FHA Vs. USDA loan program for St.-George, Washington County, Utah

In 2026, the USDA loan limit in St.-George, county of Washington, UT, is $331,200, while the FHA limit for a single-family home is $414,000.

Utilize the Lendersa® USDA loan calculator to compare today's leading USDA and FHA rates. Determine the necessary income, credit level, reserves, and documentation needed for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the most suitable program in for your financial needs.

USDA and FHA Loan Alternatives in St.-George, UT

The mission of Lendersa® is to quickly secure the optimal USDA or FHA loan for you hassle-free. Start by selecting one of three pathways that connect you with matching lenders and USDA loan options.

Illustration of Lendersa's USDA loan request and results

What Exactly is a USDA Loan in UT?

A USDA home loan, guaranteed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available solely in rural neighborhoods. Unlike FHA loans that require a 3.5% minimum down payment, USDA loans demand none.

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(615) 922-2949 Lender's profile and map Reviews Market Place Mortgage of TN LLC 1307 2nd Avenue North, Nashville, TN, 37208 Marketplace Mortgage of TN, LLC is a premier mortgage lender in Nashville, combining national strength with southern hospitality. We are proud to be one of the best mortgage lenders in the Middle Tennessee area. We happily serve clients in Nashville, Murfreesboro, Hermitage, Clarksville, and more.
(615) 335-1417 Lender's profile and map Reviews The Mortgage Guy 100 north main st, Goodlettsville, TN, 37072 The Mortgage Guy, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
(833) 454-5626 Lender's profile and map Reviews 2GetFunded 4705 Indian Summer Drive, Nashville, TN, 37207 The 2 Get Funded team is committed to providing all clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
(615) 545-6839 Lender's profile and map Reviews Q10 Realty Mortgage & Investment 1207 Pennock Ave, Nashville, TN, 37207 Q10 Capital is a national leader in commercial real estate capital with the resources and expertise to achieve your objectives. Since our formation in 2004, we have originated over $55 billion in commercial and multifamily real estate loans and currently service a portfolio of over $10.5 billion.
(615) 936-0300 Lender's profile and map Reviews Vanderbilt University Credit Union 1313 21st Avenue South, Room 107, Nashville, TN, 37212 Vanderbilt University Employees Credit Union has been open since 1993. The credit union has assets totaling $49.5 Million and provides banking services to more than 6, 000 members as of March 2022. The credit union is a member-owned financial cooperative providing banking services including savings, loans.
(615) 385-6866 Lender's profile and map Reviews Cornerstone Financial Credit Union 1701 21st Avenue South, Nashville, TN, 37212 Cornerstone Financial Credit Union was founded in 1955, by a group of visionary educators in Davidson County with a philosophy of people helping people with low-cost financial services. Today, our membership base of more than 40, 000 is a diverse group of individuals comprising all walks of life.
(615) 783-0056 Lender's profile and map Reviews Mortgage Capital Investments 2104 Sunset Place, Nashville, TN, 37212 Founded in 1992, Mortgage Capital Investments, Inc. is a full-service commercial mortgage banking company that provides financing to the commercial real estate market. With more than 75 years of combined commercial real estate experience, our team is knowledgeable in all facets of commercial real estate lending, valuation and servicing.
(615) 230-5433 Lender's profile and map Reviews Life Credit Union 2004 Hayes Street, Suite 120, Nashville, TN, 37203 Life Credit Union is a financial cooperative that was founded in 1958 in the spirit of people helping people improve their lives through financial health and stability. The cooperative nature of credit unions goes hand-in-hand with the nature of our members. Anyone who works in or with the healthcare industry is welcome to join Life Credit Union!