USDA Vs. FHA your options comparison in Midvale, Salt Lake County, UT
In the year 2025, the USDA loan limit in Midvale, within the county of Salt Lake, UT, is set at $418,600. Meanwhile, for a single-family home, the FHA loan limit stands at $619,850. These limits play a crucial role in determining financing possibilities for potential homeowners, helping them make informed decisions based on available funding options.
Utilize the Lendersa® USDA loan calculator to effectively compare today's USDA against FHA rates and to establish the necessary income, credit, reserves, and documentation needed to qualify. Our advanced mortgage calculator showcases USDA, FHA, Conforming, and VA loans side by side, aiding in selecting the best program in for your specific financial scenario.
Detailed Loan Limits and Downpayment Requirements for 2025 in Midvale, Salt Lake, UT
Loan Type
Loan Limit
Down payment
USDA
$418,600
0%
FHA
$619,850
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Midvale, UT
At Lendersa®, our goal is to swiftly connect you to the finest USDA or FHA loans, without unnecessary hassle. You are encouraged to choose from one of three initial pathways designed to match you with the appropriate lenders and USDA loan programs that best suit your needs.
The USDA home loan, which is also referred to as the USDA rural development loan or USDA mortgage, is a loan guaranteed by the government Department of Agriculture, exclusively available in rural areas. Unlike FHA loans requiring a minimum down payment of 3.5%, the USDA mortgage allows you to purchase without any down payment, making it an attractive option for eligible buyers in rural communities.
We proudly serve all types of VA loans in the great state of Texas. We take the time to evaluate your personal situation in detail and find the best mortgage solution through all types of loans, including a VA Purchase/Refinance. We have well-qualified individuals who can assist you with getting things done in a timely manner.
Founded in 2005, Castle Hills Mortgage was created to deliver the best possible interest rates, in conjunction with the lowest closing costs, while providing the highest level of customer service. In the past two years alone, we have closed over fifty transactions totaling over $20 Million in purchases where other mortgage companies.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. More Importantly, our main niche is to provide mortgage loans with no out of pocket closing costs for the borrower.
At TLC Mortgage, we build long-term relationships with our clients. Our goal is to help empower every client to make informed financing decisions. We go the extra mile to ask detailed questions to understand the short and long-term goals of the client. TLC Mortgage guides borrowers every step of the way through the mortgage loan appproval process.
AmeriDream Mortgage Group LLC specializes in residential home loans with excellent customer service and extensive product knowledge We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending purchase to refinance to construction lending.
Cendera Bank is located in Benbrook, Texas. At this location, Cendera Bank employs approximately 3 people. Cendera Bank. They provide the following services: Full Service Office Location and are located at 615 E. Bells Blvd in Bells Texas. Cendera Bank, N.A. is currently looking to add highly motivated, high integrity team members
Carroll County Trust Company of Carrollton, Missouri
2 South Folger, Carrollton, MO, 64633
Carroll County Trust Company is a small town community bank established in 1919. When the Carroll County Trust Company was formed, the banks of Carrollton were family owned entities. The original Board of Directors and founders of the Carroll County Trust Company were comprised of local farmers and businessmen.
Thistle Financial first opened its doors in Eden Prairie, Minnesota in 2005. We’re happy to be a part of this beautiful community and bring our mortgage expertise to the city and its neighboring Twin Cities. We value the trust that our clients place in us as their mortgage broker, and always look forward to working with new faces.
Edge Home Finance Corporation offers personalized mortgage solutions tailored to unique financial needs. I personally have been a loan officer for 23 years and can work with all types of clients . As a trailblazer in the mortgage industry, our innovative approach ensures clients achieve their dream of homeownership seamlessly and efficiently.
Lending Elite is committed to design the loan to suit your needs. Whether you are buying, refinancing, or remodeling, we are here to guide you through the process to achieve your financial goals. and also Lending Elite Inc. is an independent mortgage company, licensed by the Texas Department of Savings.
