USDA Vs. FHA your options comparison in St.-George, Washington County, UT

In 2025, the USDA loan limit in St.-George, county of Washington, UT, is $331,200, while the FHA limit for a single-family home is $414,000.

Utilize the Lendersa® USDA loan calculator to compare today's leading USDA and FHA rates. Determine the necessary income, credit level, reserves, and documentation needed for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the most suitable program in for your financial needs.

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2025 Loan Limits and Downpayment Requirements in St.-George, County of Washington, UT

Loan Type Loan Limit Down Payment
USDA $331,200 0%
FHA $414,000 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Alternatives in St.-George, UT

The mission of Lendersa® is to quickly secure the optimal USDA or FHA loan for you hassle-free. Start by selecting one of three pathways that connect you with matching lenders and USDA loan options.

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What Exactly is a USDA Loan in UT?

A USDA home loan, guaranteed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available solely in rural neighborhoods. Unlike FHA loans that require a 3.5% minimum down payment, USDA loans demand none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • 525 East Big Beaver Road, Suite 303, Troy, MI, 48083
  • Our nationwide Lending Connections and our local professional Mortgage Brokers allow us to offer our clients a tailored no-hassle mortgage to fit every need and every budget. We attract clients and employees that respect the dedication of an ethical, moral, and professional job well done, we believe that is the ONLY way to do business.
  • Towne Mortgage Company
  • 2170 E Big Beaver Rd, Suite A, Troy, MI, 48083
  • "The Towne Mortgage family of companies'​ mission is to always put our customers first. We pride ourselves on providing superior customer service and work diligently to ensure that we exceed each of our customer’s expectations. We're hiring! Headquartered in Troy, Michigan with over 30 years of experience,"
  • C 4 D Mortgage Company LLC
  • 100 E Big Beaver Rd, Suite 940, Troy, MI, 48083
  • C4D Mortgage, our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • LendingintheD Mortgage Broker
  • 7741 Dexter Ave, Detroit, MI, 48206
  • LendingInTheD Mortgage Broker is connecting real people to real resources. We are honored to employ our expertise to secure loans for buyers and owners of residential property. We make it our duty to serve our clients by offering competitive products based on the extent of our relationships with Lenders and Banks represented locally, regionally.
  • MilMar Financial LLC
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  • 615 Wilcox St, Rochester, MI, 48307
  • At Tribute Home Lending LLC, we help our clients obtain the best mortgage terms, whether for the purchase of a new home or refinancing an existing home. We are partnered with the nation's best lenders, & we take pride in fast & efficient closings. We have flexible hours, which means you can communicate with us outside of the normal business ho
  • Great Lakes Mortgage Services Inc
  • 950 W Avon Rd, Suite 3, Rochester, MI, 48307
  • At Great Lakes Mortgage Services Inc, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you.
  • Chief Financial Credit Union
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  • Chief Financial Credit Union, "more than money"​ is not just a tagline. It is the company culture that we have created and the fuel that drives our mission. Our goal is to inspire strategic partnerships between our employees, members, and community partners. We boldly aim to be forever remembered for the good.