USDA and FHA Pro and Con in Smithfield, Cache County, UT
In 2026, within Smithfield, county of Cache, UT, the USDA loan cap is $517,000, contrasting with the FHA limit of $492,200 for single-family residences.
Utilize Lendersa®'s USDA loan calculator to compare the latest USDA and FHA rates. It helps identify the necessary income, credit score, reserves, and documents required for qualification. With our advanced tool, you can view USDA, FHA, Conforming, and VA loan options side-by-side, facilitating your financial decision-making in .
Loan Limits and Down Payment Requirements for 2026 in Smithfield, Cache, UT
Loan Type
Limit
Down Payment
USDA
$517,000
0%
FHA
$492,200
3.5%
Conventional Conforming
$726,200
3%
Loan Options - USDA and FHA in Smithfield, UT
The mission of Lendersa® is to connect you swiftly with the ideal USDA or FHA loan without difficulty. Begin with one of three options to find compatible lenders and programs.
The USDA home loan, guaranteed by the U.S. Department of Agriculture and known as the USDA rural development loan, is meant for rural areas only. Unlike FHA loans that require a 3.5% down payment, USDA loans require none, making them attractive for eligible applicants.
932 Hungerford Drive, Suite 1A, Rockville, MD, 20850
We put our customers first. We listen to you and help you find what you need. If you are looking for first-class service, you have come to the right place! We aim to be friendly and approachable. We are here to serve you and answer any questions you may have. Amy Zhou is the President of A-Z Mortgage Inc.
15200 Shady Grove Road, Suite 310, Rockville, MD, 20850
Empire Financial is a family-owned and operated mortgage company serving borrowers in Maryland, Virginia, and DC. We believe in a long-term relationship in which we help our clients find the right loan solution for their particular needs. We help our clients review and explore all of the loan options available.
1803 Research Blvd, Suite 102, Rockville, MD, 20850
Onetime Mortgage is a multi state residential mortgage licensed company with headquarters in Rockville, Maryland. We have dedicate team of loan processors and state licensed mortgage loan officers for real human communications along with paperless all 100% digital application process.
932 Hungerford Drive, Unit 20B, Rockville, MD, 20850
At Precision Mortgage, we value your time, so we have streamlined our application process for you. Apply for and upload your mortgage documents through our online portal, allowing us to match you with the best available loan product! We can place all types of mortgages including purchases.
1395 Piccard Drive, Suite 330, Rockville, MD, 20850
Equity United Mortgage Corporation provides a service & not just a product. We don't just originate your loan. We guide & advise you through the mortgage process show you how to avoid choosing the wrong mortgage & how to capitalize on the best opportunities for you. Our consultants will give you the personalized attention that you deserve.
we love mortgages and we love helping our clients achieve their goals. Your successes are our successes. Much like a suit, we know that one size does not fit all. Our job is to provide you with high quality loan programs that are tailored to fit your specific needs, with some of the most competitive rates in the nation.
2400 Research Boulevard, Suite 400, Rockville, MD, 20850
Apex Home Loans, Inc. is a local mortgage lender headquartered in Montgomery County, MD. Apex focuses on delivering superior customer experiences and takes pride in helping people achieve their dream of owning a home. We’re like you: fellow homeowners, active community members, and family-focused individuals.
9710 Traville Gateway Dr # 295, Rockville, MD, 20850
Greenbriar Lending, LLC. has rapidly become one of the most respected private lenders in the industry. Our mission is to provide our customers with the capital and knowledge to insure profitability on all of their real estate transactions. We are self-funded and provide our clients with swift and flexible commercial financing options. We focus on
1801 Research Blvd, Suite 410, Rockville, MD, 20850
For over 20 years, All Credit Considered Mortgage, Inc. (ACC Mortgage) has been committed to bettering the community and the financial positions of its customers. Our focused, philosophy-driven lending has positioned ACC Mortgage as a leading private money company in the Washington DC market to now offering it's products in 21 states and the Distri
181 Bluffton Road, Suite F-102, Bluffton, SC, 29910
The Kristoff Team has been lending locally in Hilton Head Island and Bluffton since 1989. We have worked with thousands of clients and received numerous top producer awards by lending $3 billion over our combined 50 years. Our philosophy is simply, “say what you mean, mean what you say, and do what you say you’re going to do.”
