USDA and FHA Pro and Con in St.-George, Washington County, UT
In 2026, the USDA loan limit in St.-George, county of Washington, UT, is $331,200, while the FHA limit for a single-family home is $414,000.
Utilize the Lendersa® USDA loan calculator to compare today's leading USDA and FHA rates. Determine the necessary income, credit level, reserves, and documentation needed for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the most suitable program in for your financial needs.
2026 Loan Limits and Downpayment Requirements in St.-George, County of Washington, UT
Loan Type
Loan Limit
Down Payment
USDA
$331,200
0%
FHA
$414,000
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Alternatives in St.-George, UT
The mission of Lendersa® is to quickly secure the optimal USDA or FHA loan for you hassle-free. Start by selecting one of three pathways that connect you with matching lenders and USDA loan options.
A USDA home loan, guaranteed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available solely in rural neighborhoods. Unlike FHA loans that require a 3.5% minimum down payment, USDA loans demand none.
283 West Hilton Drive, Suite 3, Saint George, UT, 84770
Lends in Utah
Ryan Bolton started his career in 1999 and since that time Ryan Bolton have seen and done it all. Ryan have helped provide mortgage and real estate financing for first-time buyers, real estate investors, seasoned home owners, self-employed entrepreneurs, and those who are looking to refinance.
861 East St. George Boulevard, Saint George, UT, 84770
Lends in Utah
Fast Track offers unsecured personal cash loans. Unsecured loans, also called personal or signature loans, allow you to borrow money without collateral. Fast Track’s unsecured personal loans are preferred by many consumers because of their longer-term installment loan payback periods with a set monthly principle and interest payment.
1487 South Silicon Way, Suite A-4, Saint George, UT, 84770
Lends in Utah
Envision Home Loans is team of mortgage and financial professionals that create ways to make your dreams a reality. Whether you are dreaming of moving into your first home, securing an investment property, or financing a vacation home. We are here to help! We are committed to quality customer service
1086 South Main Street, Suite 102A, Saint George, UT, 84770
Lends in Utah
With more than 50 years combined experience, advanced technology and automated underwriting, Continental has the knowledge and expertise to help you acheive your dream of home ownership. The staff at Continental Mortgage Inc. is dedicated to help finance your real estate needs! By giving our customers the service and performance everyone deserves.
Hampton Home LoansWhile the concept of true and solid customer service is not new, it is our purpose and intent to continuously move and adapt within the boundaries of the industry, while providing innovation in the way we offer our service. Our entire team is devoted to our commitment of providing only exceptional service.
619 S Bluff Street, Tower 1, Suite 301, Saint George, UT, 84770
Lends in Utah
"Patriot Home Mortgage is a privately held, correspondent lender, headquartered in beautiful Southern Utah. We are experiencing phenomenal growth and it’s no secret that our success is owed to our employees and partners.
We are lending in 17 states with plans to expand nationally as a part of Belem Servicing LLC.
A&R Financial started in 1997 off a few referrals from relatives & Friends and has perpetually grown from client referrals. After doing business with A&R, people know who their loved ones should turn to for their mortgage needs. We'll become your ally and close friend in the home-buying process.
1150 E Riverside Dr, Suite 911598, Saint George, UT, 84791
Lends in Utah
We are a hard money lender focused on funding projects in Utah, Southern Idaho, and Southern Nevada. We offer funding programs for Fix and Flips, Residential and Commercial Bridges, and Land Development. UT Providing funding throughout Utah Great Projects Are Not Funded, They're BILT
Info1st Rate Mortgage is a home mortgage and loan origination company We offer seasoned loan officers and staff to provide a high quality mortgage experience for our clients, we are local and loved to engage with local companies. Financing residential and commercial properties. We offer 100% financing options, reverse mortgages.
