USDA Vs. FHA Pro and Con comparison in St.-George, Washington County, UT

In 2025, USDA loan limit in St.-George, county of Washington, UT is $331,200 while FHA limit is $414,000 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in St.-George, county of Washington, UT

Loan Type Loan Limit Down payment
USDA $331,200 0%
FHA $414,000 3.5%
Conventional Conforming $548,250 3%

USDA and FHA loan options in St.-George, UT

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Utah?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Cedar Woods Financial
  • 1115 S Main Street, Cedar City, UT, 84720
  • Cedar Woods Financial, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family
  • Moapa Valley Mortgage
  • 280 N Moapa Valley Blvd, Suite A, Overton, NV, 89040
  • We are a family owned & operated mortgage business originating out of Moapa Valley. We pride ourselves in working hard to provide our clients with the most diverse loan programs & lowest interest rates the market has to offer. From financing for jumbo loans & manufactured land to USDA Rural Development loans, FHA, VA and Conventional loan.
  • State Bank of Southern Utah
  • 377 North Main St., Cedar City, UT, 84751
  • State Bank of Southern Utah was founded in 1957 by community leaders who saw a need for a bank to service their local financial needs. The ability to make local decisions on loans and financial services has always been at the center of the bank's culture and business model. Today, State Bank has 16 locations in 14 different cities and towns.
  • All Coast Lending Inc.
  • 810 S CASINO CENTER BLVD STE 101, LAS VEGAS, NV, 89101
  • Founded in 2015, the key to our success has been a combination of consistently offering the lowest rates possible and above all providing outstanding customer service. We take pride in treating our clients with honesty and integrity. We want to get to know you so that one of our seasoned loan officers can offer you the ideal financing solution.
  • Ace Loan Co
  • 215 N. 3rd Street, Las Vegas, NV, 89101
  • Ace Loan Company, we offer affordable loans on gold and silver jewelry of all kinds- rings, bracelets, necklaces, coins, and fine watches. We’re committed to providing high-quality, gently used merchandise to the community in a tasteful, affordable way In addition, we have a wide assortment of jewelry for guests to discover.
  • InstantPaydayNV
  • Mesa Drive, Las Vegas, NV, 89101
  • InstantPaydayNV offers payday loans with no credit check on the same day in Las Vegas. Use our simple online application process. If approved, you can get cash in less than 24 hours. Get funds $200 up to $5000 and receive funds within 24 hours. Visit us today for a fast and easy loan process.
  • Chaos Home Loans
  • 900 S. Fourth Street, Las Vegas, NV, 89101
  • Our goal at Chaos Home Loans LLC is to make the mortgage process, simple, understandable, and easy. Our team works around the clock to make sure all of our clients are always up to date about their loan status. A VA loan is a mortgage loan in the United States guaranteed by the United
  • Clark County Credit Union
  • PO Box 36490, Las Vegas, NV, 89133
  • CCCU is a solid financial co-operative with over 45, 000 members and $700 million in assets. Since 1951, we've been helping members just like you save more money and time. We can do that because, unlike banks, we don't profit at your expense. Instead, we return the profits we make back to our members as better rates and fee.