USDA Loan Vs. FHA loan pro & con Bountiful, Davis County, UT

In 2025, the USDA loan limit in Bountiful, Davis county, UT, is $517,000, while for a single-family home, the FHA limit is $744,050.

To compare the leading USDA and FHA rates today, use the Lendersa® USDA loan calculator. It helps determine the needed income, credit, reserves, and necessary documents for qualification. Our advanced mortgage calculator offers a side-by-side view of USDA, FHA, Conforming, and VA loans, aiding in the selection of the optimal program for your financial situation in .

USDA and FHA Loan Choices in Bountiful, UT

Lendersa® strives to provide the highest quality USDA or FHA loans quickly and without difficulties. Engage with one of three introductory paths that lead to matching lenders and accommodating USDA loan programs.

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Understanding USDA Loans in UT

The USDA home loan, also known as the USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture and is only available in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, the USDA mortgage requires no down payment at all.

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(801) 713-4800 Lender's profile and map Reviews EverLEND Mortgage Company 2455 E. Parleys Way, Suite 150, Salt Lake City, UT, 84109 EverLEND Mortgage Company. When you think of Mortgage Bankers, you may think of large, cold corporations. There are many out there that have expanded to the point that many consumers feel like just a number, and quite frankly, helpless to choose a better option. We firmly believe in quality over quantity.
(801) 444-1399 Lender's profile and map Reviews Wasatch Capital Mortgage 697 North 240 East, Kaysville, UT, 84037 At Wasatch Capital Mortgage we strive to make you a “client for life” and a part of our mortgage family. We want to be your first choice each and every time you need a home loan. We have a reputation of going above and beyond for every single client. Our goal is to earn the level of trust that will make you to feel confident.
(801) 294-6179 Lender's profile and map Reviews Ashby Financial Group, LC 326 Apricot Grove, Kaysville, UT, 84037 Ashby Financial Group and Lewis Weaver with LW Real Estate have partnered up to provide our clients with an exceptional home buying experience! We provide all types of mortgage financing. We have Conventional, VA, FHA, USDA, Reverse Mortgage, 100% Purchase, non-conventional. We also provide retirement savings plans.
(801) 497-0756 Lender's profile and map Reviews Coventry Mortgage 610 N. Kays Drive, Suite 106, Kaysville, UT, 84037 Coventry Mortgage is the right choice for Mortgages. We have built our business by satisfying our customers mortgage needs one loan at a time.We rarely advertise, our business is made up of referrals from happy customers and from creating relationships with borrowers that last a life time.
(801) 855-8535 Lender's profile and map Reviews Summit Home Loans 375 N Main St, Suite 201, Kaysville, UT, 84037 Summit Home Loans is a residential mortgage brokerage that strives to provide the very best home financing experience in the industry. Our two main priorities are service and price, which we believe go hand in hand rather than trading one for the other. By providing a competitive and fun working environment.
(801) 912-0050 Lender's profile and map Reviews Solution Loans 2723 West 3500 South, Suite 140, West Valley City, UT, 84119 Solution Loans provides a true solution back to financial freedom. We at Solution Loans are committed to provide a product that not only provides for your immediate needs but places you in a better position personally, financially, and socially. Solution Loans products are structured to ensure your success as well as giving you a way
(800) 772-8366 Lender's profile and map Reviews Beam Lending 1086 E Hwy 193, Suite 102, Layton, UT, 84040 Beam Lending was established with you in mind. We focus our efforts on delivering great customer service and competitive interest rates. Over the years, we have been able to help countless clients finance a place they can call home. We are confident that we can provide a home loan solution for you, no matter your situation.
(801) 300-4100 Lender's profile and map Reviews Snap Lending LLC 4525 S Wasatch Blvd, Suite 125, Salt Lake City, UT, 84124 Snap Lending is committed to helping you find the right mortgage based upon your specific needs. We understand that every borrower is different. As an independent brokerage, we offer a variety of products including several 100% mortgage options to meet each client's needs. We work hard for you.
(801) 261-8909 Lender's profile and map Reviews Hi-Land Credit Union 5366 S Executive Park Drive, Murray, UT, 84117 Hi-Land Credit Union in Murray we’re happy to reliably fulfill the community’s need for a wide range of financial services. This includes free checking, auto, home improvement loans, and most other banking services. Over the years we’ve developed a solid track record of personalized, friendly, and dependable customer care.
(801) 806-0680 Lender's profile and map Reviews Home Quest Lending LLC 4685 South Highland Drive, Suite 105, Holladay, UT, 84117 We maintain a high level of communication with our clients and are constantly evolving with the mortgage industry in technology and policy. Our experience and understanding of the process makes for a smooth, efficient closing that our clients rave about time and again. Home Quest Lending, a local mortgage broker here to fund your purchase.
(801) 833-0778 Lender's profile and map Reviews LoanRemedy LLC 4568 Highland Dr, Suite 250, Salt Lake City, UT, 84117 "Our Utah Mortgage Team serves: Salt Lake City, Millcreek, Provo, Orem, Ogden, and other surrounding areas. That’s right. We are available to our clients 7 days a week. We’re committed to providing the best loan treatment in the industry, while also curing your worries during the process."
(801) 448-8975 Lender's profile and map Reviews Primary Source Lending 5442 South 900 East, Suite 142, Salt Lake City, UT, 84117 Primary Source Lending was established in 2020 by the father and son team of Alma and Spencer Hansen. With more than 42 years of combined experience in the Hard Money and Private Money business there is no other team in Utah that has the breadth of knowledge and experience to assist you on your next deal.