Group is a direct lender providing financing for non-owner occupied residential properties throughout California.
We lend on fix and flips, ground up construction, bridge/acquisition, and small value-add multifamily property repositions. Pivotal is well-capitalized with institutional private equity, and offers stability, "
ILWU Credit Union was founded in 1954 by Local 13 members Benny McDonald, Pete Moore, and Tony Arriaga. The Credit Union was founded as a financial cooperative to provide a place for longshoremen to cash their paychecks, save, and borrow money at reasonable loan rates. The Credit Union operated out of a small building next to the Local 13 Union.
"Carina is as an expert negotiator and strategic thinker, who has served real estate clients since 2005. Behind her success in real estate, she also has:
Hundreds of successfully closed transactions; both listing and buying
20 years of corporate experience
Solid project management skills as a PMP.
3707 North Country Club Drive 4, Long Beach, CA, 90807
Pete Benjamin understands the importance of making homeownership attainable. He is committed to helping Los Angeles-area clients obtain the right mortgage for their unique needs and facilitating the real estate process from start to finish. Pete understands there is no one-size-fits-all solution when it comes to home loans.
4000 Long Beach Boulevard, Suite 204, Long Beach, CA, 90807
we will work tirelessly to help purchase or sell a property in Los Angeles County, Orange County, or other nearby areas. We'll ensure we make the process enjoyable and successful. Looking to sell? We'll endeavor to sell your property in a timely fashion, at the best possible price, all in a highly professional manner.
4320 Atlantic Avenue Suite 216, Long Beach, CA, 90807
ChangeMyRate.com® is an Equal Housing Opportunity mortgage company. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age because all or part of your income may be derived from any public assistance program.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
6080 Center Drive, 6th Floor, Los Angeles, CA, 90045
My Reverse Options are committed to doing the “right thing” for our customers. We understand that our industry has had a less-than-stellar reputation because of unscrupulous deeds perpetrated by some loan officers and the many myths surrounding the Home Equity Conversion Mortgage (HECM) or Reverse Mortgage.
