USDA Vs. FHA your options comparison in Cottonwood-Heights, Salt Lake County, UT
In 2025, the USDA loan limit set for Cottonwood-Heights in Salt Lake county, UT, reaches $362,400, whereas the FHA limit for a single-family property stands at $453,100. These limits are critical for potential homebuyers to understand, as they define the scales of financing available through these specific programs.
To effectively compare USDA and FHA rates today, employ the Lendersa® USDA loan calculator. This tool aids in determining the income, credit, reserves, and necessary documentation required for qualification. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side, facilitating your choice of the most suitable program available in based on your financial circumstances and goals.
2025 Loan Limits and Downpayment Requirements in Cottonwood-Heights, Salt Lake, UT
Loan Type
Loan Limit
Down payment
USDA
$362,400
0%
FHA
$453,100
3.5%
Conventional Conforming
$600,300
3%
Possible USDA and FHA Loan Options in Cottonwood-Heights, UT
The goal of Lendersa® is to swiftly secure the best USDA or FHA loans without hassle. Start your journey by selecting one of three pathways to match you with appropriate lenders and USDA loan programs suitable for your needs.
The USDA home loan, often called the USDA rural development loan or USDA mortgage, is guaranteed by the government Department of Agriculture and is available only in rural neighborhoods. It differs from FHA loans, which require a minimum down payment of 3.5%, because the USDA mortgage requires no down payment at all, offering significant savings for eligible buyers.
19851 State Hwy 46 W, Suite 201, Spring Branch, TX, 78070
"At Alamo Premier Mortgage We underwrite, process and close our own loans.
We do VA, FHA, conventional, jumbo and investment loans.
We NEVER change our fees, you will know what you are paying for a loan, the rate and terms before you sign your paperwork
We can Pre Approve your Land, Construction and Final Loan in one stop."
18568 Forty Six Pkwy, Suite 3002, Spring Branch, TX, 78070
CFS over 25 years Construction Financial Solutions has offered homeowners construction loans throughout Texas. We provide construction loans to build custom homes, investment properties, vacation homes, as well as renovation of existing homes. The construction loan is refinanced into a long term mortgage upon construction completion.
6500 River Place Blvd, Building 7, Suite 250, Austin, TX, 78730
360mtg are a privately owned mortgage bank, founded in 2007. Our staff utilize a state-of-the-art paperless technology which encompasses all departments from origination through securitization. 360 Mortgage Group has strategically recruited underwriters from across the country to bring their local market expertise to the underwriting pool.
6500 River Place Blvd, Suite 250 Bldg 7, Austin, TX, 78730
Mortgage Pros is a Texas based, award winning mortgage company committed to excellent strategies and an extraordinary mortgage experience. Mortgage lending is all we do, all day, every day, and we do it best by consistently exceeding our customers’ expectations with integrity, authenticity, superior customer satisfaction
6500 Riverplace Blvd, Building 7, Suite 250, Austin, TX, 78730
Wiser Lending is to provide our clients with a mortgage experience that provides the best rates, lowest costs and customer service that is second to none.We will strive to educate each of our clients to empower them to make a sound financial decision.We will maintain our focus on their individual needs to ensure that when their loan closes.
At Westate Mortgage & Realty, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
We pride ourselves on exceeding our customer's expectations in finding the best rates, service, and options for a home loan that's right for you. Whether you want the lowest rate possible, a large amount of guidance, or a more complex financing package, we realize you are unique and we'll work with you to form a loan that is exclusively for you.
Thrive Lending, we see you, and then we see your property. What does that mean? First and foremost, it means we define our success as your success. It means we view lending as a way to elevate your economics through carefully calculated financial risks designed to help your profitability. The reality is that the hard money industry has a bit of a “
5 Star Community Credit Union is committed to serving our members and our community! When you walk in our door, we like to know your name. We offer competitive loan rates all the way from recreational loans to auto and even home. We serve almost 5,000 members and have 2 locations for your convenience, Mt. Pleasant and West Burlington, IA.
North Star Credit Union opened in 1939 as Northern Farmer’s Co-op Credit Union, sponsored by the Northern Farmer’s Co-op Society. The Credit Union was based out of the Co-op Store until it burned down in October 1994. After operating out of the BIC building for some time, the Credit Union was able to relocate in January 1996 to Main Street.
Shell Lake State Bank has been providing financial services to the residents and visitors of Northwest Wisconsin. Complete banking services are available at the Main Office in Shell Lake as well as the branch offices located in Spooner, Minong, Hayward and Stone Lake, WI. The Shell Lake State Bank.
