In 2025, within Smithfield, county of Cache, UT, the USDA loan cap is $517,000, contrasting with the FHA limit of $492,200 for single-family residences.
Utilize Lendersa®'s USDA loan calculator to compare the latest USDA and FHA rates. It helps identify the necessary income, credit score, reserves, and documents required for qualification. With our advanced tool, you can view USDA, FHA, Conforming, and VA loan options side-by-side, facilitating your financial decision-making in .
Loan Limits and Down Payment Requirements for 2025 in Smithfield, Cache, UT
Loan Type
Limit
Down Payment
USDA
$517,000
0%
FHA
$492,200
3.5%
Conventional Conforming
$726,200
3%
Loan Options - USDA and FHA in Smithfield, UT
The mission of Lendersa® is to connect you swiftly with the ideal USDA or FHA loan without difficulty. Begin with one of three options to find compatible lenders and programs.
The USDA home loan, guaranteed by the U.S. Department of Agriculture and known as the USDA rural development loan, is meant for rural areas only. Unlike FHA loans that require a 3.5% down payment, USDA loans require none, making them attractive for eligible applicants.
offering expertise in every area of mortgage lending from purchase, refinance, investment to construction lending. We offer the best mortgage tools available on the Internet – easy, convenient, online shopping for the best loan programs and most current rates available together with the assistance of an experienced live loan officer to guide you
8041 Florence Avenue, Suite 203, Downey, CA, 90240
Mortgage Broker who is approved with many Wholesale partners and therefore not influenced by any one Bank. We provide options for our customers looking to Purchase or Refinance. Home loan programs include FHA, Conventional and VA financing. We have also added Mobile home loans to our list of products.
190 N. Canon Drive, Suite 304, Beverly Hills, CA, 90210
"Founded originally in 1993 by Brad G. Jones, Beverly Hills Financial Group has many satisfied customers. Our Focused expertise in the high end complex Mortgage Market is part of our tradition.
After 18 years as a Mortgage Broker, I wanted to know about the other side of Banking, and I have spent 4 years in the Banking"
8050 Florence Avenue, Suite 203, Downey, CA, 90240
Dynamic Home Loans, We are home loan experts dedicated to making sure your home purchase or refinance experience is top-notch. Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible.
At New Aim Funding. We are a full service mortgage company based in Downey, California. We specialize in FHA Loans, VA Mortgages, Jumbo, Commercial and Conventional Loans in Downey, California. We also serve the surrounding cities in Los Angeles County. Whether you are buying a home or refinancing in any of these zip codes: 90240, 90280, 90255,
9107 Wilshire Blvd, Suite 450, Beverly Hills, CA, 90210
Entertainment Mortgage Our loan programs were designed especially for folks in the entertainment industry and others like you who are self-employed. You want the best possible mortgage with the least amount of hassle. These loans have already helped hundreds of others who are self-employed
9663 Santa Monica Boulevard, Beverly Hills, CA, 90210
YLHFunding is a subsidiary of Hunter III Real Estate Inc. founded by James Hunter in 1989. A licensed broker since 1989. Subsequent to graduating from the University of Miami FL with a 4.0 gpa in Business/Finance, James has personally acquired, remodeled and resold over 125 Single Family Residences and borrowed
433 North Camden Drive, Suite 600, Beverly Hills, CA, 90210
Kind Home Loans small boutique agency where everyone knows everyone and that's the way we like it. While others may solely pursue the bottom line, we view success in a different light. Our fun and inclusive working environment is built upon equality, diversity, and team spirit. From new to seasoned loan originators.
While others may solely pursue the bottom line, we view success in a different light. That's how we approach the needs and hopes of each and every client and also why we offer one of the largest varieties of loans compared to nearly every other big-name lender. We offer lower rates, fees and are available weekdays, evenings, even weekends. From beg
9301 Wilshire Blvd, #502, Beverly Hills, CA, 90210
Macoy Capital Partners, Inc. brings this understanding of borrower need, combined with more than 20 years of experience in the mortgage industry, to broker private money transactions for business- purpose real estate loans secured by 1-4 unit residential property. We also fund commercial and construction loan transactions.