USDA and FHA Pro and Con in Sandy, Salt Lake County, UT

In 2025, the USDA loan limit is $418,600 in Sandy, Salt Lake, UT, while the FHA limit for single-family homes is $619,850.

With the Lendersa® USDA loan calculator, compare USDA and FHA rates today. Evaluate the income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator allows a side-by-side comparison of USDA, FHA, Conforming, and VA loans, so you can choose the best for your finances in .

Explore loan offers from 100 lenders

Loan limits and down payment in Sandy, Salt Lake, UT, 2025

Loan Type Loan Limit Down payment
USDA $418,600 0%
FHA $619,850 3.5%
Conventional $726,200 3%

Loan options: USDA and FHA in Sandy, UT

Lendersa® aims to provide you with the best USDA or FHA loans quickly and effortlessly. Begin with one of three methods to match lenders with USDA loan programs.

Lendersa USDA loan request results

Understanding USDA Loans in UT

The USDA home loan, also called the USDA mortgage or rural development loan, is government-backed and limited to rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, the USDA loan requires no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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