USDA and FHA Pro and Con in White-City, Salt Lake County, UT
As of 2025, the USDA loan limit for White-City in the county of Salt Lake, UT, is $362,400, whereas for a single-family home, the FHA limit is $453,100.
Use the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates. Evaluate the income, credit, reserves, and necessary documents needed to qualify. By utilizing our advanced mortgage calculator, view USDA, FHA, Conforming, and VA options side-by-side, assisting you in choosing the best program in for your financial situation.
2025 Loan Limits and Downpayment Requirements in White-City, Salt Lake, UT
Loan Type
Loan Limit
Down Payment
USDA
$362,400
0%
FHA
$453,100
3.5%
Conventional Conforming
$600,300
3%
Exploring USDA and FHA Loan Options in White-City, UT
Lendersa® aims to provide the most suitable USDA or FHA loan efficiently and with ease. Select from one of three starting points to connect you with matching lenders and suitable USDA loan programs.
The USDA home loan, endorsed by the U.S. Department of Agriculture, is frequently known as a USDA mortgage or rural development loan. This financial product is dedicated to rural neighborhoods only. Unlike FHA loans, which mandate a minimum down payment of 3.5%, USDA loans do not necessitate any down payment.
US Mortgage Network. We’ve been helping clients obtain home loans and refinance existing mortgages since 1997. We promise to treat you like a person with a dream—and not a number on a piece of paper. We’re known for our out-of-this world customer service. Our clients return again and again for their home loans over the years.
KASH Mortgage Group specialists are licensed and professionally cross-trained to analyze and consult on all aspects of the mortgage preparation process including credit history, employment, and extenuating circumstances associated with divorce, loss of employment, medical and financial hardships.
Red Tree Mortgage is rooted upon the principles of expertise, faith, family and strong values. We strive for excellence and believe that every customer should be treated with superior service and respect to ensure that they have the best experience in the industry. A wonderful night at Topgolf with our Red Tree Mortgage family.
Century Bank & Trust has operated as an independent community bank under local control. The Boards of the Bank and Century Bancorp, Inc, remain convinced, unless faced with strong evidence and trends to the contrary, that this direction can continue to offer against other alternatives, higher returns, a superior level of service to our customers.
Artesian City Federal Credit Union was founded in 1950 on the credit union principle of “people helping people”. For more than fifty years, we have existed solely for the purpose of serving our members’ best interests. This focus on members instead of profits allows us to offer a full range of financial services specifically designed.
230 S. Jackson Street, Suite 333, Albany, GA, 31701
Albany Community Together, Inc. (ACT!) was created in 1997 with the primary mission to create opportunities by helping low-wealth individuals who are not served or underserved by traditional financial institutions to build wealth through small business ownership and access to capital. ACT’s mission has evolved to building wealth
Founded in 1900, Mars Bank has invested and served the same communities in which we live. Primarily focused on Southern Butler, Eastern Beaver and Northern Allegheny counties, we are committed to this area and its communities.
Mars Bank is committed to remaining a relationship driven, independent community bank which offers competitive products
First Choice Mortgage Services Inc is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
Holland Mortgage Advisors is a professional mortgage lending company, with over 150 years combined experience in the mortgage lending industry. We focus on conventional, government, new construction, investment/commercial, and portfolio lending, and partner with reputable local and national lending institutions to be able to offer our clients
"Visionary FCU was founded in November 1960 as Universal-Cyclops Bridgeville Federal Credit Union. We changed our name to Visionary FCU in 1997, and now serve members that live, work, go to school, or worship in Allegheny County, PA.
We are also a member of the Credit Union Shared Branch Network.
