USDA Vs. FHA Pro and Con comparison in White-City, Salt Lake County, UT

As of 2025, the USDA loan limit for White-City in the county of Salt Lake, UT, is $362,400, whereas for a single-family home, the FHA limit is $453,100.

Use the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates. Evaluate the income, credit, reserves, and necessary documents needed to qualify. By utilizing our advanced mortgage calculator, view USDA, FHA, Conforming, and VA options side-by-side, assisting you in choosing the best program in for your financial situation.

Review loan offers from 100 lenders

2025 Loan Limits and Downpayment Requirements in White-City, Salt Lake, UT

Loan Type Loan Limit Down Payment
USDA $362,400 0%
FHA $453,100 3.5%
Conventional Conforming $600,300 3%

Exploring USDA and FHA Loan Options in White-City, UT

Lendersa® aims to provide the most suitable USDA or FHA loan efficiently and with ease. Select from one of three starting points to connect you with matching lenders and suitable USDA loan programs.

Lendersa USDA loan inquiry and matching results

Understanding USDA Loans in UT

The USDA home loan, endorsed by the U.S. Department of Agriculture, is frequently known as a USDA mortgage or rural development loan. This financial product is dedicated to rural neighborhoods only. Unlike FHA loans, which mandate a minimum down payment of 3.5%, USDA loans do not necessitate any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Landmark Loans
  • 945 Long Ridge Road, Stamford, CT, 06902
  • Landmark Loans is committed to helping you find and close the right mortgage product for your needs. We are different in that the broker, John Lasko is also a CPA and offers personalized service with skills not offered by your local bank, a national lender or another local mortgage broker.
  • Alpha Funding Solutions
  • 329 Hempstead Turnpike, West Hempstead, NJ, 11552
  • Alpha is a Direct Private Asset-Based Lender in the Northeast (NJ, NY, PA, CT). We have been meeting the needs of real estate investors, developers, and builders since 2007 funding projects that are not fundable through traditional sources. Alpha focuses on residential & commercial properties.
  • A.J.T.M Financial Group, Inc.
  • 1266 E. Main Street Suite 700R, Stamford, CT, 06902
  • A.J.T.M Financial Group, Inc. we have been Funding Commercial and Residential Loans since 2006.We are a Direct Nationwide Lender from $75,000 - $5,000,000. Loans over our Max Loan Amount can still be Funded with our Portfolio of Participating Funding Partners.Between A.J.T.M. Financial Group, Inc.
  • United Capital Source - Small Business Loans
  • 1001 Franklin Avenue, Suite 200, Garden City, NY, 11530
  • United Capital Source is democratizing small-mid sized business funding. As the Internet has given rise to new online business lenders, aggregators, and social collective funding, our mission is to provide small and mid-sized businesses across America with access to flexible business funding options.
  • Garden City Mortgage
  • 170 Tullamore Road, Garden City, NY, 11530
  • In business since 1997, our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Contour Mortgage Corporation
  • 990 Stewart Avenue, Suite 660, Garden City, NY, 11530
  • Contour Mortgage Corp. has built a solid reputation for unparalleled customer service to exceed the expectations of home owners and buyers. With a multi-state licensed footprint, we are able to serve and reach more customers and offer an expansive product suite and hands-on service that our customers deserve.
  • MSA Mortgage, LLC
  • 18 Mad River Green, Waitsfield, VT, 05673
  • The MSA Mortgage Team is committed to providing clients with high quality experience combined with low mortgage rates. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, our highly experienced team of mortgage bankers can help make your dreams come true.
  • Patriot Bank, National Association
  • 900 Bedford St, Stamford, CT, 06901
  • Patriot Bank is a leading community and commercial bank headquartered in Stamford, CT with branches in Fairfield and New Haven Counties in Connecticut and in Westchester County in New York. Founded in 1994, Patriot Bank has served its communities by helping individuals, small businesses, nonprofits
  • First County Bank
  • 117 Prospect St, Stamford, CT, 06901
  • First County Bank, headquartered in Stamford, Conn. for more than 168 years, is an independent mutual community bank with 16 branches in Stamford, Norwalk, Darien, Greenwich, Fairfield, New Canaan and Westport offering deposit products, mortgages, wealth management, business banking services, and a full array of digital banking products
  • Sound Federal Credit Union
  • 888 Washington Boulevard, Stamford, CT, 06901
  • Sound Federal Credit Union began in 1952 when Stamford Municipal Employees Credit Union was chartered to serve the Stamford city workforce and their families. During the past seven decades, Sound has grown to over $76 million in assets and expanded its reach to serve the 15 cities in Fairfield County along the Long Island Sound.