USDA Vs. FHA Pro and Con comparison in Smithfield, Cache County, UT
In 2025, within Smithfield, county of Cache, UT, the USDA loan cap is $517,000, contrasting with the FHA limit of $492,200 for single-family residences.
Utilize Lendersa®'s USDA loan calculator to compare the latest USDA and FHA rates. It helps identify the necessary income, credit score, reserves, and documents required for qualification. With our advanced tool, you can view USDA, FHA, Conforming, and VA loan options side-by-side, facilitating your financial decision-making in .
Loan Limits and Down Payment Requirements for 2025 in Smithfield, Cache, UT
Loan Type
Limit
Down Payment
USDA
$517,000
0%
FHA
$492,200
3.5%
Conventional Conforming
$726,200
3%
Loan Options - USDA and FHA in Smithfield, UT
The mission of Lendersa® is to connect you swiftly with the ideal USDA or FHA loan without difficulty. Begin with one of three options to find compatible lenders and programs.
The USDA home loan, guaranteed by the U.S. Department of Agriculture and known as the USDA rural development loan, is meant for rural areas only. Unlike FHA loans that require a 3.5% down payment, USDA loans require none, making them attractive for eligible applicants.
American Mortgage are Florida’s Source for objective mortgage information and we take the term Trusted Advisor with the utmost of sincerity and seriousness. For most Americans, Real Estate is the largest and most valuable asset that they will ever own. We endeavor to make the experience of buying and financing real estate.
Capital Fundings is a direct private money lender. We are federally licensed with the NMLS and carry professional liability insurance. Our licensed professional team will provide outstanding service from approval to closing with great rates and terms. Our PROMISE to you on Closing day: Your MONEY will be there!!!
Crowder Financial, LLC is a leading commercial lending & investment company. Our team has decades of experience collectively within U.S.A. markets. We pride ourselves on the ability to lend & invest nationwide and to set obtainable guidelines on our investment strategies which continue to produce accurate expectations, consistently.
2400 E Colonial Dr, Suite #200, Orlando, FL, 32803
BridgeWell Capital is a Direct Private Money Lender for real estate investments. We offer fast and easy approvals. BridgeWell offers private money financing for real estate investors. We can provide you with a reliable, hassle-free source of funding for your real estate investments.
At L'Oréal USA Federal Credit Union, we make loans for almost any worthwhile purpose. In fact, we have all the lending services most our members will ever need including: Secured Loans Unsecured Loans And Much More! Of course, you can expect all of our lending services to come with the prompt and friendly service you deserve as a member.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
The experienced team at Gain Equity Mortgage has over 50 years of mortgage experience combined. We are here to help, advise and do everything to get you into your dream home. Everyone is looked at to achieve their dream, some are ready today tomorrow or next year.The team helps you to own your home and become financially successful.
Jersey Central Federal Credit Union (JCFCU) is a not-for-profit financial cooperative, chartered in 1937 to serve employees of the Central Railroad of New Jersey (CNJ), who worked in the engine repair and train services departments in Jersey City, NJ. The founding members recognized the need for affordable
No matter what your financial situation looks like, the experts at SunQuest will analyze your income, assets and liabilities; we’ll coordinate with your attorney, accountant or advisers, to insure that your New Jersey mortgage supports your other financial goals.The two founding partners of SunQuest Funding represent more than 40 years of experienc
First Alliance Home Mortgage, L.L.C. opened in 2004 and has since become one of the premier lenders in New Jersey. A Mortgage Banker/Broker with tremendous resources and a wide array of mortgage products we are committed to providing you with the best rates and mortgage programs available in today's market.
