USDA Loan Vs. FHA loan for Cottonwood-Heights, UT [Salt Lake County Rates 2023]

In 2025, USDA loan limit in Cottonwood-Heights, county of Salt Lake, UT is $362,400 while FHA limit is $453,100 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Cottonwood-Heights, UT

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Utah?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(866) 529-7459 117 miles Lender's profile and map Reviews Utah Independent Bank 55 South State Street, Salina, UT, 84654 Utah Independent Bank was established in Salina, Utah and opened for business in August 1977. Utah Independent Bank is the only locally owned bank in the counties of Sevier and Beaver. We currently have four locations to serve the needs of our customers; they are located in Beaver, Milford, Monroe, and Salina, Utah. All locations provide full-servi
(208) 766-2211 120 miles Lender's profile and map Reviews Ireland Bank 33 Bannock Street, Malad City, ID, 83252 Ireland Bank is a community bank that’s big enough to serve you, small enough to care. We’re proud to have contributed to the growth of Idaho communities since 1892. We were originally founded in Malad, Idaho by the pioneer community’s leading citizens. Ireland Bank has survived depressions, stock market crashes, wars and agricultural disasters.
(435) 896-4411 130 miles Lender's profile and map Reviews Timberline Mortgage, Inc 716 South Cove View Rd, Richfield, UT, 84701 Timberline Mortgage, Inc. Team is your premier mortgage team located in Richfield, Utah. Timberline Mortgage, Inc. offers some of the lowest rates nationwide making the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Richfield area. Whether you are first time home buyer, purchasing your dream home.
(307) 885-0000 153 miles Lender's profile and map Reviews Bank of Star Valley 384 Washington, Afton, WY, 83110 The Bank of Star Valley is the premier banking institution in the Star Valley, Wyoming area. It is a true home-town bank with neighbors providing excellent financial products and quality banking services for their neighbors and alsoThe Bank of Star Valley proudly carries a 5-star rating from Bauer Financial, Inc.
(208) 233-4395 160 miles Lender's profile and map Reviews SEI Credit Union 555 N 5th Avenue, Pocatello, ID, 83201 At SEI Credit Union, we think managing your finances should be simple. We pride ourselves on knowing your name when you walk through our door. We are a professional credit union with the convenience afforded by hometown values. Contact us today!Credit Union, we think managing your finances should be simple.
(208) 233-5544 160 miles Lender's profile and map Reviews Connections credit union 1150 North 8th Avenue, Pocatello, ID, 83201 Connections Credit Union is open to most persons, along with family members who live and work in Ada, Bannock, Bingham, Bonneville, Canyon, Cassia, Jefferson, Jerome, Lincoln, Minidoka, and Twin Falls counties. Membership also extends to businesses and other legal entities operating in those counties.
(208) 232-7711 160 miles Lender's profile and map Reviews Advantage Plus Federal Credit Union 2133 E Center St, Pocatello, ID, 83201 We are a locally owned and operated credit union serving the communities in the Southeastern Idaho area. Since first opening our doors in 1953, Advantage Plus FCU has always been a credit union with 100% focus on the betterment of our member base. That means that all product, supplemental resources.
(888) 566-3276 160 miles Lender's profile and map Reviews Idaho Farm Bureau Financial Services 275 Tierra Vista Drive, Pocatello, ID, 83205 The Company deals primarily with Idaho Farm Bureau Federation members and the Federation’s affiliated organizations. It finances premiums for several lines of insurance, and provides loans secured by motor vehicles, mobile homes, home equity, and other areas of finance approved by the Board of Directors.
(208) 678-8615 164 miles Lender's profile and map Reviews DL Evans Bank 375 N Overland Ave, Burley, ID, 83318 D.L. Evans Bank! We know there are many financial institutions you could bank with, so here is what makes us different: Our greatest asset is you. We owe our success to the relationships we have with our customers, not the size of their accounts or a sales quota. Our customers are our partners and friends, and their success is what drives us.
(307) 362-8801 166 miles Lender's profile and map Reviews RSNB Bank 200 Second Street, Rock Springs, WY, 82901 RSNB Bank opened for business at its original location on South Main Street across from the Union Pacific depot June 10, 1892. That building still stands with engraving "National Bank of 1892" on its facade. John W. Hay, Sr. became president in 1907. Over the next 40 years, Mr. Hay oversaw the growth and management of the Bank.
(307) 382-2968 166 miles Lender's profile and map Reviews Trona Valley Federal Credit Union 2640 Foothill Blvd, Rock Springs, WY, 82901 "Trona Valley Federal Credi union Founded in 1963. Now, serving Sweetwater, Lincoln, Uinta, Sublette, Carbon, and Teton Counties in Wyoming and Rich, Morgan, Daggett, and Summit Counties in Utah. Mission Statement: Trona Valley is a caring partner dedicated to your financial success. Branch locations in Green River, Rock Springs, and Evanston"