USDA Vs. FHA Pro and Con comparison in Midvale, Salt Lake County, UT
In the year 2025, the USDA loan limit in Midvale, within the county of Salt Lake, UT, is set at $418,600. Meanwhile, for a single-family home, the FHA loan limit stands at $619,850. These limits play a crucial role in determining financing possibilities for potential homeowners, helping them make informed decisions based on available funding options.
Utilize the Lendersa® USDA loan calculator to effectively compare today's USDA against FHA rates and to establish the necessary income, credit, reserves, and documentation needed to qualify. Our advanced mortgage calculator showcases USDA, FHA, Conforming, and VA loans side by side, aiding in selecting the best program in for your specific financial scenario.
Detailed Loan Limits and Downpayment Requirements for 2025 in Midvale, Salt Lake, UT
Loan Type
Loan Limit
Down payment
USDA
$418,600
0%
FHA
$619,850
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Midvale, UT
At Lendersa®, our goal is to swiftly connect you to the finest USDA or FHA loans, without unnecessary hassle. You are encouraged to choose from one of three initial pathways designed to match you with the appropriate lenders and USDA loan programs that best suit your needs.
The USDA home loan, which is also referred to as the USDA rural development loan or USDA mortgage, is a loan guaranteed by the government Department of Agriculture, exclusively available in rural areas. Unlike FHA loans requiring a minimum down payment of 3.5%, the USDA mortgage allows you to purchase without any down payment, making it an attractive option for eligible buyers in rural communities.
21224 Ventura Boulevard, Woodland Hills, CA, 91364
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Axis Funding 100% focus on funding, we've expanded what we can offer our clients in a more complex landscape since the mortgage crisis in 2008. The challenge many clients run into is that what worked in the past is no longer sufficient, that leads to an overwhelming level of frustration when their advisors can no longer offer workable solutions.
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R.C. Temme Corporation (RCTC) on the concept that income oriented investors can earn a superior rate of interest through Trust Deed (TD) investments by retailing their money, through RCTC, directly to the actual borrower. In today’s tight borrowing environment, you need RC Temme Corporation more than ever! A huge portion of our country’s current l
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