USDA Vs. FHA Pro and Con comparison in Cottonwood-Heights, Salt Lake County, UT
In 2025, the USDA loan limit set for Cottonwood-Heights in Salt Lake county, UT, reaches $362,400, whereas the FHA limit for a single-family property stands at $453,100. These limits are critical for potential homebuyers to understand, as they define the scales of financing available through these specific programs.
To effectively compare USDA and FHA rates today, employ the Lendersa® USDA loan calculator. This tool aids in determining the income, credit, reserves, and necessary documentation required for qualification. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side, facilitating your choice of the most suitable program available in based on your financial circumstances and goals.
2025 Loan Limits and Downpayment Requirements in Cottonwood-Heights, Salt Lake, UT
Loan Type
Loan Limit
Down payment
USDA
$362,400
0%
FHA
$453,100
3.5%
Conventional Conforming
$600,300
3%
Possible USDA and FHA Loan Options in Cottonwood-Heights, UT
The goal of Lendersa® is to swiftly secure the best USDA or FHA loans without hassle. Start your journey by selecting one of three pathways to match you with appropriate lenders and USDA loan programs suitable for your needs.
The USDA home loan, often called the USDA rural development loan or USDA mortgage, is guaranteed by the government Department of Agriculture and is available only in rural neighborhoods. It differs from FHA loans, which require a minimum down payment of 3.5%, because the USDA mortgage requires no down payment at all, offering significant savings for eligible buyers.
17111 Beach Boulevard, Suite 100, Huntington Beach, CA, 92647
Alliance West Financial Solution for the local Real Estate market. Our mission is to provide our clients with the highest professionalism and ethics, whether looking for a new home, making investment strategies, avoiding foreclosure or navigating the REO process. We are here to make the home buying process as simple.
Born nearly a century ago as the credit union of Douglas Aircraft, our values were forged in the factories and plants that made the region prosper. At its core is a commitment to strength, independence and discipline. A belief that if you work hard enough, a better life is always possible. Not just for yourself, but future generations to come.
8907 Warner Ave Ste 145, Huntington Beach, CA, 92647
Universal Commercial Capital is a U.S. based, private money lender. A trusted resource in real estate mortgage lending, Universal Commercial Capital is known for its flexible, common-sense underwriting and efficient, hassle-free loan programs.and also steadfast commitment to helping its clients reach their full financing potential
1516 West Redondo Beach Boulevard, Gardena, CA, 90247
Our founder dedicated almost 20 years of his life to building Gardena Financial. As a teenage immigrant from war-torn Cambodia, he became the first in his family to attend college with a full academic scholarship at Haverford College. He worked for AIG, JP Morgan Chase, CPA firms, and many others.
24007 Ventura Blvd, Suite 260, Calabasas, CA, 91302
Pacific Capital Funding Corp is direct private/hard money lender and a broker offering investment property bridge, fix and flip and ground up construction loans at highly competitive terms. We can often fund your loan in 7 days or less with same-day approval! Let us fund your next investment property today.
CIVIC Financial Services is a private money lender, specializing in the financing of non-owner occupied residential investment properties. CIVIC provides Mortgage Brokers and Real Estate Investors with a fast and cost effective funding source for their real estate investment needs.
Not sure where to start or what solutions you may need to achiev
24151 Ventura Blvd, Suite 350, Calabasas, CA, 91302
Forbix is a full service real estate advisory firm with offices in Calabasas, California and Brandon, Mississippi. What makes Forbix unique is our ability to advise clients from the standpoint of both a lender and an investor. This multi-faceted view approach has proven to be beneficial and invaluable for our clients
5016 N. Parkway Calabasas, Suite 200, Calabasas, CA, 91302
At One Nation Home Loans our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
23801 Calabasas Road, Suite 2026, Calabasas, CA, 91302
Red Door Financial is a mortgage firm serving the lending needs of real estate professionals, builders, and individual home buyers. We have access to a full range of mortgage products and are dedicated to finding the right loan, with the best available rates, terms, and costs to meet our clients’ needs.
23801 Calabasas Road, Suite 2018, Calabasas, CA, 91302
Senior Funding Associates enjoy helping our customers discover how a Reverse Mortgage can safely provide financial peace of mind. They've earned the opportunity to turn some of their home value into federally insured money, while continuing to own and live in their homes. Since 1989, I have personally originated and closed over 2, 000.
5000 North Parkway, Suite 114, Calabasas, CA, 91302
Wembley’s Inc is a real estate company that provides both realtor and lending solutions - with an emphasis on customer service. We are committed to serving the needs of our community with the highest level of respect and professionalism. Our associates are here to assist in the sale or purchase of prime commercial real estate.
