USDA Loan Vs. FHA loan for Midvale, UT [ best of 2023]

In 2025, USDA loan limit in Midvale, county of Salt Lake, UT is $418,600 while FHA limit is $619,850 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Midvale, UT

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Utah?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(801) 388-5888 39 miles Lender's profile and map Reviews Talon Loans, LLC 920 Chamber St, Suite 11, Ogden, UT, 84403 Talon Loan LLC is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(801) 627-8700 39 miles Lender's profile and map Reviews Wasatch Peaks Credit Union 4723 Harrison Blvd, Ogden, UT, 84403 Wasatch Peaks Credit Union, our mission is simply stated; yet, it is the root of all we do: Exceeding expectations one member at a time and offers the following products and services: Auto/Boat/RV/ATV Loans, Mortgage Loans, Home Equity Loans/Lines of Credit, Visa® Credit Cards, Savings, CDs/IRAs, FREE Checking, Online Banking.
(801) 621-4550 39 miles Lender's profile and map Reviews Goldenwest Credit Union 5025 South Adams Avenue, South Ogden, UT, 84403 Goldenwest is among the largest credit unions in Utah, holding $2.3 billion dollars in assets. As a not-for-profit financial cooperative, Goldenwest is owned by its 153, 000+ members. Based in Ogden since it was founded in 1936, the credit union operates 43 branches from Logan to St George, including the USU Credit Union Division in Cache Valley.
(801) 390-3316 40 miles Lender's profile and map Reviews Augusta Mortgage, Inc. 5145 South Airport Road, Suite 300, Roy, UT, 84067 We offer discrete and dependable consulting for all aspects of your real estate needs. Our team of highly qualified employees is available day and night to guarantee you the best possible service. We’re sure they’ll be able to help you with whatever problems you may have. We do NOT get "beat" whether it is product, pricing, or service.
(801) 773-4468 40 miles Lender's profile and map Reviews Day Financial Services, Inc. 3568 W 4800 S, Suite B, Roy, UT, 84067 Day Financial Services, Inc. has been doing buisiness since 1994. Our experienced staff will help you with any and all mortgage needs. And also Day Financial Services, Inc. Is a full service mortgage broker. We offer First Time Homebuyer, Purchase, New Construction Refinances, Rural Housing, Debt Consolodiation, Reverse Morrgages, Equity and FHA
(801) 798-7280 40 miles Lender's profile and map Reviews First National Mortgage 397 North Main Street, Spanish Fork, UT, 84660 First National Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you.
(801) 893-6636 40 miles Lender's profile and map Reviews Remarkable Home Loans 62 E 800 N, Suite 202, Spanish Fork, UT, 84660 Remarkable Home Loans team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
(801) 465-3422 42 miles Lender's profile and map Reviews Ryan Mortgage Company 373 S 100 W, Payson, UT, 84651 Ryan Mortgage Company, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family.
4353275120 42 miles Lender's profile and map Reviews SmartLink Financial, LLC 345 West 600 South, Suite 125, Heber City, UT, 84032 SmartLink was born out of a lack of good customer service in the industry. Christal Bowlby has been in the lending business since 1996 & great customer service has been key to keeping her business thriving for years. Starting her career as a direct lender, working for large banks such as Chase Manhattan Bank and GMAC but became a broker in 2008.
(435) 657-0154 42 miles Lender's profile and map Reviews Xcel Financial 345 W 600 S, Heber City, UT, 84032 "Xcel Financial is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements.We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools."